50,000 Personal Loan in India |
Instant Approval | Apply Online

Looking for a fast and hassle-free 50000 personal loan in India? Olyv facilitates instant personal loans of ₹50,000 for salaried individuals, self-employed professionals, and working individuals through a 100% digital process with no collateral required. Residents from anywhere in India can conveniently apply for a 50000 personal loan online and receive funds quickly for emergencies, education, medical needs, or travel expenses.

With Olyv, getting a ₹50,000 loan for 1 year or a flexible repayment tenure has never been easier. Our platform ensures quick loan approval, competitive 50000 personal loan interest rates, and flexible EMIs from 2 to 18 months. Whether you need urgent cash or planned finance, Olyv facilitates fully unsecured loans with minimal documentation, making it one of the most trusted personal loan apps in India.

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Why Choose Olyv for a ₹50,000 Personal Loan?

Why Choose Olyv for a ₹50,000 Personal Loan?

Choosing Olyv ensures a smooth, fast, and transparent borrowing experience. Our platform partners with trusted NBFCs to provide secure and hassle-free personal loans with no hidden conditions. Whether you need a 50000 personal loan urgently or planned funding, Olyv’s digital-first approach simplifies everything from application to disbursal.

Choosing Olyv ensures a smooth, fast, and transparent borrowing experience. Our platform partners with trusted NBFCs to provide secure and hassle-free personal loans with no hidden conditions. Whether you need a 50000 personal loan urgently or planned funding, Olyv’s digital-first approach simplifies everything from application to disbursal.

  • 100% digital loan application with paperless KYC

  • 100% digital loan application with paperless KYC

  • Competitive 50000 personal loan interest rates starting at 1.5% per month

  • Competitive 50000 personal loan interest rates starting at 1.5% per month

  • Loan amount fixed at ₹50,000 with flexible repayment options

  • Loan amount fixed at ₹50,000 with flexible repayment options

  • No collateral required, instant approval, and quick disbursal

  • No collateral required, instant approval, and quick disbursal

  • No collateral required, instant approval, and quick disbursal

Types of ₹50,000 Personal Loans Available Online Through Olyv

Types of ₹50,000 Personal Loans Available Online Through Olyv

Olyv facilitates instant personal loans in India, including urgent cash loans in India of ₹50,000 and short-term personal loans for emergencies. Available for salaried or self-employed individuals seeking a ₹50,000 personal loan.

Olyv facilitates instant personal loans in India, including urgent cash loans in India of ₹50,000 and short-term personal loans for emergencies. Available for salaried or self-employed individuals seeking a ₹50,000 personal loan.

Emergency Personal Loan Online:

Emergency Personal Loan Online:

For unexpected medical or financial emergencies.

For unexpected medical or financial emergencies.

Personal Loan for Medical Expenses:

Personal Loan for Medical Expenses:

Quick funding for hospital bills, surgery, and treatments.

Quick funding for hospital bills, surgery, and treatments.

Wedding Personal Loan Online:

Wedding Personal Loan Online:

Manage wedding-related expenses stress-free.

Manage wedding-related expenses stress-free.

Debt Consolidation Loan:

Debt Consolidation Loan:

Combine multiple debts into one low-interest loan.

Combine multiple debts into one low-interest loan.

Small Amount Personal Loan Online:

Small Amount Personal Loan Online:

Borrow ₹1,000 to ₹10,000 for short-term needs.

Borrow ₹1,000 to ₹10,000 for short-term needs.

Travel Personal Loan:

Travel Personal Loan:

Explore your dream destinations without financial worry.

Explore your dream destinations without financial worry.

Home Renovation Personal Loan:

Home Renovation Personal Loan:

Upgrade or repair your home with easy EMIs.

Upgrade or repair your home with easy EMIs.

Education Personal Loan Online:

Education Personal Loan Online:

Fund tuition, online courses, or certification programs.

Fund tuition, online courses, or certification programs.

Personal Loan for Low Income Earners:

Personal Loan for Low Income Earners:

Ideal for those earning min ₹15,000/month and min ₹25000/month household income.

Ideal for those earning min ₹15,000/month and min ₹25000/month household income.

Personal Loan for Rent Deposit:

Personal Loan for Rent Deposit:

For new movers needing upfront rental funds.

For new movers needing upfront rental funds.

