Question 1

What is an instant personal loan from Olyv?

Accepted Answer

An instant personal loan from Olyv is a quick and hassle-free way to get funds for various personal needs. Whether it's for medical emergencies, travel, education, or home renovation, Olyv provides fast approval and disbursal of loan amounts directly to your bank account.

Question 2

How do I apply for an instant personal loan with Olyv?

Accepted Answer

Applying for an instant personal loan with Olyv is super simple!. Simply visit the Olyv mobile app, fill out the application form with your personal and financial details, upload the required documents, and submit your application. You will get to know the amount that can be unlocked for you immediately.

Question 3

What are the eligibility criteria for an Olyv personal loan?

Accepted Answer

To be eligible for an Olyv personal loan, you must be an Indian citizen, aged between 21 and 60 years, with a minimum monthly income of ₹20,000. You should also have an operational bank account in your name.

Question 4

To be eligible for an Olyv personal loan, you must be an Indian citizen, aged between 21 and 60 years, with a minimum monthly income of ₹20,000. You should also have an operational bank account in your name.

Accepted Answer

The documents typically required for an Olyv instant personal loan include proof of identity (Aadhar Card, PAN Card, etc.) and employment details. For salaried individuals, three months’ bank statements also need to be published.

Question 5

How much can I borrow with an Olyv personal loan, and what are the interest rates?

Accepted Answer

With Olyv, you can borrow amounts ranging from ₹1,000 to ₹5,00,000. Interest rates vary based on your credit profile, loan amount, and tenure but generally start from as low as 1.5% per month.

Question 6

How long does it take for the loan amount to be disbursed?

Accepted Answer

Once your loan application goes through, Olyv ensures that the loan amount is disbursed to your bank account in minutes. In many cases, disbursal may take up to 24 hours. from approval. There’s also a probability where your application goes through additional checks, which will mean it takes longer than the above specified time frame.

Question 7

Can I prepay or foreclose my Olyv personal loan?

Accepted Answer

Yes, Olyv allows prepayment or foreclosure of your personal loan. However, there might be a prepayment fee depending on the terms of your loan agreement. It's advisable to check the specific terms and conditions related to prepayment or foreclosure with Olyv’s customer support.

100% digital journey

100% digital journey

0 collateral or documents

0 collateral or documents

Low interest & flexi tenures

Low interest & flexi tenures

Get Personal Loan in3 Simple Steps

Get Personal Loan in3 Simple Steps

Get Personal Loan in 3 Simple Steps

Check eligibility

Check Eligibility

Apply for Loan

Apply for Loan

Get funds in bank A/C within minutes

Get funds in bank A/C within minutes

Get funds in bank A/C within minutes

Other Offerings

Other Offerings

Credit Score

Credit Score

Credit Score

Check and improve your Credit Score for FREE

Check and improve your Credit Scorefor FREE

Check and improve your Credit Score for FREE

Gold Savings

Gold Savings

Gold Savings

Save regularly with as low as ₹10 with guaranteed safety

Save regularly with as low as ₹10 with guaranteed safety

FAQ

FAQ

Start your dream with Olyv

Start your dream with Olyv

Start your dream with Olyv

100% digital journey

0 collateral or documents

Low interest & flexi tenures

Get Personal Loan in
3 Simple Steps

Get Personal Loan in
3 Simple Steps

Check and improve your Credit Score
for FREE

Start your dream
with Olyv

Start your dream
with Olyv

Start your dream
with Olyv