₹1,50,000 Personal Loan in India |
Instant Approval | 100% Online
Looking for a fast and convenient way to get a ₹1,50,000 personal loan in India? Olyv facilitates instant personal loans of ₹1,50,000 for salaried individuals, self-employed professionals, and working individuals through a 100% digital process. No collateral is required, and residents from anywhere in India can apply online to get quick access to funds for emergencies, education, medical needs, travel, or other personal expenses.
With Olyv, securing a 1,50,000 personal loan online for 1 year or choosing a flexible repayment tenure has never been easier. Our platform guarantees fast approval, competitive 1,50,000 personal loan interest rates, and EMIs that can be customized from 6 to 60 months. Whether it’s urgent cash or planned financial support, Olyv facilitates fully unsecured loans with minimal documentation, making it one of the most trusted personal loan apps in India. Apply for a 1,50,000 personal loan today and get funds instantly for your financial needs.
Why Choose Olyv for a ₹1,50,000 Personal Loan?
Why Choose Olyv for a ₹1,50,000 Personal Loan?
Choosing Olyv ensures a seamless borrowing experience that is fast, secure, and transparent. Our platform partners with reliable NBFCs to provide hassle-free personal loans without hidden conditions. Whether you need a 1.5 lakh loan instantly, planned funding, or a 1.5 lakh personal loan online, Olyv’s digital-first approach simplifies the entire process from application to disbursal.
Choosing Olyv ensures a seamless borrowing experience that is fast, secure, and transparent. Our platform partners with reliable NBFCs to provide hassle-free personal loans without hidden conditions. Whether you need a 1.5 lakh loan instantly, planned funding, or a 1.5 lakh personal loan online, Olyv’s digital-first approach simplifies the entire process from application to disbursal.
Benefits of a ₹1,50,000 Personal Loan via Olyv:
Benefits of a ₹1,50,000 Personal Loan via Olyv:
100% digital application with paperless KYC
100% digital application with paperless KYC
Competitive 1,50,000 personal loan interest rates starting at 1.5% per month
Competitive 1,50,000 personal loan interest rates starting at 1.5% per month
Fixed loan amount of ₹1,50,000 with flexible repayment options
Fixed loan amount of ₹1,50,000 with flexible repayment options
No collateral required, instant approval, and fast disbursal
No collateral required, instant approval, and fast disbursal
Quick 1.5 lakh loan application for immediate needs
Quick 1.5 lakh loan application for immediate needs
1.5 lakh personal loan without a guarantor available for eligible borrowers
1.5 lakh personal loan without a guarantor available for eligible borrowers
Types of ₹1,50,000 Personal Loans Available Online
Types of ₹1,50,000 Personal Loans Available Online
Olyv facilitates instant personal loans in India, including urgent cash loans of ₹1,50,000 and short-term personal loans for immediate financial needs. Perfect for salaried or self-employed individuals, get a 1.5 lakh personal loan for emergencies, a personal loan for medical expenses, or a personal loan for education purposes. Flexible options also include a 1 lakh personal loan and an instant cash loan for urgent requirements.
Olyv facilitates instant personal loans in India, including urgent cash loans of ₹1,50,000 and short-term personal loans for immediate financial needs. Perfect for salaried or self-employed individuals, get a 1.5 lakh personal loan for emergencies, a personal loan for medical expenses, or a personal loan for education purposes. Flexible options also include a 1 lakh personal loan and an instant cash loan for urgent requirements.
Emergency Personal Loan Online:
Emergency Personal Loan Online:
For unexpected medical or financial emergencies.
For unexpected medical or financial emergencies.
Personal Loan for Medical Expenses:
Personal Loan for Medical Expenses:
Quick funding for hospital bills, surgery, and treatments.
Quick funding for hospital bills, surgery, and treatments.
Wedding Personal Loan Online:
Wedding Personal Loan Online:
Manage wedding-related expenses stress-free.
Manage wedding-related expenses stress-free.
Debt Consolidation Loan:
Debt Consolidation Loan:
Combine multiple debts into one low-interest loan.