Person Image for applying personal loan

Eligibility Criteria to Apply for a ₹50,000 Personal Loan

Eligibility Criteria to Apply for a ₹50,000 Personal Loan

To ensure quick loan processing, applicants must meet the basic eligibility requirements:

To ensure quick loan processing, applicants must meet the basic eligibility requirements:

Must be an Indian citizen with valid KYC documents (PAN, Aadhaar, Passport, or Voter ID)

Must be an Indian citizen with valid KYC documents (PAN, Aadhaar, Passport, or Voter ID)

Minimum age of 21 years at the time of application

Minimum age of 21 years at the time of application

Minimum monthly income of ₹15,000; household income of ₹25,000 or above

Minimum monthly income of ₹15,000; household income of ₹25,000 or above

Get instant approval and disbursal of funds directly to your bank account

Salaried, self-employed, or professional with a stable income source

Salaried, self-employed, or professional with a stable income source

Salaried, self-employed, or professional with a stable income source

Aadhaar-linked mobile number and a valid PAN card

Aadhaar-linked mobile number and a valid PAN card

A good credit score improves approval chances and ensures lower 50000 personal loan interest rates

A good credit score improves approval chances and ensures lower 50000 personal loan interest rates

Key Features of ₹50,000 Personal Loan through Olyv

Key Features of ₹50,000 Personal Loan through Olyv

Olyv provides flexible and transparent personal loan solutions for borrowers across India.

Olyv provides flexible and transparent personal loan solutions for borrowers across India.

Loan Amount: Fixed at ₹50,000,
suitable for both short-term and
medium-term financial needs

Loan Amount: Fixed at
₹50,000, suitable for both
short-term and medium-term
financial needs

Loan Amount: Fixed at ₹50,000, suitable for both
short-term and medium-term financial needs

Hand holding multiple currency notes, representing instant cash or loan disbursal
Hand holding multiple currency notes, representing instant cash or loan disbursal

Competitive Interest Rates:
Starting from 1.5% per month, among
the most affordable 50000 personal
loans in India

Competitive Interest Rates:
Starting from 1.5% per month,
among the most affordable
50000 personal loans in India

Competitive Interest Rates: Starting from 1.5% per
month, among the most affordable 50000 personal loans
in India

Stacked coins and bundles of cash with an upward arrow, showing financial growth
Stacked coins and bundles of cash with an upward arrow, showing financial growth

Flexible Repayment: Choose tenures
from 2 to 18 months to manage EMIs
comfortably

Flexible Repayment: Choose tenures from 2 to 18 months
to manage EMIs comfortably

Flexible Repayment: Choose tenures from 2 to 18 months to manage EMIs comfortably

Open safe filled with cash and gold coins, symbolizing financial security
Open safe filled with cash and gold coins, symbolizing financial security

Unsecured Loan: No collateral or
guarantor required. Loan eligibility
is based on income and credit profile

Unsecured Loan: No collateral or

guarantor required. Loan eligibility
is based on income and credit
profile

Unsecured Loan: No collateral or guarantor required.
Loan eligibility is based on income and credit profile

Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked
Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked

Quick Processing: Ideal for those
needing a 50000 personal loan
urgently online

Quick Processing: Ideal for those
needing a 50000 personal loan
urgently online

Quick Processing: Ideal for those needing a 50000
personal loan urgently online

Person using a laptop with coins, wallet, and financial icons, showing online finance management

Transparent Terms: All charges
are clearly displayed upfront—no
hidden costs

Transparent Terms: All charges are
clearly displayed upfront—no hidden
costs

Transparent Terms: All charges are clearly displayed
upfront—no hidden costs

Person using a laptop with coins, wallet, and financial icons, showing online finance management
Person using a laptop with coins, wallet, and financial icons, showing online finance management

100% Digital Loan Disbursal:
Complete the process online and
receive funds directly in your
bank account

100% Digital Loan Disbursal: Complete
the process online and receive funds
directly in your bank account

100% Digital Loan Disbursal: Complete the process online
and receive funds directly in your bank account

Vector graphic of Indian Aadhaar card with photo and QR code
Vector graphic of Indian Aadhaar card with photo and QR code

Calculate Your ₹50,000 Personal Loan EMI Online

Calculate Your ₹50,000 Personal Loan EMI Online

Use the 50000 personal loan calculator on Olyv to plan your monthly repayments accurately before applying for a ₹50,000 personal loan. This tool helps estimate your financial commitment and manage your budget effectively.

Use the 50000 personal loan calculator on Olyv to plan your monthly repayments accurately before applying for a ₹50,000 personal loan. This tool helps estimate your financial commitment and manage your budget effectively.

Use the 50000 personal loan calculator on Olyv to plan your monthly repayments accurately before applying for a ₹50,000 personal loan. This tool helps estimate your financial commitment and manage your budget effectively.

How to Use the Calculator:

How to Use the Calculator:

How to Use the Calculator:

Enter your loan amount: ₹50,000

Enter your loan amount: ₹50,000

Enter your loan amount: ₹50,000

Select the applicable interest rate starting at 1.5% per month based on your credit profile

Select the applicable interest rate starting at 1.5% per month based on your credit profile

Choose a repayment tenure ranging from 2 to 18 months

Choose a repayment tenure ranging from 2 to 18 months

Using the 50000 personal loan calculator ensures you can make an informed borrowing decision and select the best EMI structure.

