Flexi Personal Loan – Instant Flexi Loans Online Through Olyv

In today’s fast-paced world, unexpected financial needs can arise anytime. Whether it’s a medical emergency, urgent bill payment, travel expense, or home repair, quick access to flexible funds is essential. The Flexi Personal Loan through Olyv is an instant personal loan solution designed for modern borrowers seeking speed, transparency, and flexibility.

Unlike traditional personal loans with rigid repayment schedules, a Flexi Loan allows you to borrow according to your needs and repay via flexible EMIs. Powered by RBI-registered NBFC partners, Olyv ensures a secure, transparent, and hassle-free loan journey—without collateral, excessive paperwork, or delays. Looking for a fast, flexible cash loan? Borrow from ₹1,000 up to ₹5,00,000 (terms apply), disbursed instantly into your bank account, with interest rates starting at just 1.5% per month.

Calculator Image

Why Choose Flexi Personal Loan Through Olyv?

Backed by Trusted Lending Partners

Olyv partners exclusively with NBFCs registered with the Reserve Bank of India, ensuring your borrowing experience is legitimate, regulated, and secure.

Best Flexi Loan App for Indian Borrowers

Recognized as a top flexi loan app, Olyv offers a 100% online journey, real-time loan tracking, and custom repayment plans.

Flexi Loan for Salaried Employees

Salaried professionals with a monthly income of ₹15,000+ can apply. Tenures range from 2 to 18 months, making repayment budget-friendly.

Fast Approvals & Flexible Disbursal

Get a flexible cash loan online within minutes. Once approved, funds are transferred directly into your bank account—perfect for urgent financial needs.

Unsecured Loan – No Collateral Required

No need to risk assets or arrange guarantors. Olyv suits both salaried and self-employed borrowers.

Complete Transparency – No Hidden Charges

Processing fees (2%-15%), foreclosure charges (up to 4%), and other costs are displayed upfront before finalizing your loan.

Person Image for applying personal loan

Key Benefits of a Flexi Loan through Olyv

Loan Range: ₹1,000 to ₹5,00,000* (terms apply)

Hand holding multiple currency notes, representing instant cash or loan disbursal

Interest rate starting from
1.5% per month 

Stacked coins and bundles of cash with an upward arrow, showing financial growth

Tenures from 2 to 18 months
with flexible repayment
options

Open safe filled with cash and gold coins, symbolizing financial security

Completely unsecured loan
– no collateral required

Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked

Aadhaar-based eKYC with
selfie verification

Vector graphic of Indian Aadhaar card with photo and QR code

Instant disbursal directly to
your bank account

Person using a laptop with coins, wallet, and financial icons, showing online finance management

All charges disclosed upfront

Person using a laptop with coins, wallet, and financial icons, showing online finance management



Looking for short-term small-loans? Olyv also supports credit starting at ₹1,000.

Flexi Personal Loan
Instant Flexi Loans Online Through Olyv

In today’s fast-paced world, unexpected financial needs can arise anytime. Whether it’s a medical emergency, urgent bill payment, travel expense, or home repair, quick access to flexible funds is essential. The Flexi Personal Loan through Olyv is an instant personal loan solution designed for modern borrowers seeking speed, transparency, and flexibility.

Unlike traditional personal loans with rigid repayment schedules, a Flexi Loan allows you to borrow according to your needs and repay via flexible EMIs. Powered by RBI-registered NBFC partners, Olyv ensures a secure, transparent, and hassle-free loan journey—without collateral, excessive paperwork, or delays. Looking for a fast, flexible cash loan? Borrow from ₹1,000 up to ₹5,00,000 (terms apply), disbursed instantly into your bank account, with interest rates starting at just 1.5% per month.

Calculator Image
Calculator Image

Why Choose Flexi Personal Loan Through Olyv?

Backed by Trusted Lending Partners

Olyv partners exclusively with NBFCs registered with the Reserve Bank of India, ensuring your borrowing experience is legitimate, regulated, and secure.

Best Flexi Loan App for Indian Borrowers

Recognized as a top flexi loan app, Olyv offers a 100% online journey, real-time loan tracking, and custom repayment plans.

