Fast Cash Loan – Get Quick
Online Funds with Instant
Disbursal

Fast Cash Loan – Get Quick Online Funds with Instant Disbursal

Fast Cash Loan – Get Quick Online Funds with Instant Disbursal

Need urgent funds at the best rates? With the Fast Cash Loan facilitated through Olyv, you can apply online in minutes and get the approved amount directly in your bank account. Whether you're facing a financial emergency, unplanned home expenses, or urgent travel needs, Olyv is one of the most reliable apps for fast cash loans in India, ensuring secure and quick disbursals.

Everything is digital - no paperwork, no collateral, and no need to visit any branch. Just download the Olyv app to apply for a fast cash loan, fill out a simple online form, and track your loan status in real-time. It's ideal for salaried individuals looking for fast online loan solutions with low income and complete transparency.

Everything is digital - no paperwork, no collateral, and no need to visit any branch. Just download the Olyv app to apply for a fast cash loan, fill out a simple online form, and track your loan status in real-time. It's ideal for salaried individuals looking for fast online loan solutions with low income and complete transparency.

Everything is digital - no paperwork, no collateral, and no need to visit any branch. Just download the Olyv app to apply for a fast cash loan, fill out a simple online form, and track your loan status in real-time. It's ideal for salaried individuals looking for fast online loan solutions with low income and complete transparency.

Whether you're a new borrower or in immediate need of urgent funds, Olyv is your go-to fast cash loan app with zero hidden fees or delays.

Whether you're a new borrower or in immediate need of urgent funds, Olyv is your go-to fast cash loan app with zero hidden fees or delays.

Whether you're a new borrower or in immediate need of urgent funds, Olyv is your go-to fast cash loan app with zero hidden fees or delays.

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Calculator Image
Calculator Image
Calculator Image

Why Choose the Fast Cash Loan through Olyv?

Why Choose the Fast Cash Loan through Olyv?

Why Choose the Fast Cash Loan
through Olyv?

  1. Backed by RBI-registered NBFCs

  1. Backed by RBI-registered NBFCs

Olyv facilitates fast cash loans through NBFCs registered with RBI, ensuring your loan comes from trusted, compliant financial institutions.

Olyv facilitates fast cash loans through NBFCs registered with RBI, ensuring your loan comes from trusted, compliant financial institutions.

  1. Quick Online Approvals & Disbursals

  1. Quick Online Approvals & Disbursals

Thanks to an app-first model, your application is processed fast, and approved funds are often transferred within hours directly to your bank account.

Thanks to an app-first model, your application is processed fast, and approved funds are often transferred within hours directly to your bank account.

  1. Open to All Income & Credit Profiles

  1. Open to All Income & Credit Profiles

Whether you earn a modest salary or have a limited credit score, the Olyv app enables fast cash loans with low income and flexible terms to suit your needs.

  1. 100% Digital Loan Application

  1. 100% Digital Loan Application

No queues or branch visits. Just use the Olyv app to apply, verify your identity, and track your fast cash loan application online.

No queues or branch visits. Just use the Olyv app to apply, verify your identity, and track your fast cash loan application online.

  1. No Security or Guarantor Needed

  1. No Security or Guarantor Needed

All fast cash loans through Olyv are unsecured—you don’t need to pledge any assets or bring in a guarantor.

All fast cash loans through Olyv are unsecured—you don’t need to pledge any assets or bring in a guarantor.

  1. Custom EMI & Repayment Options

  1. Custom EMI & Repayment Options

Choose a repayment term and EMI that matches your income flow. Enjoy fast loan EMI flexibility with low monthly instalments.

Choose a repayment term and EMI that matches your income flow. Enjoy fast loan EMI flexibility with low monthly instalments.

  1. Ideal for Emergency & Quick Funding Needs

  1. Ideal for Emergency & Quick Funding Needs

Thousands rely on Olyv during emergencies, offering fast cash loans in India with speed, convenience, and security.

Thousands rely on Olyv during emergencies, offering fast cash loans in India with speed, convenience, and security.

Types of Personal Loans Available Online Through Olyv

Types of Personal Loans Available Online Through Olyv

Types of Personal Loans Available Online Through Olyv

Emergency Personal Loan Online:

Emergency Personal Loan Online:

For unexpected medical or financial emergencies.

For unexpected medical or financial emergencies.

Personal Loan for Medical Expenses:

Personal Loan for Medical Expenses:

Quick funding for hospital bills, surgery, and treatments.

Quick funding for hospital bills, surgery, and treatments.

Wedding Personal Loan Online:

Wedding Personal Loan Online:

Manage wedding-related expenses stress-free.

Manage wedding-related expenses stress-free.

Debt Consolidation Loan:

Debt Consolidation Loan:

Combine multiple debts into one low-interest loan.

Combine multiple debts into one low-interest loan.

Small Amount Personal Loan Online:

Small Amount Personal Loan Online:

Borrow ₹1,000 to ₹10,000 for short-term needs.

Borrow ₹1,000 to ₹10,000 for short-term needs.

Travel Personal Loan:

Travel Personal Loan:

Explore your dream destinations without financial worry.

Explore your dream destinations without financial worry.

Home Renovation Personal Loan:

Home Renovation Personal Loan:

Upgrade or repair your home with easy EMIs.

Upgrade or repair your home with easy EMIs.

Education Personal Loan Online:

Education Personal Loan Online:

Fund tuition, online courses, or certification programs.

Fund tuition, online courses, or certification programs.