Combine multiple debts into one low-interest loan.
Small Amount Personal Loan Online:
Small Amount Personal Loan Online:
Borrow ₹1,000 to ₹10,000 for short-term needs.
Borrow ₹1,000 to ₹10,000 for short-term needs.
Travel Personal Loan:
Travel Personal Loan:
Explore your dream destinations without financial worry.
Explore your dream destinations without financial worry.
Home Renovation Personal Loan:
Home Renovation Personal Loan:
Upgrade or repair your home with easy EMIs.
Upgrade or repair your home with easy EMIs.
Education Personal Loan Online:
Education Personal Loan Online:
Fund tuition, online courses, or certification programs.
Fund tuition, online courses, or certification programs.
Personal Loan for Low Income Earners:
Personal Loan for Low Income Earners:
Ideal for those earning min ₹15,000/month and min ₹25000/month household income.
Ideal for those earning min ₹15,000/month and min ₹25000/month household income.
Personal Loan for Rent Deposit:
Personal Loan for Rent Deposit:
For new movers needing upfront rental funds.
For new movers needing upfront rental funds.
Eligibility Criteria to Apply for a ₹1,50,000 Personal Loan
Eligibility Criteria to Apply for a ₹1,50,000 Personal Loan
To ensure the quick processing of your 1.5 lakh personal loan, applicants must meet basic personal loan eligibility requirements.
To ensure the quick processing of your 1.5 lakh personal loan, applicants must meet basic personal loan eligibility requirements.
Must be an Indian citizen with valid KYC documents (PAN, Aadhaar, Passport, or Voter ID)
Must be an Indian citizen with valid KYC documents (PAN, Aadhaar, Passport, or Voter ID)
Minimum age of 21 years at the time of application
Minimum age of 21 years at the time of application
Minimum monthly income of ₹25,000; household income of ₹40,000 or above
Minimum monthly income of ₹25,000; household income of ₹40,000 or above
Get instant approval and disbursal of funds directly to your bank account
Salaried, self-employed, or professional with a stable source of income
Salaried, self-employed, or professional with a stable source of income
Salaried, self-employed, or professional with a stable source of income
Aadhaar-linked mobile number and a valid PAN card
Aadhaar-linked mobile number and a valid PAN card
A good credit score improves approval chances and ensures lower 1.5 lakh personal loan interest rates
A good credit score improves approval chances and ensures lower 1.5 lakh personal loan interest rates
Those seeking a 1.5 lakh loan without income proof may be eligible based on their credit profile
Those seeking a 1.5 lakh loan without income proof may be eligible based on their credit profile
Key Features of ₹1,50,000 Personal Loan through Olyv
Key Features of ₹1,50,000 Personal Loan through Olyv
Olyv provides flexible and transparent personal loan solutions across India:
Olyv provides flexible and transparent personal loan solutions across India:
Loan Amount: Fixed at ₹1,50,000,
suitable for medium-term financial
needs
Loan Amount: Fixed at ₹1,50,000, suitable for medium-
term financial needs
Loan Amount: Fixed at ₹1,50,000,
suitable for medium-term financial
needs
Competitive Interest Rates: Starting
from 1.5% per month, making it one of
the most affordable 1,50,000 personal
loans in India
Competitive Interest Rates: Starting from 1.5% per month,
making it one of the most affordable 1,50,000 personal loans
in India
Competitive Interest Rates: Starting
from 1.5% per month, making it one
of the most affordable 1,50,000
personal loans in India
Flexible Repayment: Tenure options
from 6 to 60 months to manage EMIs
comfortably
Flexible Repayment: Tenure options from 6 to 60 months
to manage EMIs comfortably
Flexible Repayment: Tenure options from 6 to 60 months to manage EMIs comfortably
Unsecured Loan: No collateral or
guarantor required; eligibility is based
on income and credit profile
Unsecured Loan: No collateral or guarantor required;
eligibility is based on income and credit profile
Unsecured Loan: No collateral or
guarantor required; eligibility is
based on income and credit profile
Transparent Terms: All charges
are displayed upfront—no hidden
costs