Flexi Loan for Salaried Employees

Salaried professionals with a monthly income of ₹15,000+ can apply. Tenures range from 2 to 18 months, making repayment budget-friendly.

Fast Approvals & Flexible Disbursal

Get a flexible cash loan online within minutes. Once approved, funds are transferred directly into your bank account—perfect for urgent financial needs.

Unsecured Loan – No Collateral Required

No need to risk assets or arrange guarantors. Olyv suits both salaried and self-employed borrowers.

Complete Transparency – No Hidden Charges

Processing fees (2%-15%), foreclosure charges (up to 4%), and other costs are displayed upfront before finalizing your loan.

Key Benefits of a Flexi Loan through Olyv

Loan Range: ₹1,000 to ₹5,00,000* (terms apply)

Hand holding multiple currency notes, representing instant cash or loan disbursal
Hand holding multiple currency notes, representing instant cash or loan disbursal

Interest rate starting from
1.5% per month 

Stacked coins and bundles of cash with an upward arrow, showing financial growth
Stacked coins and bundles of cash with an upward arrow, showing financial growth

Tenures from 2 to 18 months
with flexible repayment
options

Open safe filled with cash and gold coins, symbolizing financial security
Open safe filled with cash and gold coins, symbolizing financial security

Completely unsecured loan
– no collateral required

Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked
Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked

Instant disbursal directly to
your bank account

Person using a laptop with coins, wallet, and financial icons, showing online finance management
Person using a laptop with coins, wallet, and financial icons, showing online finance management

Aadhaar-based eKYC with
selfie verification

Vector graphic of Indian Aadhaar card with photo and QR code
Vector graphic of Indian Aadhaar card with photo and QR code

All charges disclosed upfront

Person using a laptop with coins, wallet, and financial icons, showing online finance management
Person using a laptop with coins, wallet, and financial icons, showing online finance management



Looking for short-term small-loans? Olyv also supports credit starting at ₹1,000.

How to Apply for a Flexi Personal Loan Online?

Applying for a Flexi Loan through Olyv is simple:

  1. Download the Olyv App from the Play Store

  1. Sign up with your mobile number

  1. Check eligibility by filling in basic details

  1. Choose loan amount & repayment tenure

  1. Add a bank account for disbursal

  1. Complete KYC via Aadhaar OTP & selfie

  1. Submit the final details and get your
    loan approved.

  1. Get the loan amount credited directly
    to your bank account

  1. Download the Olyv App from the Play Store

  1. Sign up with your mobile number

  1. Check eligibility by filling in basic details

  1. Choose loan amount & repayment tenure

  1. Add a bank account for disbursal

  1. Complete KYC via Aadhaar OTP & selfie

  1. Submit the final details and get your
    loan approved.

  1. Get the loan amount credited directly
    to your bank account

Flexi Personal Loan Eligibility Criteria

To be eligible for a Flexi Personal Loan through Olyv, you must:

You're an Indian citizen

You're at least 21 years old

You earn ₹15,000/month or more
(household ₹25,000+)

You have a PAN card and an
Aadhaar-linked mobile number

You can show income proof
(bank statements or salary slips)

You don’t already have an
active loan through Olyv


This makes Olyv the ideal flexi loan app for salaried employees, freelancers, and first-time borrowers.


Documents Required to Apply for
Digital Personal Loan through Olyv

To apply for a Digital Personal Loan, you’ll typically need to provide the following documents:

Proof of Identity

(e.g., Aadhaar card, PAN card)

Proof of Address

(e.g., utility bill, rental agreement)

Proof of Income

(e.g., salary slips, bank statements)

Please note that the exact document requirements may vary slightly based on the lending partner.

Fees & Charges for Flexi Personal Loan

Pre-closure / Foreclosure

Up to 4% of outstanding principal + GST

Penal Interest

Up to 36% per annum on overdue payments

Processing Fee

2% to 15% of the loan amount (varies by lender)


Plan early repayment to reduce costs effectively using our Smart EMI Management Tips

Calculate Your EMI in Seconds

How to Use the EMI Calculator:

Enter your home loan amount (e.g., ₹50,00,000)

Choose an interest rate (e.g., 8.5% annually)

Select a repayment tenure (e.g., 20 years)

Get results showing:
Monthly EMI Total Interest Payable
Total Repayment
Amount

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Nov '25₹5,000₹25₹-25₹5,025

FAQs on Flexi Personal Loan

What is a Flexi Personal Loan?

