Unsecured Personal Loan in India |
Apply Online | Instant Approval |
Up to ₹5 Lakh
Looking for a fast and reliable unsecured personal loan in India without collateral? Olyv facilitates instant unsecured personal loans online with zero security, zero physical paperwork, and super-fast disbursal. Whether you are salaried, self-employed, or a professional, Olyv facilitates unsecured personal loans with instant approval from ₹1,000 – ₹5,00,000 through a 100% digital process.
These unsecured personal loans are ideal for funding emergencies, medical expenses, education fees, home repairs, wedding costs, travel, and everyday financial needs. Olyv ensures the cheapest personal loan rates, flexible EMIs, and a smooth online application experience.
Olyv is among the most trusted unsecured personal loan apps, providing borrowers instant access to funds anywhere in India.
Why Choose Olyv for Instant Unsecured Personal Loans Online?
Why Choose Olyv for Instant Unsecured Personal Loans Online?
Selecting Olyv ensures a safe, transparent, and fast borrowing experience. Our platform partners with RBI-registered NBFCs and fintech lenders for secured and unsecured lending solutions.
Selecting Olyv ensures a safe, transparent, and fast borrowing experience. Our platform partners with RBI-registered NBFCs and fintech lenders for secured and unsecured lending solutions.
100% online application via the unsecured personal loan app
100% online application via the unsecured personal loan app
Digital KYC with instant verification
Digital KYC with instant verification
Unsecured personal loan without collateral
Unsecured personal loan without collateral
Instant approval for instant personal loan disbursal
Instant approval for instant personal loan disbursal
Flexible loan amounts from ₹1,000 to ₹5,00,000
Flexible loan amounts from ₹1,000 to ₹5,00,000
Competitive unsecured personal loan interest rate starting at 1.5% per month
Competitive unsecured personal loan interest rate starting at 1.5% per month
Ideal for salaried, self-employed, and professionals
Ideal for salaried, self-employed, and professionals
An unsecured personal loan for bad credit is possible based on an evaluation
An unsecured personal loan for bad credit is possible based on an evaluation
Types of Unsecured Personal Loans Available Online
Types of Unsecured Personal Loans Available Online
Olyv facilitates instant unsecured personal loans for emergencies, travel, weddings, home renovation, and short-term unsecured loans with minimal documentation. Get business loans without collateral at the cheapest personal loan rates through the Olyv platform.
Olyv facilitates instant unsecured personal loans for emergencies, travel, weddings, home renovation, and short-term unsecured loans with minimal documentation. Get business loans without collateral at the cheapest personal loan rates through the Olyv platform.
Emergency Personal Loan Online:
Emergency Personal Loan Online:
For unexpected medical or financial emergencies.
For unexpected medical or financial emergencies.
Personal Loan for Medical Expenses:
Personal Loan for Medical Expenses:
Quick funding for hospital bills, surgery, and treatments.
Quick funding for hospital bills, surgery, and treatments.
Wedding Personal Loan Online:
Wedding Personal Loan Online:
Manage wedding-related expenses stress-free.
Manage wedding-related expenses stress-free.
Debt Consolidation Loan:
Debt Consolidation Loan:
Combine multiple debts into one low-interest loan.
Combine multiple debts into one low-interest loan.
Small Amount Personal Loan Online:
Small Amount Personal Loan Online:
Borrow ₹1,000 to ₹10,000 for short-term needs.
Borrow ₹1,000 to ₹10,000 for short-term needs.
Travel Personal Loan:
Travel Personal Loan:
Explore your dream destinations without financial worry.
Explore your dream destinations without financial worry.
Home Renovation Personal Loan:
Home Renovation Personal Loan:
Upgrade or repair your home with easy EMIs.
Upgrade or repair your home with easy EMIs.
Education Personal Loan Online:
Education Personal Loan Online:
Fund tuition, online courses, or certification programs.
Fund tuition, online courses, or certification programs.
Personal Loan for Low Income Earners:
Personal Loan for Low Income Earners:
Ideal for those earning min ₹15,000/month and min ₹25000/month household income.
Ideal for those earning min ₹15,000/month and min ₹25000/month household income.
Personal Loan for Rent Deposit:
Personal Loan for Rent Deposit:
For new movers needing upfront rental funds.
For new movers needing upfront rental funds.
