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Instant Personal Loans for
Quick Financial Support

Looking for a fast and reliable instant personal loan online? Get quick cash without paperwork or collateral through Olyv. Apply for a personal loan with instant disbursal and receive money directly into your bank account—perfect for medical emergencies, home repairs, travel plans, or unplanned expenses. With Olyv’s platform, you can complete your application in minutes and enjoy fast personal loan disbursal. It’s the ideal solution for those who need an urgent cash loan online or emergency financial support.

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Eligibility Criteria for Instant Personal Loan

Eligibility Criteria for Instant Personal Loan
on the Olyv Platform

Eligibility Criteria for Instant
Personal on the Olyv
Platform

Check your eligibility at olyv.co.in for a quick, 100% digital Instant Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Instant Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Instant Personal Loan with instant approval.

Key Features of Instant Personal Loan through Olyv

Key Features of Instant Personal
through Olyv

Key Features of
Instant Personal through
Olyv

Loan Amount

Loan Amount

₹1,000 to ₹5,00,000* (T&C apply)

₹1,000 to ₹5,00,000* (T&C apply)

Affordable Instant Personal

Loan Interest Rate

Affordable Instant Personal Loan Interest Rate

Starting at just 1.5% per month, competitive and easy to manage

Starting at just 1.5% per month, competitive and easy to manage

Repayment Tenure

Repayment Tenure

2 to 18 months, offering flexible repayment options tailored to your budget

2 to 18 months, offering flexible repayment options tailored to your budget

Unsecured Personal Loan

Unsecured

Emergency Loan

No collateral required; your loan is secured based on your profile

No collateral required; your loan is secured based on your profile

Digital Loan Disbursal

Digital Loan Disbursal

Funds are directly transferred to your bank account (T&C apply)

Funds are directly transferred to your bank account (T&C apply)

Apply for an Instant Personal

Loan with Aadhaar

Apply for an

Instant Personal with

Aadhaar

Complete the application process online

Complete the application process online

Calculate Your Instant Personal LoanEMI through Olyv

Calculate Your Instant Personal LoanEMI through Olyv

Calculate Your Instant Personal EMI through Olyv

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Jul '25₹5,000₹25₹-25₹5,025

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Documents Required to Apply for
Instant Personal Loan through Olyv

Documents Required to Apply for Instant Personal Loan through Olyv

To apply for a  Instant Personal Loan, you’ll typically need to provide the following documents:

To apply for a Instant Personal Loan, you’ll typically need to provide the following documents:

To apply for a  Instant Personal Loan, you’ll typically need to provide the following documents:

Proof of Identity

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

Proof of Address

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

Proof of Income

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

Please note that the exact document requirements may vary slightly based on the lending partner.

Interest Rates and Charges

Interest Rates and Charges

Interest Rates and Charges

Understanding these charges will help you make an informed borrowing decision.

Understanding these charges will help you make an informed borrowing decision.

Interest Rates

Starting at 1.5% per month

Processing Fees

Subject to the borrower's

profile

How to Apply for Instant Personal Loans through Olyv

How to Apply for Instant Personal
Loan through Olyv

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Complete your profile with accurate personal and
    employment details.

  1. Complete your profile with accurate personal and
    employment details.

  1. Complete your profile with accurate
    personal and employment details.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Verify your identity through KYC via
    Aadhaar OTP and selfie verification.

  1. Select your desired loan amount and repayment
    tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Upon approval, receive instant loan disbursal directly
    to your bank account.

  1. Upon approval, receive instant loan
    disbursal directly to your bank account.

  1. Upon approval, receive instant loan
    disbursal directly to your bank account.

FAQ

How can I get an Instant Personal Loan online through the Olyv platform?

You can easily apply for an Instant Personal Loan online through the Olyv platform by registering with your mobile number, completing your KYC your verification and selecting your loan amount and tenure.

What documents are required to apply for an Instant Personal Loan through Olyv?

What is the interest rate for Instant Personal Loans through the Olyv platform?

Can I use the Instant Personal Loan for emergencies like medical or repair expenses?

What is the maximum Instant Personal Loan amount available through Olyv?

How can I get an Instant Personal Loan online through the Olyv platform?

You can easily apply for an Instant Personal Loan online through the Olyv platform by registering with your mobile number, completing your KYC your verification and selecting your loan amount and tenure.

What documents are required to apply for an Instant Personal Loan through Olyv?

What is the interest rate for Instant Personal Loans through the Olyv platform?

Can I use the Instant Personal Loan for emergencies like medical or repair expenses?

What is the maximum Instant Personal Loan amount available through Olyv?

How can I get an Instant Personal Loan online through the Olyv platform?

You can easily apply for an Instant Personal Loan online through the Olyv platform by registering with your mobile number, completing your KYC your verification and selecting your loan amount and tenure.

What documents are required to apply for an Instant Personal Loan through Olyv?

What is the interest rate for Instant Personal Loans through the Olyv platform?

Can I use the Instant Personal Loan for emergencies like medical or repair expenses?

What is the maximum Instant Personal Loan amount available through Olyv?

Get funds when you need it

Get funds when you need it

Get funds when

you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

Personal Loan by Location

>

Personal Loan by Amount

>

Personal Loan by Salary

>

Types of Personal Loans

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Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

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Made In Bharat

Instant Personal Loans for Quick
Financial Support

Looking for a fast and reliable instant personal loan online? Get quick cash without paperwork or collateral through Olyv. Apply for a personal loan with instant disbursal and receive money directly into your bank account—perfect for medical emergencies, home repairs, travel plans, or unplanned expenses. With Olyv’s platform, you can complete your application in minutes and enjoy fast personal loan disbursal. It’s the ideal solution for those who need an urgent cash loan online or emergency financial support.

Looking for a fast and reliable instant personal loan online? Get quick cash without paperwork or collateral through Olyv. Apply for a personal loan with instant disbursal and receive money directly into your bank account—perfect for medical emergencies, home repairs, travel plans, or unplanned expenses. With Olyv’s platform, you can complete your application in minutes and enjoy fast personal loan disbursal. It’s the ideal solution for those who need an urgent cash loan online or emergency financial support.

Instant Personal Loans for Quick Financial Support

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