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Debt Repayment Loan Online –
Instant Approval & Fast Disbursal

Struggling with multiple debts or high-interest credit card bills? Apply for a Debt Repayment Loan Online through Olyv to simplify your finances. Get instant approval, quick disbursal, and no collateral required.

Perfect for personal loan refinancing, or managing urgent financial obligations. 100% paperless process with funds directly transferred to your bank account.

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Eligibility Criteria For Debt Repayment Loan

Eligibility Criteria For
Debt Repayment Loan

Check your eligibility at olyv.co.in for a quick, 100% digital Debt Repayment Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Debt Repayment Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Debt Repayment Loan with instant approval.

Key Features of Debt Repayment Loan through Olyv

Key Features of
Debt Repayment Loan
through Olyv

Key Features of Debt Repayment
Loan through Olyv

Loan Amount

Loan Amount

₹1,000 to ₹5,00,000* (T&C apply)

₹1,000 to ₹5,00,000* (T&C apply)

Affordable Debt Repayment
Loan Interest Rate

Starting at just 1.5% per month, competitive and easy to manage

Starting at just 1.5% per month, competitive and easy to manage

Repayment Tenure

Repayment Tenure

2 to 18 months, offering flexible repayment options tailored to your budget

2 to 18 months, offering flexible repayment options tailored to your budget

Unsecured Personal Loan

Unsecured

Emergency Loan

No collateral required; your loan is secured based on your profile

No collateral required; your loan is secured based on your profile

Digital Loan Disbursal

Digital Loan Disbursal

Funds are directly transferred to your bank account (T&C apply)

Funds are directly transferred to your bank account (T&C apply)

Apply for an Debt Repayment
Loan with Aadhaar

Complete the application process online

Complete the application process online

Apply for an Debt
Repayment Loan with
Aadhaar

Calculate Your Debt Repayment Loan
EMI through Olyv

Calculate Your Debt Repayment Loan EMI through Olyv

Calculate Your Debt Repayment Loan EMI through Olyv

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Jul '25₹5,000₹25₹-25₹5,025

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Documents Required to Apply for
Debt Repayment Loan through Olyv

Documents Required to Apply for Debt Repayment Loan through Olyv

To apply for a Debt Repayment Loan, you’ll typically need to provide the following documents:

Proof of Identity

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

Proof of Address

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

Proof of Income

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

Please note that the exact document requirements may vary slightly based on the lending partner.

Interest Rates and Charges

Interest Rates and Charges

Interest Rates and Charges

Understanding these charges will help you make an informed borrowing decision.

Understanding these charges will help you make an informed borrowing decision.

Interest Rates

Starting at 1.5% per month

Processing Fees

Subject to the borrower's

profile

How to Apply for Debt Repayment Loan through Olyv

How to Apply for Debt Repayment Loan through Olyv

How to Apply for Debt Repayment
Loan through Olyv

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Complete your profile with accurate personal and
    employment details.

  1. Complete your profile with accurate
    personal and employment details.

  1. Complete your profile with accurate personal and
    employment details.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Verify your identity through KYC via
    Aadhaar OTP and selfie verification.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Select your desired loan amount and repayment
    tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Upon approval, receive a Debt Repayment Loan
    disbursal directly to your bank account.

  1. Upon approval, receive Debt Repayment
    Loan disbursal directly to your bank
    account.

  1. Upon approval, receive Debt Repayment Loan
    disbursal directly to your bank account.

FAQ

What is a Debt Repayment Loan and how does it work?

A debt repayment loan helps you pay off multiple debts or high-interest credit card bills by combining them into one affordable EMI. You can apply online through Olyv without collateral.

How can I apply for a Debt Repayment Loan online instantly?

Who is eligible for a Debt Repayment Loan through Olyv?

How long does it take for a Debt Repayment Loan to be disbursed?

Can I use a personal loan to repay credit card debt?

What is the interest rate for a Debt Repayment Loan through Olyv?

What is the loan amount and tenure offered for Debt Consolidation through Olyv?

What documents are required for an Debt Repayment Loan through the Olyv platform?

How do I calculate EMI for a ₹50,000 Debt Repayment Loan?

What is a Debt Repayment Loan and how does it work?

A debt repayment loan helps you pay off multiple debts or high-interest credit card bills by combining them into one affordable EMI. You can apply online through Olyv without collateral.

How can I apply for a Debt Repayment Loan online instantly?

Who is eligible for a Debt Repayment Loan through Olyv?

How long does it take for a Debt Repayment Loan to be disbursed?

Can I use a personal loan to repay credit card debt?

What is the interest rate for a Debt Repayment Loan through Olyv?

What is the loan amount and tenure offered for Debt Consolidation through Olyv?

What documents are required for an Debt Repayment Loan through the Olyv platform?

How do I calculate EMI for a ₹50,000 Debt Repayment Loan?

What is a Debt Repayment Loan and how does it work?

A debt repayment loan helps you pay off multiple debts or high-interest credit card bills by combining them into one affordable EMI. You can apply online through Olyv without collateral.

How can I apply for a Debt Repayment Loan online instantly?

Who is eligible for a Debt Repayment Loan through Olyv?

How long does it take for a Debt Repayment Loan to be disbursed?

Can I use a personal loan to repay credit card debt?

What is the interest rate for a Debt Repayment Loan through Olyv?

What is the loan amount and tenure offered for Debt Consolidation through Olyv?

What documents are required for an Debt Repayment Loan through the Olyv platform?

How do I calculate EMI for a ₹50,000 Debt Repayment Loan?

Get funds when you need it

Get funds when

you need it

Get funds when you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

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Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

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Debt Repayment Loan Online
Instant Approval & Fast Disbursal

Struggling with multiple debts or high-interest credit card bills? Apply for a Debt Repayment Loan Online through Olyv to simplify your finances. Get instant approval, quick disbursal, and no collateral required.


Perfect for personal loan refinancing, or managing urgent financial obligations. 100% paperless process with funds directly transferred to your bank account.

Struggling with multiple debts or high-interest credit card bills? Apply for a Debt Repayment Loan Online through Olyv to simplify your finances. Get instant approval, quick disbursal, and no collateral required.


Perfect for personal loan refinancing, or managing urgent financial obligations. 100% paperless process with funds directly transferred to your bank account.

Debt Repayment Loan Online – Instant Approval & Fast Disbursal

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