Eligibility Criteria to Apply for an Unsecured Personal Loan
Eligibility Criteria to Apply for an Unsecured Personal Loan
To ensure fast and smooth processing of your instant unsecured personal loan, borrowers must meet the following eligibility:
To ensure fast and smooth processing of your instant unsecured personal loan, borrowers must meet the following eligibility:
Must be an Indian citizen with valid KYC documents (PAN, Aadhaar, Passport, or Voter ID)
Must be an Indian citizen with valid KYC documents (PAN, Aadhaar, Passport, or Voter ID)
Minimum age of 21 years at the time of application
Minimum age of 21 years at the time of application
Minimum monthly income requirement (salaried or self-employed)
Minimum monthly income requirement (salaried or self-employed)
Get instant approval and disbursal of funds directly to your bank account
Stable source of income with proof via bank statements or tax records
Stable source of income with proof via bank statements or tax records
Stable source of income with proof via bank statements or tax records
Aadhaar-linked mobile number and a valid PAN card
Aadhaar-linked mobile number and a valid PAN card
A good credit score improves approval chances and lowers the unsecured personal loan interest rate
A good credit score improves approval chances and lowers the unsecured personal loan interest rate
Applicants with bad credit history may still qualify for a small-ticket unsecured loan
Applicants with bad credit history may still qualify for a small-ticket unsecured loan
Key Features of Unsecured Personal Loan through Olyv
Key Features of Unsecured Personal Loan through Olyv
Olyv ensures transparent and flexible lending options:
Olyv ensures transparent and flexible lending options:
Loan Amount: ₹1,000 – ₹5,00,000 for
short or medium-term financial needs
Loan Amount: ₹1,000 – ₹5,00,000 for short or
medium-term financial needs
Loan Amount: ₹1,000 – ₹5,00,000
for short or medium-term financial
needs
Interest Rates: Starting from 1.5% per
month, among the cheapest personal
loan rates in India
Interest Rates: Starting from 1.5% per month,
among the cheapest personal loan rates in India
Interest Rates: Starting from 1.5%
per month, among the cheapest
personal loan rates in India
Repayment Flexibility: Tenures from
2 to 18 months for convenient EMI
management
Repayment Flexibility: Tenures from 2 to 18 months for
convenient EMI management
Repayment Flexibility: Tenures from 2 to 18 months for convenient EMI management
Unsecured Loan: No collateral or
guarantor required; eligibility depends
on credit profile
Unsecured Loan: No collateral or guarantor required;
eligibility depends on credit profile
Unsecured Loan: No collateral or
guarantor required; eligibility
depends on credit profile
Transparent Terms: All charges
displayed upfront; no hidden costs
Transparent Terms: All charges
displayed upfront; no hidden costs
Transparent Terms: All charges displayed upfront;
no hidden costs
100% Digital Disbursal: Funds
credited directly to your bank
account
100% Digital Disbursal: Funds credited
directly to your bank account
100% Digital Disbursal: Funds credited directly to
your bank account
Quick processing for an unsecured
personal loan with instant
approval
Quick processing for an unsecured
personal loan with instant approval
Quick processing for an unsecured personal loan
with instant approval
Clearly stated eligibility ensures
a hassle-free application
Clearly stated eligibility ensures
a hassle-free application
Clearly stated eligibility ensures a hassle-free applicatio
Interest Rates & Charges for Unsecured Personal Loan
Interest Rates & Charges for Unsecured Personal Loan
When taking an instant personal loan for any purpose, Olyv facilitates clear pricing with no collateral requirement:
When taking an instant personal loan for any purpose, Olyv facilitates clear pricing with no collateral requirement:
When taking an instant personal loan for any purpose, Olyv facilitates clear pricing with no collateral requirement:
Feature
Details
Loan Amount
₹1,000 – ₹5,00,000 for multiple needs
Interest Rate
Starting at 1.5% per month based on credit score
Tenure
2 to 18 months flexible EMI options
Processing Charges
2% – 15% of the approved loan amount
Foreclosure
Up to 4% + GST if chosen
Penal Interest
Up to 36% p.a. for delayed payments
Feature
Details
Processing Charges
2% – 15% of the approved loan amount
Interest Rate
Starting at 1.5% per month based on credit score
Tenure
2 to 18 months flexible EMI options
Foreclosure
Up to 4% + GST if chosen
Loan Amount
₹1,000 – ₹5,00,000 for multiple needs
Penal Interest
Up to 36% p.a. for delayed payments
Feature
Details
Processing
Charges
2% – 15% of the approved loan amount
Interest Rate
Starting at 1.5% per month based on credit score
Tenure
2 to 18 months flexible EMI options
Foreclosure
Up to 4% + GST if chosen
Loan Amount
₹1,000 – ₹5,00,000 for multiple needs
Penal Interest
Up to 36% p.a. for delayed payments
Borrowers can check monthly payments instantly through the unsecured personal loan EMI calculator in the Olyv app before applying.