Using the 50000 personal loan calculator ensures you can make an informed borrowing decision and select the best EMI structure.

Using the 50000 personal loan calculator ensures you can make an informed borrowing decision and select the best EMI structure.

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Dec '25₹5,000₹25₹-25₹5,025

Interest Rates and Charges for ₹50,000 Personal Loans

Interest Rates and Charges for ₹50,000 Personal Loans

Understanding the 50000 personal loan interest rate and associated charges is crucial:

Understanding the 50000 personal loan interest rate and associated charges is crucial:

Understanding the 50000 personal loan interest rate and associated charges is crucial:

Charges

Details

Interest Rate

Starting at 1.5% per month, depending on creditworthiness and lender policies

Processing Fees

Typically 2%–15% of the approved loan amount

Part Prepayment Charges

Vary according to lender policy

Foreclosure Charges

Up to 4% of principal outstanding + GST

Penal Interest

Up to 36% p.a. on overdue amounts

Charges

Details

Processing Fees

Typically 2%–15% of the approved loan amount

Foreclosure Charges

Up to 4% of principal outstanding + GST

Interest Rate

Starting at 1.5% per month, depending on creditworthiness and lender policies

Part Prepayment
Charges

Vary according to lender policy

Penal Interest

Up to 36% p.a. on overdue amounts

Charges

Details

Processing Fees

Typically 2%–15% of the approved loan amount

Foreclosure
Charges

Up to 4% of principal outstanding + GST

Interest Rate

Starting at 1.5% per month, depending on creditworthiness and lender policies

Part Prepayment
Charges

Vary according to lender policy

Penal Interest

Up to 36% p.a. on overdue amounts

All charges are disclosed clearly, enabling borrowers to confidently choose a 50000 personal loan in India with low interest rates.

Documents Required for ₹50,000 Personal Loan

Documents Required for ₹50,000 Personal Loan

Applying for a 50000 personal loan online is simple with Olyv. Minimal documents are needed:

Applying for a 50000 personal loan online is simple with Olyv. Minimal documents are needed:

Identity and Address Proof

Identity and Address Proof

Identity and Address Proof

Aadhaar card or PAN card (PAN is mandatory)

PAN Card (mandatory
for all applicants)

Passport, Voter ID, Driving License, or utility bills

Income Proof

Income Proof

Income Proof

Salaried applicants: Latest bank statements or EPFO contribution details

PAN Card (mandatory
for all applicants)

Self-employed applicants: Business bank statements or professional income proof

Additional Requirements

Additional Requirements

Additional Requirements

Recent selfie or passport-size photograph for verification

PAN Card (mandatory
for all applicants)

Active bank account details for loan disbursal and auto-debit setup

How to Apply for a ₹50,000 Personal Loan Online

How to Apply for a ₹50,000 Personal Loan Online

How to Apply for a ₹50,000 Personal Loan Online

Applying is fully digital and takes just a few minutes:

Applying is fully digital and takes just a few minutes:

This ensures a fast, paperless, and hassle-free personal loan experience.

This ensures a fast, paperless, and hassle-free personal loan experience.

  1. Register on Olyv with your Aadhaar-linked
    mobile number

  1. Fill in personal and income details to get
    home improvement loan offers

  1. Verify identity quickly through OTP and selfie KYC

  1. Select your loan amount and tenure using the
    personal loan for home renovation calculator

  1. Get instant personal loan online approval and f
    unds directly in your bank account

  1. Register on Olyv with your Aadhaar-linked
    mobile number

  1. Fill in personal and income details to get
    home improvement loan offers

  1. Verify identity quickly through OTP and selfie KYC

  1. Select your loan amount and tenure using the
    personal loan for home renovation calculator

  1. Get instant personal loan online approval and f
    unds directly in your bank account

  1. Register on Olyv with your Aadhaar-linked
    mobile number

  1. Fill in personal and income details to get
    home improvement loan offers

  1. Verify identity quickly through OTP and selfie KYC

  1. Select your loan amount and tenure using the personal loan for home renovation calculator

  1. Get instant unsecured personal loan approval and funds credited to your account

  1. Register on Olyv with your Aadhaar-linked
    mobile number

  1. Fill in personal and income details to get
    home improvement loan offers

  1. Verify identity quickly through OTP and selfie KYC

  1. Select your loan amount and tenure using the
    personal loan for home renovation calculator

  1. Get instant unsecured personal loan approval and funds credited to your account

Animated view to apply a personal loan for salaried individuals through the Olyv App
Animated view to apply a personal loan for salaried individuals through the Olyv App
Animated view to apply a personal loan for salaried individuals through the Olyv App

FAQ – ₹50,000 Personal Loan

FAQ - Personal Loan
for Travel

Is it possible to get a 50k personal loan?

