Travel Personal Loan | Apply Online
for Instant Travel Funds

Planning a holiday but worried about managing your finances?. Olyv facilitates travel personal loans to help you fund your dream vacation. Whether it’s a domestic trip or an international adventure, Olyv facilitates instant travel loans online, flexible EMIs, and competitive travel loan interest rates. You can apply for a travel loan online anytime and receive funds directly in your bank account for flights, hotels, tours, insurance, and holiday shopping.

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Why Choose a Travel Loan?

Why Choose a Travel Loan?

  • Fund your vacations without dipping into savings or investments.

  • Fund your vacations without dipping into savings or investments.

  • Cover all travel-related costs, such as flights, hotels, and travel insurance.

  • Cover all travel-related costs, such as flights, hotels, and travel insurance.

  • Flexible repayment options with easy-to-manage travel loan EMIs.

  • Flexible repayment options with easy-to-manage travel loan EMIs.

  • Get quick online approval for your urgent travel plans.

  • Get quick online approval for your urgent travel plans.

  • Get quick online approval for your urgent travel plans.

Why Olyv is the Best Choice for Travel Loan

Why Olyv is the Best Choice for Travel Loan

Olyv stands out as the ideal platform for obtaining a personal loan for travel due to its digital-first process, quick approval, and transparent terms.

Olyv stands out as the ideal platform for obtaining a personal loan for travel due to its digital-first process, quick approval, and transparent terms.

Key Advantages:

Key Advantages:

Instant Approval: Fast approval
in hours through an online process

Instant Approval: Fast approval in hours through
an online process

Instant Approval: Fast approval
in hours through an online process

Hand holding multiple currency notes, representing instant cash or loan disbursal
Hand holding multiple currency notes, representing instant cash or loan disbursal

Low Interest Rates: Starting at 1.5%
per month for travel purposes

Low Interest Rates: Starting at 1.5% per month for
travel purposes

Low Interest Rates: Starting at 1.5%
per month for travel purposes

Stacked coins and bundles of cash with an upward arrow, showing financial growth
Stacked coins and bundles of cash with an upward arrow, showing financial growth

Flexible Tenure: Choose repayment
periods from 2 to 18 months

Flexible Tenure: Choose repayment periods from
2 to 18 months

Flexible Tenure: Choose repayment periods from 2 to 18 months

Open safe filled with cash and gold coins, symbolizing financial security
Open safe filled with cash and gold coins, symbolizing financial security

Unsecured Loan: No collateral or
guarantor required

Unsecured Loan: No collateral or guarantor required

Unsecured Loan: No collateral
or guarantor required

Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked
Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked

Domestic & International
Coverage: Pay for flights, hotels,
tours, and insurance

Domestic & International Coverage:
Pay for flights, hotels, tours, and
insurance

Domestic & International Coverage: Pay for flights, hotels,
tours, and insurance

Person using a laptop with coins, wallet, and financial icons, showing online finance management
Person using a laptop with coins, wallet, and financial icons, showing online finance management

Transparent Terms: No hidden
charges; processing fees, interest,
and EMIs clearly displayed

Transparent Terms: No hidden
charges; processing fees, interest,
and EMIs clearly displayed

Transparent Terms: No hidden charges; processing
fees, interest, and EMIs clearly displayed

Person using a laptop with coins, wallet, and financial icons, showing online finance management
Person using a laptop with coins, wallet, and financial icons, showing online finance management

24/7 Customer Support: Assistance
available throughout the loan
process

24/7 Customer Support: Assistance
available throughout the loan process

24/7 Customer Support: Assistance available
throughout the loan process

Vector graphic of Indian Aadhaar card with photo and QR code
Vector graphic of Indian Aadhaar card with photo and QR code

Additional Benefits:

Additional Benefits:

  • Track EMI schedules and loan statements online

  • Track EMI schedules and loan statements online

  • Apply anytime via mobile or desktop

  • Apply anytime via mobile or desktop

  • Compare travel loan interest rates to select the best option

  • Compare travel loan interest rates to select the best option

Eligibility Criteria for Travel Personal Loan

Eligibility Criteria for Travel Personal Loan

To ensure smooth processing and quick approval, applicants must meet the following eligibility criteria:

To ensure smooth processing and quick approval, applicants must meet the following eligibility criteria:

Must be an Indian citizen with valid KYC documents (PAN, Aadhaar, Passport, or Voter ID).