Transparent Terms: All charges are
displayed upfront—no hidden costs
Transparent Terms: All charges are displayed upfront
—no hidden costs
100% Digital Loan Disbursal:
Complete process online with
funds credited directly to your
bank account
100% Digital Loan Disbursal: Complete
process online with funds credited
directly to your bank account
100% Digital Loan Disbursal: Complete process online
with funds credited directly to your bank account
Quick Processing: Ideal for those
needing a 1.5 lakh loan instantly
or a 1.5 lakh personal loan instant
disbursal
Quick Processing: Ideal for those
needing a 1.5 lakh loan instantly or a
1.5 lakh personal loan instant disbursal
Quick Processing: Ideal for those needing a 1.5 lakh loan
instantly or a 1.5 lakh personal loan instant disbursal
1.5 lakh personal loan eligibility
criteria are clearly stated for
hassle-free approval
1.5 lakh personal loan eligibility criteria
are clearly stated for hassle-free
approval
1.5 lakh personal loan eligibility criteria are clearly
stated for hassle-free approval
Interest Rates and Charges for ₹1,50,000 Personal Loans
Interest Rates and Charges for ₹1,50,000 Personal Loans
Understanding the interest rates and charges is crucial for transparent borrowing:
Understanding the interest rates and charges is crucial for transparent borrowing:
Understanding the interest rates and charges is crucial for transparent borrowing:
Charges
Details
Interest Rate
Starting at 1.5% per month, varying with creditworthiness and lender policies
Processing Fees
Typically 2%–15% of the approved loan amount
Foreclosure Charges
Up to 4% of principal outstanding + GST
Part Prepayment Charges
Vary according to lender policy
Penal Interest
Up to 36% p.a. on overdue amounts
Charges
Details
Processing Fees
Typically 2%–15% of the approved loan amount
Foreclosure Charges
Up to 4% of principal outstanding + GST
Interest Rate
Starting at 1.5% per month, varying with creditworthiness and lender policies
Part Prepayment
Charges
Vary according to lender policy
Penal Interest
Up to 36% p.a. on overdue amounts
Charges
Details
Processing Fees
Typically 2%–15% of the approved loan amount
Foreclosure
Charges
Up to 4% of principal outstanding + GST
Interest Rate
Starting at 1.5% per month, varying with creditworthiness and lender policies
Part Prepayment
Charges
Vary according to lender policy
Penal Interest
Up to 36% p.a. on overdue amounts
Olyv clearly discloses all charges, enabling borrowers to confidently choose a 1,50,000 personal loan with low interest rates.
Calculate Your ₹1,50,000 Personal Loan EMI Online
Calculate Your ₹1,50,000 Personal Loan EMI Online
Use the 1,50,000 personal loan EMI calculator on Olyv to plan your monthly repayments effectively. This tool helps estimate your financial commitment and manage your budget efficiently.
Use the 1,50,000 personal loan EMI calculator on Olyv to plan your monthly repayments effectively. This tool helps estimate your financial commitment and manage your budget efficiently.
Use the 1,50,000 personal loan EMI calculator on Olyv to plan your monthly repayments effectively. This tool helps estimate your financial commitment and manage your budget efficiently.
How to Use the Calculator:
How to Use the Calculator:
How to Use the Calculator:
Enter your loan amount: ₹1,50,000
Enter your loan amount: ₹1,50,000
Select the applicable interest rate starting at 1.5% per month
Select the applicable interest rate starting at 1.5% per month
Choose a repayment tenure ranging from 6 to 60 months
Choose a repayment tenure ranging from 6 to 60 months
Calculating your EMI ensures you make an informed borrowing decision and select the most suitable repayment structure. Use the 1.5 lakh personal loan EMI calculator to compare options and plan your finances accurately. Examples include EMI of 1 lakh personal loan and EMI of 1.5 CR loan for reference.
Calculating your EMI ensures you make an informed borrowing decision and select the most suitable repayment structure. Use the 1.5 lakh personal loan EMI calculator to compare options and plan your finances accurately. Examples include EMI of 1 lakh personal loan and EMI of 1.5 CR loan for reference.