A flexi loan allows borrowing within a pre-approved limit and repaying via flexible EMIs, offering better financial control than traditional personal loans.

What is the interest rate of a Flexi Personal Loan?

Who is eligible for a Flexi Loan?

What is the best Flexi Loan app in India?

Disadvantages of a Flexi Loan

Is there a Flexi Personal Loan customer care number?

What is a Flexi Personal Loan?

A flexi loan allows borrowing within a pre-approved limit and repaying via flexible EMIs, offering better financial control than traditional personal loans.

What is the interest rate of a Flexi Personal Loan?

Who is eligible for a Flexi Loan?

What is the best Flexi Loan app in India?

Disadvantages of a Flexi Loan

Is there a Flexi Personal Loan customer care number?

Why Borrow with Olyv? Experience True Flexibility

The Flexi Personal Loan through Olyv is more than just credit—it’s a financial solution designed to adapt to your life’s needs. With instant approvals, flexible repayment, transparent charges, and RBI-registered partners, Olyv ensures a seamless loan experience.

Don’t let financial gaps hold you back. Apply for Flexi Personal Loan online through Olyv today and enjoy fast, flexible financial freedom.

Read More

Read More

Get funds when you need it

Get funds when you need it

Fees & Charges for Flexi Personal Loan

Pre-closure / Foreclosure

Up to 4% of outstanding principal + GST

Penal Interest

Up to 36% per annum on overdue payments

Processing Fee

2% to 15% of the loan amount (varies by lender)


Plan early repayment to reduce costs effectively using our Smart EMI Management Tips

How to Apply for a Flexi Personal Loan Online?

Applying for a Flexi Loan through Olyv is simple:

  1. Download the Olyv Loan App or visit the website.

  2. Register using your mobile number and complete your profile.

  3. Submit personal and income details.

  4. Verify instantly using Aadhaar OTP and selfie.

  5. Select your loan amount and tenure.

  6. Once approved, funds are credited instantly to your bank account.


Pro Tip: Use our Loan EMI Calculator to plan your repayment effectively.

  1. Download the Olyv Loan App or visit the website.

  2. Register using your mobile number and complete your profile.

  3. Submit personal and income details.

  4. Verify instantly using Aadhaar OTP and selfie.

  5. Select your loan amount and tenure.

  6. Once approved, funds are credited instantly to your bank account.


Pro Tip: Use our Loan EMI Calculator to plan your repayment effectively.

  1. Download the Olyv Loan App or visit the website.

  2. Register using your mobile number and complete your profile.

  3. Submit personal and income details.

  4. Verify instantly using Aadhaar OTP and selfie.

  5. Select your loan amount and tenure.

  6. Once approved, funds are credited instantly to your bank account.


Pro Tip: Use our Loan EMI Calculator to plan your repayment effectively.

Flexi Personal Loan Eligibility Criteria

To be eligible for a Flexi Personal Loan through Olyv, you must:

You're an Indian citizen

You're at least 21 years old

You earn ₹15,000/month or more
(household ₹25,000+)

You have a PAN card and an
Aadhaar-linked mobile number

You can show income proof
(bank statements or salary slips)

You don’t already have an
active loan through Olyv


This makes Olyv the ideal flexi loan app for salaried employees, freelancers, and first-time borrowers.


How to Apply for a Flexi Personal Loan Online?

  1. Download the Olyv Loan App or visit the website.

  2. Register using your mobile number and complete your profile.

  3. Submit personal and income details.

  4. Verify instantly using Aadhaar OTP and selfie.

  5. Select your loan amount and tenure.

  6. Once approved, funds are credited instantly to your bank account.

Pro Tip: Use our Loan EMI Calculator to plan your repayment effectively.

Who Can Get a Personal Loan?