Must be an Indian citizen with valid KYC documents (PAN, Aadhaar, Passport, or Voter ID).

Age between 21–60 years at the time of application.

Age between 21–60 years at the time of application.

Minimum monthly income of ₹15,000 for salaried individuals and ₹25,000 for household income.

Minimum monthly income of ₹15,000 for salaried individuals and ₹25,000 for household income.

Get instant approval and disbursal of funds directly to your bank account

Open to salaried individuals, self-employed professionals, and business owners with a stable income source.

Open to salaried individuals, self-employed professionals, and business owners with a stable income source.

Open to salaried individuals, self-employed professionals, and business owners with a stable income source.

Aadhaar-linked mobile number for OTP verification.

Aadhaar-linked mobile number for OTP verification.

A good credit score improves the chances of approval and ensures low travel loan interest rates.

A good credit score improves the chances of approval and ensures low travel loan interest rates.

A clean repayment history with minimal existing liabilities is preferred.

A clean repayment history with minimal existing liabilities is preferred.

Meeting these criteria ensures your travel personal loan application is processed faster and increases the likelihood of instant approval.

Meeting these criteria ensures your travel personal loan application is processed faster and increases the likelihood of instant approval.

Types of Personal Loans Available Online Through Olyv

Types of Personal Loans Available Online Through Olyv

Olyv facilitates a variety of personal loans online that cater to different financial needs, including travel:

Olyv facilitates a variety of personal loans online that cater to different financial needs, including travel:

Emergency Personal Loan Online:

Emergency Personal Loan Online:

For unexpected medical or financial emergencies.

For unexpected medical or financial emergencies.

Personal Loan for Medical Expenses:

Personal Loan for Medical Expenses:

Quick funding for hospital bills, surgery, and treatments.

Quick funding for hospital bills, surgery, and treatments.

Wedding Personal Loan Online:

Wedding Personal Loan Online:

Manage wedding-related expenses stress-free.

Manage wedding-related expenses stress-free.

Debt Consolidation Loan:

Debt Consolidation Loan:

Combine multiple debts into one low-interest loan.

Combine multiple debts into one low-interest loan.

Small Amount Personal Loan Online:

Small Amount Personal Loan Online:

Borrow ₹1,000 to ₹10,000 for short-term needs.

Borrow ₹1,000 to ₹10,000 for short-term needs.

Travel Personal Loan:

Travel Personal Loan:

Explore your dream destinations without financial worry.

Explore your dream destinations without financial worry.

Home Renovation Personal Loan:

Home Renovation Personal Loan:

Upgrade or repair your home with easy EMIs.

Upgrade or repair your home with easy EMIs.

Education Personal Loan Online:

Education Personal Loan Online:

Fund tuition, online courses, or certification programs.

Fund tuition, online courses, or certification programs.

Personal Loan for Low Income Earners:

Personal Loan for Low Income Earners:

Ideal for those earning min ₹15,000/month and min ₹25000/month household income.

Ideal for those earning min ₹15,000/month and min ₹25000/month household income.

Personal Loan for Rent Deposit:

Personal Loan for Rent Deposit:

For new movers needing upfront rental funds.

For new movers needing upfront rental funds.

Person Image for applying personal loan

Key Features of Travel Personal Loan through Olyv

Key Features of Travel Personal Loan through Olyv

Make your dream vacation stress-free with Olyv’s Travel Personal Loan. Quick approval, minimal documents, and flexible repayment let you focus on planning your trip.

Loan Amount

₹1,000 – ₹5,00,000 for flights, hotels, or holiday packages. Apply for an instant travel personal loan online.

Low Interest Rates

Starting at 1.5% per month, one of the best travel personal loans with minimal documents.

Flexible Repayment

Tenures 2–18 months. Use the travel personal loan EMI calculator to plan EMIs.

Unsecured & Paperless

No collateral; funds disbursed directly to your bank account.

Transparent & Quick

No hidden fees, instant processing for last-minute travel needs.