Calculate Your Unsecured Personal Loan EMI Online
Calculate Your Unsecured Personal Loan EMI Online
Plan your repayments efficiently using the unsecured personal loan calculator on Olyv. It estimates your EMI, total interest payable, and total repayment:
Plan your repayments efficiently using the unsecured personal loan calculator on Olyv. It estimates your EMI, total interest payable, and total repayment:
Plan your repayments efficiently using the unsecured personal loan calculator on Olyv. It estimates your EMI, total interest payable, and total repayment:
Enter your desired loan amount (₹1,000 – ₹5,00,000)
Enter your desired loan amount (₹1,000 – ₹5,00,000)
Select the unsecured personal loan interest rate based on credit profile
Select the unsecured personal loan interest rate based on credit profile
Choose a repayment tenure ranging from 2 to 18 months
Choose a repayment tenure ranging from 2 to 18 months
Using the unsecured personal loan EMI calculator ensures you make an informed borrowing decision.
Using the unsecured personal loan EMI calculator ensures you make an informed borrowing decision.
Using the unsecured personal loan EMI calculator ensures you make an informed borrowing decision.
Your monthly EMI is
₹0
6% interest rate per annum
Total Interest
₹0
Total Amount
₹0
EMI Schedule
| Month | Opening Balance | Interest | Principal | Closing Balance |
|---|---|---|---|---|
| Dec '25 | ₹5,000 | ₹25 | ₹-25 | ₹5,025 |
Documents Required for an Unsecured Personal Loan
Documents Required for an Unsecured Personal Loan
Applying for an unsecured personal loan online is simple with minimal documentation:
Applying for an unsecured personal loan online is simple with minimal documentation:
Identity and Address Proof
Identity and Address Proof
Identity and Address Proof
Aadhaar card or PAN card (PAN is mandatory)
PAN Card (mandatory
for all applicants)
Passport, Voter ID, Driving License, or utility bills
Income Proof
Income Proof
Income Proof
Salaried applicants: Latest bank statements or EPFO contribution details
PAN Card (mandatory
for all applicants)
Self-employed applicants: Business bank statements or professional income proof
Additional Requirements
Additional Requirements
Additional Requirements
Recent selfie or passport-size photograph for verification
PAN Card (mandatory
for all applicants)
Active bank account details for loan disbursal and auto-debit setup
How to Apply for an Unsecured Personal Loan Online
How to Apply for an Unsecured Personal Loan Online
How to Apply for an Unsecured Personal Loan Online
Olyv provides a 100% digital application process:
Register on Olyv with your Aadhaar-linked
mobile number
Fill in personal and income details to get
home improvement loan offers
Verify identity quickly through OTP and selfie KYC
Select your loan amount and tenure using the
personal loan for home renovation calculator
Get instant personal loan online approval and f
unds directly in your bank account
Register on Olyv with your Aadhaar-linked
mobile number
Fill in personal and income details to get
home improvement loan offers
Verify identity quickly through OTP and selfie KYC
Select your loan amount and tenure using the
personal loan for home renovation calculator
Get instant unsecured personal loan approval and funds credited to your account
Register on Olyv with your Aadhaar-linked
mobile number
Fill in personal and income details to get
home improvement loan offers
Verify identity quickly through OTP and selfie KYC
Select your loan amount and tenure using the
personal loan for home renovation calculator
Get instant personal loan online approval and f
unds directly in your bank account
Register on Olyv with your Aadhaar-linked
mobile number
Fill in personal and income details to get
home improvement loan offers
Verify identity quickly through OTP and selfie KYC
Select your loan amount and tenure using the personal loan for home renovation calculator
Get instant unsecured personal loan approval and funds credited to your account
FAQ – Unsecured Personal Loans
FAQ – Unsecured Personal Loans
What is an instant unsecured personal loan?
An instant unsecured personal loan is a loan that requires no collateral, can be applied for online, and provides fast disbursal for salaried or self-employed individuals.
Can I get an unsecured personal loan without collateral?
Who is eligible for an unsecured personal loan in India?
Can I get an unsecured personal loan with bad credit?
What types of unsecured loans are available?
How fast can I get an unsecured personal loan with instant approval?