Yes, Olyv facilitates instant personal loans of ₹50,000 for eligible individuals.

What is the 50000 loan scheme?

How to get 40,000 rupees urgently?

Who is eligible for a personal loan of 50000?

I need a loan of 50,000 urgently; is it possible online?

50,000 loan for 1 year—can I get it?

Can a salaried person get a 50000 personal loan without collateral?

How to use a 50000 personal loan calculator?

I need a loan of 50,000 for urgent expenses—is Olyv suitable?

Is it possible to get a 50k personal loan?

Yes, Olyv facilitates instant personal loans of ₹50,000 for eligible individuals.

What is the 50000 loan scheme?

How to get 40,000 rupees urgently?

Who is eligible for a personal loan of 50000?

I need a loan of 50,000 urgently; is it possible online?

50,000 loan for 1 year—can I get it?

Can a salaried person get a 50000 personal loan without collateral?

How to use a 50000 personal loan calculator?

I need a loan of 50,000 for urgent expenses—is Olyv suitable?

Is it possible to get a 50k personal loan?

Yes, Olyv facilitates instant personal loans of ₹50,000 for eligible individuals.

What is the 50000 loan scheme?

How to get 40,000 rupees urgently?

Who is eligible for a personal loan of 50000?

I need a loan of 50,000 urgently; is it possible online?

50,000 loan for 1 year—can I get it?

Can a salaried person get a 50000 personal loan without collateral?

How to use a 50000 personal loan calculator?

I need a loan of 50,000 for urgent expenses—is Olyv suitable?

Is it possible to get a 50k personal loan?

Yes, Olyv facilitates instant personal loans of ₹50,000 for eligible individuals.

What is the 50000 loan scheme?

How to get 40,000 rupees urgently?

Who is eligible for a personal loan of 50000?

I need a loan of 50,000 urgently; is it possible online?

50,000 loan for 1 year—can I get it?

Can a salaried person get a 50000 personal loan without collateral?

How to use a 50000 personal loan calculator?

I need a loan of 50,000 for urgent expenses—is Olyv suitable?

Easily Manage Your Expenses with a ₹50,000 Personal Loan from Olyv

Easily Manage Your Expenses with a ₹50,000 Personal Loan from Olyv

Need quick funds for urgent expenses or planned purchases? Olyv’s ₹50,000 personal loan online helps you cover all your financial needs efficiently and conveniently.

  • Access personal loans of ₹50,000 to manage emergencies, bills, or small investments.

  • Choose flexible repayment options with EMIs from 2 to 18 months, tailored to your budget.

  • Enjoy competitive 50,000 personal loan interest rates, designed to make borrowing affordable.

  • Fully digital process with minimal documentation—no collateral or guarantor required.

  • Get fast approval so you can access urgent cash loans of ₹50,000 quickly and securely.

Read More

Read More

Read More

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Get funds when you need it

Get funds when you need it

Get funds when

you need it

Get funds when you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

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Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

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Made In Bharat

50,000 Personal Loan in India | Instant
Approval | Apply Online

Looking for a fast and hassle-free 50000 personal loan in India? Olyv facilitates instant personal loans of ₹50,000 for salaried individuals, self-employed professionals, and working individuals through a 100% digital process with no collateral required. Residents from anywhere in India can conveniently apply for a 50000 personal loan online and receive funds quickly for emergencies, education, medical needs, or travel expenses.

With Olyv, getting a ₹50,000 loan for 1 year or a flexible repayment tenure has never been easier. Our platform ensures quick loan approval, competitive 50000 personal loan interest rates, and flexible EMIs from 2 to 18 months. Whether you need urgent cash or planned finance, Olyv facilitates fully unsecured loans with minimal documentation, making it one of the most trusted personal loan apps in India.

Looking for a fast and hassle-free 50000 personal loan in India? Olyv facilitates instant personal loans of ₹50,000 for salaried individuals, self-employed professionals, and working individuals through a 100% digital process with no collateral required. Residents from anywhere in India can conveniently apply for a 50000 personal loan online and receive funds quickly for emergencies, education, medical needs, or travel expenses.

With Olyv, getting a ₹50,000 loan for 1 year or a flexible repayment tenure has never been easier. Our platform ensures quick loan approval, competitive 50000 personal loan interest rates, and flexible EMIs from 2 to 18 months. Whether you need urgent cash or planned finance, Olyv facilitates fully unsecured loans with minimal documentation, making it one of the most trusted personal loan apps in India.

50,000 Personal Loan in India | Instant Approval | Apply Online

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