Calculating your EMI ensures you make an informed borrowing decision and select the most suitable repayment structure. Use the 1.5 lakh personal loan EMI calculator to compare options and plan your finances accurately. Examples include EMI of 1 lakh personal loan and EMI of 1.5 CR loan for reference.
Your monthly EMI is
₹0
6% interest rate per annum
Total Interest
₹0
Total Amount
₹0
EMI Schedule
| Month | Opening Balance | Interest | Principal | Closing Balance |
|---|---|---|---|---|
| Dec '25 | ₹5,000 | ₹25 | ₹-25 | ₹5,025 |
Documents Required for ₹1,50,000 Personal Loan
Documents Required for ₹1,50,000 Personal Loan
Applying for a 1,50,000 personal loan online is simple with minimal documentation:
Applying for a 1,50,000 personal loan online is simple with minimal documentation:
Identity and Address Proof
Identity and Address Proof
Identity and Address Proof
Aadhaar card or PAN card (PAN is mandatory)
PAN Card (mandatory
for all applicants)
Passport, Voter ID, Driving License, or utility bills
Income Proof
Income Proof
Income Proof
Salaried applicants: Latest bank statements or EPFO contribution details
PAN Card (mandatory
for all applicants)
Self-employed applicants: Business bank statements or professional income proof
Additional Requirements
Additional Requirements
Additional Requirements
Recent selfie or passport-size photograph for verification
PAN Card (mandatory
for all applicants)
Active bank account details for loan disbursal and auto-debit setup
How to Apply for a ₹1,50,000 Personal Loan Online
How to Apply for a ₹1,50,000 Personal Loan Online
How to Apply for a ₹1,50,000 Personal Loan Online
Applying is fully digital and takes just a few minutes:
Applying is fully digital and takes just a few minutes:
This ensures a fast, paperless, and hassle-free personal loan experience.
This ensures a fast, paperless, and hassle-free personal loan experience.
Register on Olyv with your Aadhaar-linked
mobile number
Fill in personal and income details to get
home improvement loan offers
Verify identity quickly through OTP and selfie KYC
Select your loan amount and tenure using the
personal loan for home renovation calculator
Get instant personal loan online approval and f
unds directly in your bank account
Register on Olyv with your Aadhaar-linked
mobile number
Fill in personal and income details to get
home improvement loan offers
Verify identity quickly through OTP and selfie KYC
Select your loan amount and tenure using the
personal loan for home renovation calculator
Get instant unsecured personal loan approval and funds credited to your account
Register on Olyv with your Aadhaar-linked
mobile number
Fill in personal and income details to get
home improvement loan offers
Verify identity quickly through OTP and selfie KYC
Select your loan amount and tenure using the
personal loan for home renovation calculator
Get instant personal loan online approval and f
unds directly in your bank account
Register on Olyv with your Aadhaar-linked
mobile number
Fill in personal and income details to get
home improvement loan offers
Verify identity quickly through OTP and selfie KYC
Select your loan amount and tenure using the personal loan for home renovation calculator
Get instant unsecured personal loan approval and funds credited to your account
FAQ – ₹1,50,000 Personal Loan
FAQ - Personal Loan
for Wedding
Is it possible to get a 1,50,000 personal loan instantly?
Yes, Olyv facilitates instant personal loans of ₹1,50,000 for eligible individuals.
What is the 1,50,000 loan scheme?
Can I get a 1.5 lakh loan without income proof?
Who is eligible for a 1.5 lakh personal loan?
Can a salaried person get a 1,50,000 personal loan without collateral or guarantor?
How to calculate the EMI for a 1,50,000 personal loan?
Can I apply for a 1.5 lakh personal loan online instantly?
What is the 1.5 lakh personal loan eligibility?
Is it possible to get a 1,50,000 personal loan instantly?
Yes, Olyv facilitates instant personal loans of ₹1,50,000 for eligible individuals.
What is the 1,50,000 loan scheme?
Can I get a 1.5 lakh loan without income proof?
Who is eligible for a 1.5 lakh personal loan?
