Instant Loan App – Get Quick
Online Loans with Quick Disbursal
Instant Loan App – Get Quick Online Loans with Quick Disbursal
Instant Loan App – Get Quick Online Loans with Quick Disbursal
Get instant personal loans online in India through the Olyv app, powered by our trusted partner Instaloan. Enjoy a 100% digital loan process with no paperwork, no collateral, and no hidden charges. Whether you need an instant cash loan for medical emergencies, urgent home repairs, or unexpected expenses, approved funds are credited directly to your bank account within minutes. Simply download the app, fill out a short digital form, and track your loan application in real time.
Olyv makes it easy for salaried employees, even with low monthly incomes, to get quick personal loans with fast approval. As one of the best instant loan apps for salaried individuals, Instaloan offers emergency loans without collateral, instant cash loans without credit card requirements, and transparent terms. With Olyv, you can access quick loans anytime, anywhere in India, safe, seamless, and stress-free.
Get instant personal loans online in India with the Olyv app, powered by our trusted partner Instaloan. Enjoy a 100% digital loan process with no paperwork, no collateral, and no hidden charges. Whether you need an instant cash loan for medical emergencies, urgent home repairs, or unexpected expenses, approved funds are credited directly to your bank account within minutes. Simply download the app, fill out a short digital form, and track your loan application in real time.
Olyv makes it easy for salaried employees, even with low monthly incomes, to get quick personal loans with fast approval. As one of the best instant loan apps for salaried individuals, Instaloan offers emergency loans without collateral, instant cash loans without credit card requirements, and transparent terms. With Olyv, you can access quick loans anytime, anywhere in India—safe, seamless, and stress-free.
Why Choose the Olyv App for an Instant Loan?
Why Choose the Olyv App for an
Instant Loan?
Why Choose the Olyv App for an Instant Loan?
Loans from Trusted RBI-Registered NBFCs
Loans from Trusted RBI-Registered NBFCs
Olyv partners only with certified NBFCs registered under the RBI, ensuring you're accessing instant loans through secure and regulated lenders.
Fast Loan Approval & Instant Disbursal
Fast Loan Approval & Instant Disbursal
With our app-based process, get your loan approved within minutes and enjoy cash loan disbursal to your bank account.
Designed for All Credit Profiles
Designed for All Credit Profiles
Whether you're a salaried individual with limited income or have a low credit score, the Olyv loan app facilitates flexible loan options tailored for you.
Completely Digital Application Process
Completely Digital Application Process
No more paperwork or physical visits. The Olyv instant personal loan app allows you to apply, verify, and track your loan-all from your smartphone.
No Collateral Required
No Collateral Required
Enjoy 100% unsecured personal loans via the Olyv app-no need to pledge assets or arrange for a guarantor.
Customizable EMI Options
Customizable EMI Options
Choose flexible repayment plans with tenures and EMIs that suit your monthly budget and cash flow.
Trusted for Emergency Lending
Trusted for Emergency Lending
Thousands across India use Olyv’s instant loan app during medical emergencies, repairs, travel needs, and more.
Types of Personal Loans Available Online Through Olyv
Types of Personal Loans Available Online Through Olyv
Emergency Personal Loan Online:
Emergency Personal Loan Online:
For unexpected medical or financial emergencies.
For unexpected medical or financial emergencies.
Personal Loan for Medical Expenses:
Personal Loan for Medical Expenses:
Quick funding for hospital bills, surgery, and treatments.
Quick funding for hospital bills, surgery, and treatments.
Wedding Personal Loan Online:
Wedding Personal Loan Online:
Manage wedding-related expenses stress-free.
Manage wedding-related expenses stress-free.
Debt Consolidation Loan:
Debt Consolidation Loan:
Combine multiple debts into one low-interest loan.
Combine multiple debts into one low-interest loan.
Small Amount Personal Loan Online:
Small Amount Personal Loan Online:
Borrow ₹1,000 to ₹10,000 for short-term needs.