Calculate Your Travel Personal Loan EMI Online

Calculate Your Travel Personal Loan EMI Online

Plan your travel expenses efficiently with the Travel Personal Loan EMI calculator on Olyv. This tool helps you estimate your monthly repayments before applying for an instant travel personal loan online, ensuring you can manage your budget without stress.

Plan your travel expenses efficiently with the Travel Personal Loan EMI calculator on Olyv. This tool helps you estimate your monthly repayments before applying for an instant travel personal loan online, ensuring you can manage your budget without stress.

Plan your travel expenses efficiently with the Travel Personal Loan EMI calculator on Olyv. This tool helps you estimate your monthly repayments before applying for an instant travel personal loan online, ensuring you can manage your budget without stress.

How to Use the Calculator:

How to Use the Calculator:

How to Use the Calculator:

Enter your desired travel loan amount (for example, ₹50,000 or any amount between ₹1,000 – ₹5,00,000).

Enter the loan amount you want — from ₹1,000 up to ₹5,00,000 (Examples: ₹10,000 instant loan, ₹40,000 short-term personal loan, or ₹1,00,000 pre-approved personal loan online)

Enter your desired travel loan amount (for example, ₹50,000 or any amount between ₹1,000 – ₹5,00,000).

Select the applicable interest rate starting from 1.5% per month, based on your credit profile and lender.

Select the applicable interest rate starting from 1.5% per month, based on your credit profile and lender.

Select the applicable interest rate starting from 1.5% per month, based on your credit profile and lender.

Choose a repayment tenure ranging from 2 to 18 months that suits your monthly budget.

Choose a repayment tenure ranging from 2 to 18 months that suits your monthly budget.

Choose a repayment tenure ranging from 2 to 18 months that suits your monthly budget.

Using the Olyv Personal Loan Calculator for travel loans allows you to make informed borrowing decisions, select the best loan tenure, and structure your EMI plan according to your travel plans.

Using the Olyv Personal Loan Calculator for travel loans allows you to make informed borrowing decisions, select the best loan tenure, and structure your EMI plan according to your travel plans.

Using the Olyv Personal Loan Calculator for travel loans allows you to make informed borrowing decisions, select the best loan tenure, and structure your EMI plan according to your travel plans.

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Dec '25₹5,000₹25₹-25₹5,025

Interest Rates and Charges on a Travel Loan

Interest Rates and Charges on a Travel Loan

Charges

Details

Travel Loan Interest Rate

Starting from 1.5% per month, varies with credit score and income.

Processing Fees

2%–15% of the loan amount, depending on the lender.

Part Prepayment Charges

As per lender policy, some loans allow prepayment without penalty.

Foreclosure Charges

Up to 4% of principal + GST.

Penal Interest

Up to 36% p.a. on overdue EMIs.

Charges

Details

Processing Fees

2%–15% of the loan amount, depending on the lender.

Foreclosure Charges

Up to 4% of principal + GST.

Travel Loan Interest
Rate

Starting from 1.5% per month, varies with credit score and income.

Part Prepayment
Charges

As per lender policy, some loans allow prepayment without penalty.

Penal Interest

Up to 36% p.a. on overdue EMIs.

Charges

Details

Processing Fees

2%–15% of the loan amount, depending on the lender.

Foreclosure
Charges

Up to 4% of principal + GST.

Travel Loan
Interest Rate

Starting from 1.5% per month, varies with credit score and income.

Part Prepayment
Charges

As per lender policy, some loans allow prepayment without penalty.

Penal Interest

Up to 36% p.a. on overdue EMIs.

Key Note:

Key Note:

  • Olyv facilitates low-interest personal loans for travel with transparent loan processing charges.

  • Olyv facilitates low-interest personal loans for travel with transparent loan processing charges.

  • Compare multiple lenders to ensure the best travel loan interest rates.

  • Compare multiple lenders to ensure the best travel loan interest rates.

  • Prepayment and foreclosure options allow you to save interest over the loan tenure.

  • Prepayment and foreclosure options allow you to save interest over the loan tenure.

  • All charges are disclosed upfront, ensuring no hidden costs.

  • All charges are disclosed upfront, ensuring no hidden costs.