Can a salaried person get a 1,50,000 personal loan without collateral or guarantor?
How to calculate the EMI for a 1,50,000 personal loan?
Can I apply for a 1.5 lakh personal loan online instantly?
What is the 1.5 lakh personal loan eligibility?
Is it possible to get a 1,50,000 personal loan instantly?
Yes, Olyv facilitates instant personal loans of ₹1,50,000 for eligible individuals.
What is the 1,50,000 loan scheme?
Can I get a 1.5 lakh loan without income proof?
Who is eligible for a 1.5 lakh personal loan?
Can a salaried person get a 1,50,000 personal loan without collateral or guarantor?
How to calculate the EMI for a 1,50,000 personal loan?
Can I apply for a 1.5 lakh personal loan online instantly?
What is the 1.5 lakh personal loan eligibility?
Is it possible to get a 1,50,000 personal loan instantly?
Yes, Olyv facilitates instant personal loans of ₹1,50,000 for eligible individuals.
What is the 1,50,000 loan scheme?
Can I get a 1.5 lakh loan without income proof?
Who is eligible for a 1.5 lakh personal loan?
Can a salaried person get a 1,50,000 personal loan without collateral or guarantor?
How to calculate the EMI for a 1,50,000 personal loan?
Can I apply for a 1.5 lakh personal loan online instantly?
What is the 1.5 lakh personal loan eligibility?
Uses of a ₹1,50,000 Personal Loan
Uses of a ₹1,50,000 Personal Loan
A personal loan of ₹1,50,000 can be used for:
Travel: Fund domestic or international trips
Wedding Expenses: Manage pre and post-wedding costs
Medical Emergencies: Cover hospital bills or urgent treatments (1.5 lakh personal loan for medical emergencies)
Home Renovation: Upgrade interiors or minor renovation work
Education Expenses: Pay tuition, exam fees, or learning materials (1.5 lakh personal loan for education)
Debt Consolidation: Combine multiple debts into a single 1.5 lakh loan for easier repayment
1 lakh loan for students for tuition, courses, or learning materials
This flexibility makes a 1,50,000 personal loan ideal for short-term financial needs.
Read More
Read More
Read More
Read More
Get funds when you need it
Get funds when you need it
Get funds when you need it
Get funds when
you need it
₹1,50,000 Personal Loan in India | Instant
Approval | 100% Online
Looking for a fast and convenient way to get a ₹1,50,000 personal loan in India? Olyv facilitates instant personal loans of ₹1,50,000 for salaried individuals, self-employed professionals, and working individuals through a 100% digital process. No collateral is required, and residents from anywhere in India can apply online to get quick access to funds for emergencies, education, medical needs, travel, or other personal expenses.
With Olyv, securing a 1,50,000 personal loan online for 1 year or choosing a flexible repayment tenure has never been easier. Our platform guarantees fast approval, competitive 1,50,000 personal loan interest rates, and EMIs that can be customized from 6 to 60 months. Whether it’s urgent cash or planned financial support, Olyv facilitates fully unsecured loans with minimal documentation, making it one of the most trusted personal loan apps in India. Apply for a 1,50,000 personal loan today and get funds instantly for your financial needs.
Looking for a fast and convenient way to get a ₹1,50,000 personal loan in India? Olyv facilitates instant personal loans of ₹1,50,000 for salaried individuals, self-employed professionals, and working individuals through a 100% digital process. No collateral is required, and residents from anywhere in India can apply online to get quick access to funds for emergencies, education, medical needs, travel, or other personal expenses.
With Olyv, securing a 1,50,000 personal loan online for 1 year or choosing a flexible repayment tenure has never been easier. Our platform guarantees fast approval, competitive 1,50,000 personal loan interest rates, and EMIs that can be customized from 6 to 60 months. Whether it’s urgent cash or planned financial support, Olyv facilitates fully unsecured loans with minimal documentation, making it one of the most trusted personal loan apps in India. Apply for a 1,50,000 personal loan today and get funds instantly for your financial needs.
₹1,50,000 Personal Loan in India | Instant Approval | 100% Online