Get a Personal Loan for Shopping
up to ₹5 Lakhs – Fast Disbursal
Looking for a personal loan for shopping? Apply online through Olyv for an instant shopping loan with fast approval and direct disbursal. No credit card or collateral required. Ideal for buying mobiles, electronics, clothing, or home appliances.
Enjoy low-interest personal loans, flexible EMIs, and a 100% digital process. Perfect for salaried individuals seeking a shopping loan without a credit card, a loan for gadget purchase, or an EMI loan for shopping.
Eligibility Criteria For Personal Loan for Shopping
Eligibility Criteria For Personal Loan for Shopping
Eligibility Criteria For Personal
Loan for Shopping
Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan for Shopping with instant approval.
Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan for Shopping with instant approval.
Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan for Shopping with instant approval.
Key Features of Personal Loan for Shopping through Olyv
Key Features of Personal Loan for
Shopping through Olyv
Key Features of
Personal Loan for Shopping
through Olyv
Loan Amount
Loan Amount
₹1,000 to ₹5,00,000* (T&C apply)
₹1,000 to ₹5,00,000* (T&C apply)
Affordable Personal Loan for
Shopping Interest Rate
Affordable Personal Loan for Shopping Interest Rate
Starting at just 1.5% per month, competitive and easy to manage
Starting at just 1.5% per month, competitive and easy to manage
Repayment Tenure
Repayment Tenure
2 to 18 months, offering flexible repayment options tailored to your budget
2 to 18 months, offering flexible repayment options tailored to your budget
Unsecured Personal Loan for
Shopping
Unsecured Personal
Loan for Shopping
No collateral required; your loan is secured based on your profile
No collateral required; your loan is secured based on your profile
Digital Loan Disbursal
Digital Loan Disbursal
Funds are directly transferred to your bank account (T&C apply)
Funds are directly transferred to your bank account (T&C apply)
Apply for Personal Loan for
Shopping with Aadhaar
Complete the application process online
Complete the application process online
Apply for an Personal Loan
for Shopping with Aadhaar
Calculate Your Personal Loan for Shopping
EMI through Olyv
Calculate Your Personal Loan for Shopping EMI through Olyv
Calculate Your Personal Loan for Shopping EMI through Olyv
Your monthly EMI is
₹0
6% interest rate per annum
Total Interest
₹0
Total Amount
₹0
EMI Schedule
| Month | Opening Balance | Interest | Principal | Closing Balance |
|---|---|---|---|---|
| Jul '25 | ₹5,000 | ₹25 | ₹-25 | ₹5,025 |
Use Olyv’s EMI Calculator to plan your repayments:
Input your loan amount (e.g., ₹50,000).
Choose the applicable interest rate (starting at 1.5% per month).
Select the repayment tenure (e.g., 12 months).
The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.
Use Olyv’s EMI Calculator to plan your repayments:
Input your loan amount (e.g., ₹50,000).
Choose the applicable interest rate (starting at 1.5% per month).
Select the repayment tenure (e.g., 12 months).
The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.
Documents Required to Apply for
Personal Loan for Shopping through Olyv
Documents Required to Apply for Personal Loan for Shopping through Olyv
To apply for a Personal Loan for Shopping, you’ll typically need to
provide the following documents:
To apply for a Personal Loan for Shopping, you’ll typically need to provide the following documents:
To apply for a Personal Loan for Shopping, you’ll typically need to provide the following documents:
Proof of Identity
(e.g., Aadhaar card, PAN card)
(e.g., Aadhaar card, PAN card)
(e.g., Aadhaar card, PAN card)
Proof of Address
(e.g., utility bill, rental agreement)
(e.g., utility bill, rental agreement)
(e.g., utility bill, rental agreement)
Proof of Income
(e.g., salary slips, bank statements)
(e.g., salary slips, bank statements)
(e.g., salary slips, bank statements)
Please note that the exact document requirements may vary slightly based on the lending partner.
Interest Rates and Charges
Interest Rates and Charges
Interest Rates and Charges
Understanding these charges will help you make an informed borrowing decision.
Understanding these charges will help you make an informed borrowing decision.
Interest Rates
Starting at 1.5% per month
Processing Fees
Subject to the borrower's
profile
How to Apply for Personal Loan for Shopping
through Olyv
How to Apply for Personal Loan for
Shopping through Olyv
How to Apply for Personal Loan for Shopping through Olyv
Register using your mobile number.
Register using your mobile number.
Register using your mobile number.
Complete your profile with accurate personal and
employment details.