To qualify for a personal loan online in India through Olyv, you can apply if:

You're an Indian citizen

You're at least 21 years old

You earn ₹15,000/month or more
(household ₹25,000+)

You have a PAN card and an
Aadhaar-linked mobile number

You can show income proof
(bank statements or salary slips)

You don’t already have an
active loan through Olyv

You can show income proof
(bank statements or salary slips)

Documents You Need to Apply for a Personal Loan through Olyv

Applying for a personal loan online through Olyv? Keep these documents handy:

PAN Card (mandatory for all applicants)

Aadhaar Card linked
to your mobile number

Proof of residence
(Passport, Voter ID, Driver’s License)

Recent bank account
statements

EPFO records for salaried applicants

Selfie or passport
size photo

An active bank account
with an IFSC for fund credit

Fees & Charges for Flexi Personal Loan

Pre-closure / Foreclosure

Up to 4% of outstanding principal + GST

Penal Interest

Up to 36% per annum on overdue payments

Processing Fee

2% to 15% of the loan amount (varies by lender)


Plan early repayment to reduce costs

effectively using our Smart

EMI Management Tips

FAQs on Flexi Personal Loan

What is a Flexi Personal Loan?

A flexi loan allows borrowing within a pre-approved limit and repaying via flexible EMIs, offering better financial control than traditional personal loans.

What is the interest rate of a Flexi Personal Loan?

Who is eligible for a Flexi Loan?

What is the best Flexi Loan app in India?

Disadvantages of a Flexi Loan

Is there a Flexi Personal Loan customer care number?

What is a Flexi Personal Loan?

A flexi loan allows borrowing within a pre-approved limit and repaying via flexible EMIs, offering better financial control than traditional personal loans.

What is the interest rate of a Flexi Personal Loan?

Who is eligible for a Flexi Loan?

What is the best Flexi Loan app in India?

Disadvantages of a Flexi Loan

Is there a Flexi Personal Loan customer care number?

Why Borrow with Olyv? Experience True Flexibility

The Flexi Personal Loan through Olyv is more than just credit—it’s a financial solution designed to adapt to your life’s needs. With instant approvals, flexible repayment, transparent charges, and RBI-registered partners, Olyv ensures a seamless loan experience.

Don’t let financial gaps hold you back. Apply for Flexi Personal Loan online through Olyv today and enjoy fast, flexible financial freedom.

Documents You Need to Apply for a Personal Loan through Olyv

Documents Required for Flexi Personal Loan

Applying for a personal loan online through Olyv? Keep these documents handy:

PAN Card (mandatory for all applicants)

Aadhaar Card linked
to your mobile number

Proof of residence
(Passport, Voter ID, Driver’s License)

Recent bank account
statements

Self-employed: latest

bank statements

EPFO records for salaried applicants

Salaried: EPFO data + recent bank statements

Selfie or passport
size photo

An active bank account
with an IFSC for fund credit

Fees & Charges for Flexi Personal Loan

Pre-closure / Foreclosure

Up to 4% of outstanding principal + GST

Penal Interest

Up to 36% per annum on overdue payments

Processing Fee

2% to 15% of the loan amount (varies by lender)


Plan early repayment to reduce costs effectively using our Smart EMI Management Tips

Read More

Read More

Get funds when

you need it

Get funds when

you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

Personal Loan by Location

>

Personal Loan by Amount

>

Personal Loan by Salary

>

Types of Personal Loans

>

Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

Indian monument skyline illustration showcasing national presence.

Made In Bharat

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

Personal Loan by Location

>

Personal Loan by Amount

>

Personal Loan by Salary

>

Types of Personal Loans

>

Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

Indian monument skyline illustration showcasing national presence.

Made In Bharat

Flexi Loan EMI Calculator – Plan Your Repayments

Before applying, use the Flexi Loan EMI Calculator:

Enter the required loan amount

Enter loan amount (₹1,000 to ₹5,00,000)

Choose an applicable interest rate and loan tenure

Select interest rate (starting at 1.5% monthly)

Get an instant breakdown of the monthly EMI, interest cost, and total repayment

Pick your loan tenure (2 to 18 months)

Instantly see monthly EMI, total interest, and overall repayment amount.

Use this to make informed borrowing decisions and adjust your repayment plan as per your budget.