Borrow ₹1,000 to ₹10,000 for short-term needs.
Travel Personal Loan:
Travel Personal Loan:
Explore your dream destinations without financial worry.
Explore your dream destinations without financial worry.
Home Renovation Personal Loan:
Home Renovation Personal Loan:
Upgrade or repair your home with easy EMIs.
Upgrade or repair your home with easy EMIs.
Education Personal Loan Online:
Education Personal Loan Online:
Fund tuition, online courses, or certification programs.
Fund tuition, online courses, or certification programs.
Personal Loan for Low Income Earners:
Personal Loan for Low Income Earners:
Ideal for those earning min ₹15,000/month and min ₹25000/month household income.
Ideal for those earning min ₹15,000/month and min ₹25000/month household income.
Personal Loan for Rent Deposit:
Personal Loan for Rent Deposit:
For new movers needing upfront rental funds.
For new movers needing upfront rental funds.
Key Benefits of Using the Instant Loan App - Olyv
Key Benefits of Using the Instant Loan App - Olyv
Key Benefits of Using the Instant Loan App - Olyv
Loan Amount
Loan Amount
Borrow between ₹1,000 and ₹5,00,000*
as per your eligibility (T&C apply)
Borrow between ₹1,000 and
₹5,00,000* as per your eligibility
(T&C apply)
Interest Rate
Interest Rate
Competitive rates starting from
1.5% per month-affordable and easy
to manage
Competitive rates starting from
1.5% per month-affordable and
easy to manage
Tenure Flexibility
Tenure Flexibility
Repayment periods from 2 to 18 months, giving you complete control over your finances
Repayment periods from 2 to 18 months,
giving you complete control over your
finances
Unsecured Loan Approval
Unsecured Loan Approval
No assets or guarantors required-
your application is evaluated
digitally based on your profile
No assets or guarantors required-your
application is evaluated digitally based
on your profile
Instant Digital Disbursal
Instant Digital Disbursal
Funds are transferred directly to
your registered bank account
(T&C apply)
Funds are transferred directly to
your registered bank account
(T&C apply)
Aadhaar-Based Application
Aadhaar-Based
Application
Complete your KYC and loan
application using your Aadhaar
card and a quick selfie verification
Complete your KYC and loan application
using your Aadhaar card and a
quick selfie verification
Calculate Your EMI for Instant Loan through Olyv
Calculate Your EMI for Instant Loan through Olyv
Our built-in EMI calculator makes it easy to plan your repayment in advance. Just:
Our built-in EMI calculator makes it easy to plan your repayment in advance. Just:
Enter your desired loan amount (e.g., ₹50,000)
Select the applicable interest rate (starting at 1.5% per month)
Select the applicable interest rate (starting at 1.5% per month)
Choose your preferred loan tenure (e.g., 12 months)
Choose your preferred loan tenure (e.g., 12 months)
Your monthly EMI is
₹0
6% interest rate per annum
Total Interest
₹0
Total Amount
₹0
EMI Schedule
| Month | Opening Balance | Interest | Principal | Closing Balance |
|---|---|---|---|---|
| Oct '25 | ₹5,000 | ₹25 | ₹-25 | ₹5,025 |
The calculator will automatically show your estimated EMI, total interest, and total payable amount, so you can make an informed decision before applying.
The calculator will automatically show your estimated EMI, total interest, and total payable amount, so you can make an informed decision before applying.