Complete your profile with accurate personal and
employment details.
Complete your profile with accurate
personal and employment details.
Verify your identity through KYC via Aadhaar OTP
and selfie verification.
Verify your identity through KYC via Aadhaar OTP
and selfie verification.
Verify your identity through KYC via
Aadhaar OTP and selfie verification.
Select your desired loan amount and repayment
tenure.
Select your desired loan amount and
repayment tenure.
Select your desired loan amount and
repayment tenure.
Upon approval, receive a Personal Loan
disbursal directly to your bank account.
Upon approval, receive Personal Loan
disbursal directly to your bank account.
Upon approval, receive Personal Loan
disbursal directly to your bank account.
FAQ
Who is eligible for a Personal Loan shopping through Olyv?
Anyone who meets basic criteria like age, income, and creditworthiness can apply. Visit Olyv.co.in/login to check your eligibility online. Olyv facilitates a 100% digital process for quick eligibility checks.
What can I buy with a Shopping Personal Loan?
Do I need a credit card to get a Shopping Personal Loan?
Can I get a Shopping Personal Loan without income proof?
How to apply for a Personal Loan for Shopping through Olyv?
What is the interest rate for a Personal Loan for Shopping through Olyv?
What loan amounts are available through Olyv?
What repayment tenures does Olyv offer?
How long does it take for the loan amount to be disbursed?
Is any collateral needed to get an online Personal Loan for shopping through Olyv?
How do I calculate EMI for a Shopping Personal Loan?
What documents are required to apply for a Shopping Personal Loan through Olyv?
Are there any processing fees for a Shopping Personal Loan through Olyv?
Who is eligible for a Personal Loan shopping through Olyv?
Anyone who meets basic criteria like age, income, and creditworthiness can apply. Visit Olyv.co.in/login to check your eligibility online. Olyv facilitates a 100% digital process for quick eligibility checks.
What can I buy with a Shopping Personal Loan?
Do I need a credit card to get a Shopping Personal Loan?
Can I get a Shopping Personal Loan without income proof?
How to apply for a Personal Loan for Shopping through Olyv?
What is the interest rate for a Personal Loan for Shopping through Olyv?
What loan amounts are available through Olyv?
What repayment tenures does Olyv offer?
How long does it take for the loan amount to be disbursed?
Is any collateral needed to get an online Personal Loan for shopping through Olyv?
How do I calculate EMI for a Shopping Personal Loan?
What documents are required to apply for a Shopping Personal Loan through Olyv?
Are there any processing fees for a Shopping Personal Loan through Olyv?
Who is eligible for a Personal Loan shopping through Olyv?
Anyone who meets basic criteria like age, income, and creditworthiness can apply. Visit Olyv.co.in/login to check your eligibility online. Olyv facilitates a 100% digital process for quick eligibility checks.
What can I buy with a Shopping Personal Loan?
Do I need a credit card to get a Shopping Personal Loan?
Can I get a Shopping Personal Loan without income proof?
How to apply for a Personal Loan for Shopping through Olyv?
What is the interest rate for a Personal Loan for Shopping through Olyv?
What loan amounts are available through Olyv?
What repayment tenures does Olyv offer?
How long does it take for the loan amount to be disbursed?
Is any collateral needed to get an online Personal Loan for shopping through Olyv?
How do I calculate EMI for a Shopping Personal Loan?
What documents are required to apply for a Shopping Personal Loan through Olyv?
Are there any processing fees for a Shopping Personal Loan through Olyv?
Get funds when you need it
Get funds when you need it
Get funds when
you need it
Get a Personal Loan for Shopping
up to ₹5 Lakhs – Fast Disbursal
Looking for a personal loan for shopping? Apply online through Olyv for an instant shopping loan with fast approval and direct disbursal. No credit card or collateral required. Ideal for buying mobiles, electronics, clothing, or home appliances.
Enjoy low-interest personal loans, flexible EMIs, and a 100% digital process. Perfect for salaried individuals seeking a shopping loan without a credit card, a loan for gadget purchase, or an EMI loan for shopping.
Looking for a personal loan for shopping? Apply online through Olyv for an instant shopping loan with fast approval and direct disbursal. No credit card or collateral required. Ideal for buying mobiles, electronics, clothing, or home appliances.
Enjoy low-interest personal loans, flexible EMIs, and a 100% digital process. Perfect for salaried individuals seeking a shopping loan without a credit card, a loan for gadget purchase, or an EMI loan for shopping.
Get a Personal Loan for Shopping up to ₹5 Lakhs – Fast Disbursal