Olyv logo

Blogs

Offerings

Calculator

Download App

Olyv logo

Offerings

Calculator

Olyv logo

Get Instant Unsecured Loan Online –
Fast Approval & Quick Disbursal

Need urgent cash for a medical emergency, unexpected expense, or any short-term financial need? Get quick access to unsecured personal loans through the Olyv platform – no collateral required.

Calculator Image

Eligibility Criteria For Unsecured Loan

Eligibility Criteria For
Unsecured Loan

Check your eligibility at olyv.co.in for a quick, 100% digital Unsecured Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Unsecured Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Unsecured Loan with instant approval.

Key Features of Unsecured Loan through Olyv

Key Features of Unsecured Loan
through Olyv

Key Features of
Unsecured Loan through
Olyv

Loan Amount

Loan Amount

₹1,000 to ₹5,00,000* (T&C apply)

₹1,000 to ₹5,00,000* (T&C apply)

Affordable Unsecured Loan
Interest Rate

Affordable Unsecured Loan
Interest Rate

Starting at just 1.5% per month, competitive and easy to manage

Starting at just 1.5% per month, competitive and easy to manage

Repayment Tenure

Repayment Tenure

2 to 18 months, offering flexible repayment options tailored to your budget

2 to 18 months, offering flexible repayment options tailored to your budget

Unsecured Personal Loan

Unsecured

Emergency Loan

No collateral required; your loan is secured based on your profile

No collateral required; your loan is secured based on your profile

Digital Loan Disbursal

Digital Loan Disbursal

Funds are directly transferred to your bank account (T&C apply)

Funds are directly transferred to your bank account (T&C apply)

Apply for an Unsecured Loan
with Aadhaar

Complete the application process online

Complete the application process online

Apply for an Small
Personal Loan with
Aadhaar

Calculate Your Unsecured Loan
EMI through Olyv

Calculate Your Small Personal Loan EMI through Olyv

Calculate Your Small Personal Loan EMI through Olyv

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Jul '25₹5,000₹25₹-25₹5,025

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Documents Required to Apply for
Unsecured Loan through Olyv

Documents Required to Apply for Unsecured Loan through Olyv

To apply for a Unsecured Loan, you’ll typically need to provide the following documents:

Proof of Identity

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

Proof of Address

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

Proof of Income

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

Please note that the exact document requirements may vary slightly based on the lending partner.

Interest Rates and Charges

Interest Rates and Charges

Interest Rates and Charges

Understanding these charges will help you make an informed borrowing decision.

Understanding these charges will help you make an informed borrowing decision.

Interest Rates

Starting at 1.5% per month

Processing Fees

Subject to the borrower's

profile

How to Apply for Unsecured Loan through Olyv

How to Apply for Small Personal
Loan through Olyv

How to Apply for Unsecured Loan through Olyv

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Complete your profile with accurate personal and
    employment details.

  1. Complete your profile with accurate personal and
    employment details.

  1. Complete your profile with accurate
    personal and employment details.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Verify your identity through KYC via
    Aadhaar OTP and selfie verification.

  1. Select your desired loan amount and repayment
    tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Upon approval, receive a Unsecured Loan
    disbursal directly to your bank account.

  1. Upon approval, receive Small Personal Loan
    disbursal directly to your bank account.

  1. Upon approval, receive Unsecured Loan
    disbursal directly to your bank
    account.

FAQ

What is an Unsecured Loan, and how does it work?

An unsecured loan is a type of personal loan that doesn’t require any collateral. Approval is based on your credit profile, income, and repayment capacity.

How can I apply for an Unsecured Loan online instantly?

Can I get an Unsecured Loan without salary slips or with a low income?

What are the minimum and maximum amounts for unsecured personal loans?

What are the repayment options for small personal loans through Olyv?

Can I get an Unsecured Loan with bad credit or a low CIBIL score?

Which is the best app for Unsecured Loans in India?

What documents are required to apply for an Unsecured Loan through Olyv?

What is the interest rate for an Unsecured Loan through the Olyv platform?

What is an Unsecured Loan, and how does it work?

An unsecured loan is a type of personal loan that doesn’t require any collateral. Approval is based on your credit profile, income, and repayment capacity.

How can I apply for an Unsecured Loan online instantly?

Can I get an Unsecured Loan without salary slips or with a low income?

What are the minimum and maximum amounts for unsecured personal loans?

What are the repayment options for small personal loans through Olyv?

Can I get an Unsecured Loan with bad credit or a low CIBIL score?

Which is the best app for Unsecured Loans in India?

What documents are required to apply for an Unsecured Loan through Olyv?

What is the interest rate for an Unsecured Loan through the Olyv platform?

What is an Unsecured Loan, and how does it work?

An unsecured loan is a type of personal loan that doesn’t require any collateral. Approval is based on your credit profile, income, and repayment capacity.

How can I apply for an Unsecured Loan online instantly?

Can I get an Unsecured Loan without salary slips or with a low income?

What are the minimum and maximum amounts for unsecured personal loans?

What are the repayment options for small personal loans through Olyv?

Can I get an Unsecured Loan with bad credit or a low CIBIL score?

Which is the best app for Unsecured Loans in India?

What documents are required to apply for an Unsecured Loan through Olyv?

What is the interest rate for an Unsecured Loan through the Olyv platform?

Get funds when you need it

Get funds when you need it

Get funds when

you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

Personal Loan by Location

>

Personal Loan by Amount

>

Personal Loan by Salary

>

Types of Personal Loans

>

Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

Indian monument skyline illustration showcasing national presence.

Made In Bharat

Get Instant Unsecured Loan Online
Fast Approval & Quick Disbursal

Need urgent cash for a medical emergency, unexpected expense, or any short-term financial need? Get quick access to unsecured personal loans through the Olyv platform – no collateral required.

Need urgent cash for a medical emergency, unexpected expense, or any short-term financial need? Get quick access to unsecured personal loans through the Olyv platform – no collateral required.

Get Instant Unsecured
Loan Online – Fast Approval & Quick Disbursal

Calculator Image
Calculator Image