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Get a Personal Loan Online
with Quick Approval

Need urgent cash? Get instant Personal Loan approval through Olyv with quick disbursal to your bank account. Perfect for medical emergencies, wedding expenses, travel, or home renovation. Apply online – no collateral required.

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Eligibility Criteria for Personal Loans on the Olyv Platform

Eligibility Criteria for Personal Loans on the
Olyv Platform

Eligibility Criteria for Personal
Loans on the Olyv Platform

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan with instant approval.

Key Features of Personal Loan through Olyv

Key Features of Personal Loan
through Olyv

Key Features of
Personal Loan through
Olyv

Loan Amount

Loan Amount

₹1,000 to ₹5,00,000* (T&C apply).

₹1,000 to ₹5,00,000* (T&C apply).

Affordable Personal Loan

Interest Rate

Affordable Personal Loan Interest Rate

Starting at just 1.5% per month, competitive and easy to manage.

Starting at just 1.5% per month, competitive and easy to manage.

Repayment Tenure

Repayment Tenure

2 to 18 months, offering flexible repayment options tailored to your budget.

2 to 18 months, offering flexible repayment options tailored to your budget.

Unsecured Personal Loan

Unsecured

Emergency Loan

No collateral required; your loan is secured based on your profile.

No collateral required; your loan is secured based on your profile.

Digital Loan Disbursal

Digital Loan Disbursal

Funds are directly transferred to your bank account (T&C apply).

Funds are directly transferred to your bank account (T&C apply).

Apply for an Personal Loan

Online with Aadhaar

Apply for an

Personal Loan Online

with Aadhaar

Complete the application process online.

Complete the application process online.

Calculate Your Personal Loan EMI through Olyv

Calculate Your Personal Loan EMI through Olyv

Calculate Your Personal
Loan EMI through Olyv

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Jul '25₹5,000₹25₹-25₹5,025

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Documents Required to Apply for
Personal Loan through Olyv

Documents Required to Apply for Personal Loan through Olyv

To apply for a Personal Loan, you’ll typically need to provide the following documents:

To apply for a Personal Loan, you’ll typically need to provide the following documents:

Proof of Identity

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

Proof of Address

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

Proof of Income

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

Please note that the exact document requirements may vary slightly based on the lending partner.

Interest Rates and Charges

Interest Rates and Charges

Interest Rates and Charges

Understanding these charges will help you make an informed borrowing decision.

Understanding these charges will help you make an informed borrowing decision.

Interest Rates

Starting at 1.5% per month

Processing Fees

Subject to the borrower's

profile

How to Apply for Personal Loan Online through Olyv

How to Apply for Personal Loan Online
through Olyv

How to Apply for Personal Loan Online through Olyv

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Complete your profile with accurate personal and
    employment details.

  1. Complete your profile with accurate personal and
    employment details.

  1. Complete your profile with accurate
    personal and employment details.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Verify your identity through KYC via
    Aadhaar OTP and selfie verification.

  1. Select your desired loan amount and repayment
    tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Upon approval, receive Personal loan disbursal directly
    to your bank account.

  1. Upon approval, receive Personal loan
    disbursal directly to your bank account.

  1. Upon approval, receive Personal loan
    disbursal directly to your bank account.

FAQ

What is the eligibility for a Personal Loan online through Olyv?

Anyone who meets basic criteria like age, income, and creditworthiness can apply. Visit Olyv.co.in/login to check your eligibility online. Olyv facilitates a 100% digital process for quick eligibility checks.

How to apply for a Personal Loan online through Olyv?

What is the interest rate for a Personal Loan online through Olyv?

What loan amounts are available through Olyv?

What repayment tenures does Olyv offer?

How long does it take for the loan amount to be disbursed?

Is any collateral needed to get an online Personal Loan through Olyv?

How do I calculate EMI for a Personal Loan?

What documents are required for an online Personal Loan through Olyv?

Are there any processing fees for an online Personal Loan?

What is the eligibility for a Personal Loan online through Olyv?

Anyone who meets basic criteria like age, income, and creditworthiness can apply. Visit Olyv.co.in/login to check your eligibility online. Olyv facilitates a 100% digital process for quick eligibility checks.

How to apply for a Personal Loan online through Olyv?

What is the interest rate for a Personal Loan online through Olyv?

What loan amounts are available through Olyv?

What repayment tenures does Olyv offer?

How long does it take for the loan amount to be disbursed?

Is any collateral needed to get an online Personal Loan through Olyv?

How do I calculate EMI for a Personal Loan?

What documents are required for an online Personal Loan through Olyv?

Are there any processing fees for an online Personal Loan?

What is the eligibility for a Personal Loan online through Olyv?

Anyone who meets basic criteria like age, income, and creditworthiness can apply. Visit Olyv.co.in/login to check your eligibility online. Olyv facilitates a 100% digital process for quick eligibility checks.

How to apply for a Personal Loan online through Olyv?

What is the interest rate for a Personal Loan online through Olyv?

What loan amounts are available through Olyv?

What repayment tenures does Olyv offer?

How long does it take for the loan amount to be disbursed?

Is any collateral needed to get an online Personal Loan through Olyv?

How do I calculate EMI for a Personal Loan?

What documents are required for an online Personal Loan through Olyv?

Are there any processing fees for an online Personal Loan?

Get funds when you need it

Get funds when you need it

Get funds when

you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

Personal Loan by Location

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Types of Personal Loans

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Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

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Made In Bharat

Get a Personal Loan Online with
Quick Approval Olyv

Need urgent cash? Get instant Personal Loan approval through Olyv with quick disbursal to your bank account. Perfect for medical emergencies, wedding expenses, travel, or home renovation. Apply online – no collateral required.

Need urgent cash? Get instant Personal Loan approval through Olyv with quick disbursal to your bank account. Perfect for medical emergencies, wedding expenses, travel, or home renovation. Apply online – no collateral required.

Get a Personal Loan
Online with Quick
Approval Olyv

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