Eligibility Criteria to Get an Instant Personal Loan through Olyv
Eligibility Criteria to Get an Instant Personal Loan through Olyv
To apply for a quick personal loan using the Olyv Instant Loan App, salaried and self-employed individuals need to meet the following basic eligibility criteria:
To apply for a quick personal loan using the Olyv Instant Loan App, salaried and self-employed individuals need to meet the following basic eligibility criteria:
Must be a resident of India
Must be a resident of India
Should be at least 21 years of age
Should be at least 21 years of age
Minimum monthly income should be ₹15,000; household income should be ₹25,000 or above
Must have a PAN card and a mobile number linked to Aadhaar
Must have a PAN card and a mobile number linked to Aadhaar
Should have a regular source of income—either through employment or self-employment
Must not have any existing active loans on the Olyv app at the time of applying
Get instant approval and disbursal of funds directly to your bank account
Minimum monthly income should be ₹15,000; household income should be ₹25,000 or above
Minimum monthly income should be ₹15,000; household income should be ₹25,000 or above
Real-time application tracking and zero hidden charges
Should have a regular source of income—either through employment or self-employment
Should have a regular source of income—either through employment or self-employment
Must not have any existing active loans on the Olyv app at the time of applying
Must not have any existing active loans on the Olyv app at the time of applying
The Olyv instant loan app particularly helps in facilitating loans for users with low income or a low credit score, offering quick financial support when it's needed most.
The Olyv instant loan app particularly helps in facilitating loans for users with low income or a low credit score, offering quick financial support when it's needed most.
Fees & Charges for Instant Loans through Olyv App
Fees & Charges for Instant Loans through Olyv App
Understanding personal loan foreclosure terms in advance allows you to evaluate whether early repayment is financially beneficial. Olyv provides complete clarity on such charges, helping you manage your loan repayment strategy effectively.
Understanding personal loan foreclosure terms in advance allows you to evaluate whether early repayment is financially beneficial. Olyv provides complete clarity on such charges, helping you manage your loan repayment strategy effectively.
Charges
Details
Pre-closure/Foreclosure Fee
Pre-closure/Foreclosure Fee
Up to 4% of the outstanding principal + GST (as per lender)
Up to 4% of the outstanding principal + GST (as per lender)
Up to 4% of the outstanding
principal + GST (as per lender)
Penal Interest
Penal Interest
Up to 36% per annum on overdue principal (or based on grid)
Up to 36% per annum on overdue principal (or based on grid)
Up to 36% per annum on overdue
principal (or based on grid)
Processing Fee
Processing Fee
Varies by lender; generally 2–15% of the loan amount
Varies by lender; generally 2–15% of the loan amount
Varies by lender; generally 2–15%
of the loan amount
Note: The Olyv Instant Loan App is committed to transparent lending with no hidden charges. Always check your loan agreement and Key Fact Statement before proceeding.
Note: The Olyv Instant Loan App is committed to transparent lending with no hidden charges. Always check your loan agreement and Key Fact Statement before proceeding.
Documents Needed to Apply for the Olyv Instant Loan App
Documents Needed to Apply for the Olyv Instant Loan App
To complete your application on the personal loan app - Olyv, keep the following documents ready:
To complete your application on the personal loan app - Olyv, keep the following documents ready:
PAN Card (mandatory)
PAN Card (mandatory
for all applicants)
Aadhaar card as
identity proof
Address verification via
passport, driver’s license, or voter ID
(may vary by case)
Bank account details
for receiving the disbursed
amount
Recent bank account
statements
EPFO records for salaried applicants
An active bank account
with an IFSC for fund credit
Income proof: For salaried applicants: Bank statements and EPFO data For self-employed: Bank statements of recent months
A selfie for identification
Selfie or passport-
size photo
Application Requirements on the Instant Loan App – Olyv
Requirement
Details
Basic Details
Full Name, Date of Birth, Gender, Marital Status, Guardian’s Name, Nationality
Contact Info
Aadhaar-linked Mobile Number and valid Email ID
KYC Documents
PAN Card and Aadhaar Card / Valid address proof