Can I apply for unsecured personal loans via an app?
How do I calculate EMI for an unsecured personal loan?
What is the interest rate for an unsecured personal loan?
Are unsecured personal loans the cheapest option for short-term funding?
What is an instant unsecured personal loan?
An instant unsecured personal loan is a loan that requires no collateral, can be applied for online, and provides fast disbursal for salaried or self-employed individuals.
Can I get an unsecured personal loan without collateral?
Who is eligible for an unsecured personal loan in India?
Can I get an unsecured personal loan with bad credit?
What types of unsecured loans are available?
How fast can I get an unsecured personal loan with instant approval?
Can I apply for unsecured personal loans via an app?
How do I calculate EMI for an unsecured personal loan?
What is the interest rate for an unsecured personal loan?
Are unsecured personal loans the cheapest option for short-term funding?
What is an instant unsecured personal loan?
An instant unsecured personal loan is a loan that requires no collateral, can be applied for online, and provides fast disbursal for salaried or self-employed individuals.
Can I get an unsecured personal loan without collateral?
Who is eligible for an unsecured personal loan in India?
Can I get an unsecured personal loan with bad credit?
What types of unsecured loans are available?
How fast can I get an unsecured personal loan with instant approval?
Can I apply for unsecured personal loans via an app?
How do I calculate EMI for an unsecured personal loan?
What is the interest rate for an unsecured personal loan?
Are unsecured personal loans the cheapest option for short-term funding?
What is an instant unsecured personal loan?
An instant unsecured personal loan is a loan that requires no collateral, can be applied for online, and provides fast disbursal for salaried or self-employed individuals.
Can I get an unsecured personal loan without collateral?
Who is eligible for an unsecured personal loan in India?
Can I get an unsecured personal loan with bad credit?
What types of unsecured loans are available?
How fast can I get an unsecured personal loan with instant approval?
Can I apply for unsecured personal loans via an app?
How do I calculate EMI for an unsecured personal loan?
What is the interest rate for an unsecured personal loan?
Are unsecured personal loans the cheapest option for short-term funding?
Access Fast Unsecured Personal Loans
Access Fast Unsecured Personal Loans
Olyv facilitates instant unsecured personal loans in India, ranging from ₹1,000 to ₹5,00,000. Borrowers can apply via the unsecured personal loan app for a fully digital, paperless process.
Unsecured personal loan without collateral for personal projects, education (unsecured education loan), or business needs (unsecured business loan).
Quick approvals with unsecured personal loan instant approval and competitive unsecured personal loan interest rates.
Flexible repayment options are calculated with the unsecured personal loan calculator, offering some of the cheapest personal loan rates.
Available for all, including unsecured personal loan for bad credit, ensuring fast access to funds for urgent requirements.
Transparent terms and fully digital disbursal make borrowing simple and reliable.
Read More
Read More
Read More
Read More
Get funds when you need it
Get funds when you need it
Get funds when you need it
Get funds when
you need it
Unsecured Personal Loan in India | Apply Online
| Instant Approval | Up to ₹5 Lakh
Looking for a fast and reliable unsecured personal loan in India without collateral? Olyv facilitates instant unsecured personal loans online with zero security, zero physical paperwork, and super-fast disbursal. Whether you are salaried, self-employed, or a professional, Olyv facilitates unsecured personal loans with instant approval from ₹1,000 – ₹5,00,000 through a 100% digital process.
These unsecured personal loans are ideal for funding emergencies, medical expenses, education fees, home repairs, wedding costs, travel, and everyday financial needs. Olyv ensures the cheapest personal loan rates, flexible EMIs, and a smooth online application experience.
Olyv is among the most trusted unsecured personal loan apps, providing borrowers instant access to funds anywhere in India.
Looking for a fast and reliable unsecured personal loan in India without collateral? Olyv facilitates instant unsecured personal loans online with zero security, zero physical paperwork, and super-fast disbursal. Whether you are salaried, self-employed, or a professional, Olyv facilitates unsecured personal loans with instant approval from ₹1,000 – ₹5,00,000 through a 100% digital process.
These unsecured personal loans are ideal for funding emergencies, medical expenses, education fees, home repairs, wedding costs, travel, and everyday financial needs. Olyv ensures the cheapest personal loan rates, flexible EMIs, and a smooth online application experience.
Olyv is among the most trusted unsecured personal loan apps, providing borrowers instant access to funds anywhere in India.
Unsecured Personal Loan in India | Apply Online | Instant Approval | Up to ₹5 Lakh