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Nov '25₹5,000₹25₹-25₹5,025

Read More

Read More

FAQs on Flexi Personal Loan

What is a Flexi Personal Loan?

A flexi loan allows borrowing within a pre-approved limit and repaying via flexible EMIs, offering better financial control than traditional personal loans.

What is the interest rate of a Flexi Personal Loan?

Who is eligible for a Flexi Loan?

What is the best Flexi Loan app in India?

Disadvantages of a Flexi Loan

Is there a Flexi Personal Loan customer care number?

What is a Flexi Personal Loan?

A flexi loan allows borrowing within a pre-approved limit and repaying via flexible EMIs, offering better financial control than traditional personal loans.

What is the interest rate of a Flexi Personal Loan?

Who is eligible for a Flexi Loan?

What is the best Flexi Loan app in India?

Disadvantages of a Flexi Loan

Is there a Flexi Personal Loan customer care number?

Why Borrow with Olyv? Experience True Flexibility

The Flexi Personal Loan through Olyv is more than just credit—it’s a financial solution designed to adapt to your life’s needs. With instant approvals, flexible repayment, transparent charges, and RBI-registered partners, Olyv ensures a seamless loan experience.

Don’t let financial gaps hold you back. Apply for Flexi Personal Loan online through Olyv today and enjoy fast, flexible financial freedom.

Read More

Get funds when you need it

Get funds when you need it

Apply Personal Loan Online in India – Instant Approval | Olyv

Looking to secure a personal loan online without the hassle of paperwork or branch visits? With Olyv, you can get an instant personal loan up to ₹5 lakh with a fully digital application process. Our seamless platform lets you apply for a personal loan online in India for various needs such as emergency expenses, travel, education, or medical situations. Whether you're a salaried employee or a self-employed professional, Olyv facilitates easy access to low-interest personal loans online tailored to your profile.

Our platform is designed to offer complete financial transparency and speed. The application process is fast, secure, and completely online. With Olyv, you can get access to quick personal loans for salaried individuals, low-salary personal loans, and emergency cash loans online with just a few taps.

Calculator Image
Calculator Image

Why Choose Flexi Personal Loan Through Olyv?

Backed by Trusted Lending Partners

Olyv partners exclusively with NBFCs registered with the Reserve Bank of India, ensuring your borrowing experience is legitimate, regulated, and secure.

Best Flexi Loan App for Indian Borrowers

Recognized as a top flexi loan app, Olyv offers a 100% online journey, real-time loan tracking, and custom repayment plans.

Flexi Loan for Salaried Employees

Salaried professionals with a monthly income of ₹15,000+ can apply. Tenures range from 2 to 18 months, making repayment budget-friendly.

Fast Approvals & Flexible Disbursal

Get a flexible cash loan online within minutes. Once approved, funds are transferred directly into your bank account—perfect for urgent financial needs.

Unsecured Loan – No Collateral Required

No need to risk assets or arrange guarantors. Olyv suits both salaried and self-employed borrowers.

Complete Transparency – No Hidden Charges

Processing fees (2%-15%), foreclosure charges (up to 4%), and other costs are displayed upfront before finalizing your loan.

Key Benefits of a Flexi Loan through Olyv

Borrow from ₹1,000 to
₹5,00,000 instantly

Hand holding multiple currency notes, representing instant cash or loan disbursal
Hand holding multiple currency notes, representing instant cash or loan disbursal

Interest rate starting from
1.5% per month 

Stacked coins and bundles of cash with an upward arrow, showing financial growth
Stacked coins and bundles of cash with an upward arrow, showing financial growth

Tenures from 2 to 18 months with flexible repayment
options

Open safe filled with cash and gold coins, symbolizing financial security
Open safe filled with cash and gold coins, symbolizing financial security

Completely unsecured
loan – no collateral
required

Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked
Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked

Instant disbursal directly
to your bank account

Person using a laptop with coins, wallet, and financial icons, showing online finance management
Person using a laptop with coins, wallet, and financial icons, showing online finance management

Aadhaar-based eKYC
with selfie verification

Vector graphic of Indian Aadhaar card with photo and QR code
Vector graphic of Indian Aadhaar card with photo and QR code
Olyv logo
Olyv logo