How is the Personal Loan for Travel Disbursed?

How is the Personal Loan for Travel Disbursed?

  • Complete your application online on app.olyv.co.in.

  • Complete your application online on app.olyv.co.in.

  • Upload KYC documents (PAN, Aadhaar, Passport, or Voter ID) and income proof (bank statements).

  • Upload KYC documents (PAN, Aadhaar, Passport, or Voter ID) and income proof (bank statements).

  • Verification through Aadhaar OTP and bank account authentication.

  • Verification through Aadhaar OTP and bank account authentication.

  • Upon approval, the instant travel loan is disbursed directly to your account within 24–48 hours.

  • Upon approval, the instant travel loan is disbursed directly to your account within 24–48 hours.

  • Repay in flexible EMIs while enjoying your holiday without financial stress.

  • Repay in flexible EMIs while enjoying your holiday without financial stress.

Olyv ensures fast, secure, and paperless disbursal, making it convenient for last-minute or planned travel.

Olyv ensures fast, secure, and paperless disbursal, making it convenient for last-minute or planned travel.

Documents Required for Travel Personal Loan

Documents Required for Travel Personal Loan

Planning your dream vacation? Get quick approval with an instant travel personal loan online from Olyv. Applying is hassle-free with minimal documentation, making it easier to fund your trip:

Planning your dream vacation? Get quick approval with an instant travel personal loan online from Olyv. Applying is hassle-free with minimal documentation, making it easier to fund your trip:

Identity and Address Proof

Identity and Address Proof

Identity and Address Proof

Aadhaar card or PAN card (PAN is mandatory)

PAN Card (mandatory
for all applicants)

Passport, Voter ID, Driving License, or utility bills

Income Proof

Income Proof

Income Proof

Salaried applicants: Latest bank statements or EPFO contribution details

PAN Card (mandatory
for all applicants)

Self-employed applicants: Business bank statements or professional income proof

Additional Requirements

Additional Requirements

Additional Requirements

Recent selfie or passport-size photograph for verification

PAN Card (mandatory
for all applicants)

Active bank account details for loan disbursal and auto-debit setup

With these simple documents, you can apply for a travel personal loan with minimal documentation and focus on planning your perfect trip.

With these simple documents, you can apply for a travel personal loan with minimal documentation and focus on planning your perfect trip.

How to Apply for a Travel Personal Loan Online Instantly

How to Apply for a Travel Personal Loan Online Instantly

How to Apply for a Travel Personal Loan Online Instantly

Getting an instant travel personal loan online has never been easier:

Getting an instant travel personal loan online has never been easier:

With Olyv, you can enjoy a fast, paperless travel loan application, ensuring your vacation plans don’t wait. Fund your holiday easily with the best travel personal loan online, and make your travel experiences truly unforgettable.

With Olyv, you can enjoy a fast, paperless travel loan application, ensuring your vacation plans don’t wait. Fund your holiday easily with the best travel personal loan online, and make your travel experiences truly unforgettable.

  1. Register on Olyv with your Aadhaar-linked
    mobile number

  1. Fill in personal and income details to get
    home improvement loan offers

  1. Verify identity quickly through OTP and selfie KYC

  1. Select your loan amount and tenure using the
    personal loan for home renovation calculator

  1. Get instant personal loan online approval and f
    unds directly in your bank account

  1. Register on Olyv with your Aadhaar-linked
    mobile number

  1. Fill in personal and income details to get
    home improvement loan offers

  1. Verify identity quickly through OTP and selfie KYC

  1. Select your loan amount and tenure using the
    personal loan for home renovation calculator

  1. Get instant personal loan online approval and f
    unds directly in your bank account

  1. Register on Olyv with your Aadhaar-linked
    mobile number

  1. Fill in personal and income details to get
    home improvement loan offers

  1. Verify identity quickly through OTP and selfie KYC

  1. Select your loan amount and tenure using the
    personal loan for home renovation calculator

  1. Get instant unsecured personal loan approval and funds credited to your account

  1. Register on Olyv with your Aadhaar-linked
    mobile number

  1. Fill in personal and income details to get
    home improvement loan offers

  1. Verify identity quickly through OTP and selfie KYC

  1. Select your loan amount and tenure using the personal loan for home renovation calculator

  1. Get instant unsecured personal loan approval and funds credited to your account

Animated view to apply a personal loan for salaried individuals through the Olyv App
Animated view to apply a personal loan for salaried individuals through the Olyv App
Animated view to apply a personal loan for salaried individuals through the Olyv App

FAQ – Travel Personal Loan

FAQ - Personal Loan
for Travel

Can I get a loan for travel through Olyv?