Photograph
A recent selfie or passport-size photo
Employment Info
Job Type, Company or Business Name, Profession
Income Information
Monthly income of ₹15,000 or more; household income of ₹25,000+, with recent bank statements
Residential Address
Permanent and current address, with valid proof
Banking Details
An active bank account with an IFSC code for disbursal
Application Requirements on the Instant Loan App – Olyv
Requirement
Details
Basic Details
Full Name, Date of Birth, Gender, Marital Status, Guardian’s Name, Nationality
Contact Info
Aadhaar-linked Mobile Number and valid Email ID
KYC Documents
PAN Card and Aadhaar Card / Valid address proof
Photograph
A recent selfie or passport-size photo
Employment Info
Job Type, Company or Business Name, Profession
Income
Information
Monthly income of ₹15,000 or more; household income of ₹25,000+, with recent bank statements
Residential
Address
Permanent and current address, with valid proof
Banking Details
An active bank account with an IFSC code for disbursal
How to Apply Using the Olyv Instant Loan App
How to Apply Using the Olyv Instant Loan App
Visit olyv.co.in/login
Sign Up: Register with your mobile number
Fill Details: Provide your basic personal and
employment information
Verify KYC: Use Aadhaar OTP and upload a
selfie to complete your identity verification
Select Loan Terms: Choose your desired
loan amount and tenure
Get Disbursed: Once approved, funds will
be credited to your account instantly
Visit olyv.co.in/login
Sign Up: Register with your mobile number
Fill Details: Provide your basic personal and
employment information
Verify KYC: Use Aadhaar OTP and upload a
selfie to complete your identity verification
Select Loan Terms: Choose your desired
loan amount and tenure
Get Disbursed: Once approved, funds will
be credited to your account instantly
Visit olyv.co.in/login
Sign Up: Register with your
mobile number
Fill Details: Provide your
basic personal and
employment information
Verify KYC: Use Aadhaar
OTP and upload a selfie to
complete your identity
verification
Select Loan Terms: Choose
your desired loan amount
and tenure
Get Disbursed: Once
approved, funds will be
credited to your account
instantly
FAQs – Instant Loan App
FAQs – Instant Loan App
Which app gives instant loans?
Olyv is one of the best instant loan apps in India. You can get a loan instantly with a 100% digital process.
How can I get ₹20,000 instantly?
How to get ₹30,000 instantly?
Can I get a ₹2,000 loan immediately?
Which is the fastest instant loan app?
What are the top instant loan apps in India?
Is there an instant loan app for students?
Can I get an instant loan without income proof?
Which is the best app for small loans?
How to get a loan without a CIBIL score?
Can I get a ₹10,000 loan instantly?
Which app gives instant loans?
Olyv is one of the best instant loan apps in India. You can get a loan instantly with a 100% digital process.
How can I get ₹20,000 instantly?
How to get ₹30,000 instantly?
Can I get a ₹2,000 loan immediately?
Which is the fastest instant loan app?
What are the top instant loan apps in India?
Is there an instant loan app for students?
Can I get an instant loan without income proof?
Which is the best app for small loans?
How to get a loan without a CIBIL score?
Can I get a ₹10,000 loan instantly?
Which app gives instant loans?
Olyv is one of the best instant loan apps in India. You can get a loan instantly with a 100% digital process.
How can I get ₹20,000 instantly?
How to get ₹30,000 instantly?
Can I get a ₹2,000 loan immediately?
Which is the fastest instant loan app?
What are the top instant loan apps in India?
Is there an instant loan app for students?
Can I get an instant loan without income proof?
Which is the best app for small loans?
How to get a loan without a CIBIL score?
Can I get a ₹10,000 loan instantly?
Get funds when you need it
Get funds when you need it
Get funds when
you need it
Application Requirements on the Instant Loan App – Olyv
Requirement
Details
Basic Details
Full Name, Date of Birth, Gender, Marital Status, Guardian’s Name, Nationality
Contact Info
Aadhaar-linked Mobile Number and valid Email ID
KYC Documents
PAN Card and Aadhaar Card / Valid address proof
Photograph
A recent selfie or passport-size photo
Employment Info
Job Type, Company or Business Name, Profession
Income Information
Monthly income of ₹15,000 or more; household income of ₹25,000+, with recent bank statements
Residential Address
Permanent and current address, with valid proof
Banking Details
An active bank account with an IFSC code for disbursal