Yes, Olyv facilitates unsecured personal loans for travel with fast online approval, helping you fund trips without collateral.

Can I take a personal loan for international travel?

What is the travel loan interest rate?

Can I get a personal loan without collateral?

How fast is an instant travel loan online?

Are there personal loans with no prepayment charges?

How can I calculate travel loan EMI?

Can I apply via the travel loan app?

Can I get an instant ₹2 lakh personal loan for travel?

Can self-employed individuals apply?

Can I get a loan for travel through Olyv?

Yes, Olyv facilitates unsecured personal loans for travel with fast online approval, helping you fund trips without collateral.

Can I take a personal loan for international travel?

What is the travel loan interest rate?

Can I get a personal loan without collateral?

How fast is an instant travel loan online?

Are there personal loans with no prepayment charges?

How can I calculate travel loan EMI?

Can I apply via the travel loan app?

Can I get an instant ₹2 lakh personal loan for travel?

Can self-employed individuals apply?

Can I get a loan for travel through Olyv?

Yes, Olyv facilitates unsecured personal loans for travel with fast online approval, helping you fund trips without collateral.

Can I take a personal loan for international travel?

What is the travel loan interest rate?

Can I get a personal loan without collateral?

How fast is an instant travel loan online?

Are there personal loans with no prepayment charges?

How can I calculate travel loan EMI?

Can I apply via the travel loan app?

Can I get an instant ₹2 lakh personal loan for travel?

Can self-employed individuals apply?

Can I get a loan for travel through Olyv?

Yes, Olyv facilitates unsecured personal loans for travel with fast online approval, helping you fund trips without collateral.

Can I take a personal loan for international travel?

What is the travel loan interest rate?

Can I get a personal loan without collateral?

How fast is an instant travel loan online?

Are there personal loans with no prepayment charges?

How can I calculate travel loan EMI?

Can I apply via the travel loan app?

Can I get an instant ₹2 lakh personal loan for travel?

Can self-employed individuals apply?

Easily Manage Your Travel Expenses with Olyv

Easily Manage Your Travel Expenses with Olyv

Planning a holiday or an international trip? Olyv’s travel personal loan online helps you cover all your travel costs quickly and conveniently.

  • Access travel loans ranging from ₹1,000 to ₹5,00,000 to suit short trips or extended vacations.

  • Choose flexible repayment options with EMIs from 2 to 18 months, tailored to your budget.

  • Enjoy competitive interest rates for travel loans, designed to make financing affordable.

  • Fully digital process with minimal documentation—no collateral or guarantor required.

  • Get fast approval so you can pay for flights, hotels, holiday packages, travel insurance, or shopping without delay.

Read More

Read More

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Get funds when you need it

Get funds when you need it

Get funds when you need it

Get funds when

you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

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Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

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Made In Bharat

Travel Personal Loan | Apply Online for
Instant Travel Funds

Planning a holiday but worried about managing your finances?. Olyv facilitates travel personal loans to help you fund your dream vacation. Whether it’s a domestic trip or an international adventure, Olyv facilitates instant travel loans online, flexible EMIs, and competitive travel loan interest rates. You can apply for a travel loan online anytime and receive funds directly in your bank account for flights, hotels, tours, insurance, and holiday shopping.

Planning a holiday but worried about managing your finances?. Olyv facilitates travel personal loans to help you fund your dream vacation. Whether it’s a domestic trip or an international adventure, Olyv facilitates instant travel loans online, flexible EMIs, and competitive travel loan interest rates. You can apply for a travel loan online anytime and receive funds directly in your bank account for flights, hotels, tours, insurance, and holiday shopping.

Travel Personal Loan | Apply Online for Instant Travel Funds

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