Personal Loan for Low Income Earners:

Personal Loan for Low Income Earners:

Ideal for those earning min ₹15,000/month and min ₹25000/month household income.

Ideal for those earning min ₹15,000/month and min ₹25000/month household income.

Personal Loan for Rent Deposit:

Personal Loan for Rent Deposit:

For new movers needing upfront rental funds.

For new movers needing upfront rental funds.

Person Image for applying personal loan

Key Benefits of a Fast Cash Loan through Olyv

Key Benefits of a Fast Cash Loan through Olyv

Loan Range

From ₹1,000 to ₹5,00,000* (T&C apply)

Hand holding multiple currency notes, representing instant cash or loan disbursal

Interest Rate

Starts from just 1.5% per month for affordable fast loans

Stacked coins and bundles of cash with an upward arrow, showing financial growth

Loan Tenure

Flexible repayment from 2 to 18 months

Open safe filled with cash and gold coins, symbolizing financial security

Unsecured Loan

No need to pledge property or gold

Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked

Instant Transfer

Disbursal directly into your bank account upon approval

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Easy KYC

 Aadhaar-based OTP and selfie verification

Vector graphic of Indian Aadhaar card with photo and QR code

Loan Range

From ₹1,000 to ₹5,00,000* (T&C apply)

Hand holding multiple currency notes, representing instant cash or loan disbursal
Hand holding multiple currency notes, representing instant cash or loan disbursal

Interest Rate

Starts from just 1.5% per month for affordable fast loans

Stacked coins and bundles of cash with an upward arrow, showing financial growth
Stacked coins and bundles of cash with an upward arrow, showing financial growth

Loan Tenure

Flexible repayment from 2 to 18 months

Open safe filled with cash and gold coins, symbolizing financial security
Open safe filled with cash and gold coins, symbolizing financial security

Unsecured Loan

 No need to pledge property or gold

Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked
Smartphone displaying Olyv app with ₹5,00,000 loan offer unlocked

Instant Transfer

 Disbursal directly into your bank account upon approval

Person using a laptop with coins, wallet, and financial icons, showing online finance management
Person using a laptop with coins, wallet, and financial icons, showing online finance management

Easy KYC

Aadhaar-based OTP and selfie verification

Vector graphic of Indian Aadhaar card with photo and QR code
Vector graphic of Indian Aadhaar card with photo and QR code

Calculate EMI for Your Fast Cash Loan

Calculate EMI for Your Fast Cash Loan

Use Olyv’s EMI tool to check monthly EMIs:

Use Olyv’s EMI tool to check monthly EMIs:

Enter required loan amount (e.g., ₹50,000)

Enter required loan amount (e.g., ₹50,000)

Choose your interest rate (starts from 1.5% monthly)

Choose your interest rate (starts from 1.5% monthly)

Pick your repayment period (e.g., 12 months)

Pick your repayment period (e.g., 12 months)

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Oct '25₹5,000₹25₹-25₹5,025

Get a real-time view of your EMI, interest, and total payable—make a smarter borrowing decision.

Get a real-time view of your EMI, interest, and total payable—make a smarter borrowing decision.

Eligibility Criteria for a Fast Cash Loan through Olyv

Eligibility Criteria for a Fast Cash Loan through Olyv

To qualify for a fast cash personal loan, applicants (salaried or self-employed) must:

To qualify for a fast cash personal loan, applicants (salaried or self-employed) must:

Be an Indian national

Be an Indian national

Be 21 years or older

Be 21 years or older

Earn a minimum of ₹15,000/month and a household income of at least ₹25,000

Have an Aadhaar-linked mobile number and PAN card

Have an Aadhaar-linked mobile number and PAN card

Have a steady source of income

Have no active loan already running on the Olyv app

Get instant approval and disbursal of funds directly to your bank account

Earn a minimum of ₹15,000/month and a household income of at least ₹25,000

Earn a minimum of ₹15,000/month and a household income of at least ₹25,000

Real-time application tracking and zero hidden charges

Have a steady source of income

Have a steady source of income

Have no active loan already running on the Olyv app

Have no active loan already running on the Olyv app

The Olyv app supports fast cash loans with low credit scores and limited income for immediate financial support.

The Olyv app supports fast cash loans with low credit scores and limited income for immediate financial support.

Documents Required for Fast Cash Loans through Olyv

Documents Required for Fast Cash Loans through Olyv

Keep these ready to apply for a fast cash loan online:

Keep these ready to apply for a fast cash loan online:

PAN card (mandatory)

Aadhaar card for digital KYC

Aadhaar card for
digital KYC

Address proof (voter ID, passport, or driver’s license)

Bank details (for fund disbursal)

Selfie (for identity check)

Income Proof: For salaried: Bank statements and EPFO data, For self-employed: Recent bank statements

Income Proof: Salaried: EPFO data and bank statements, Self-employed: Recent bank statements

Selfie (for identity check)

Bank details (for fund disbursal)

All user data is processed with full consent and high-level security.

All user data is processed with full consent and high-level security.

Fees & Charges for Fast Cash Loans through Olyv App

Fees & Charges for Fast Cash Loans through Olyv App

If you’re considering personal loan foreclosure for your Fast Cash Loan, reviewing the pre-closure terms in advance ensures you can repay early without unexpected costs. Olyv provides complete clarity on such charges to help you plan effectively.

If you’re considering personal loan foreclosure for your Fast Cash Loan, reviewing the pre-closure terms in advance ensures you can repay early without unexpected costs. Olyv provides complete clarity on such charges to help you plan effectively.

Type

Details

Pre-closure/Foreclosure Fee

Pre-closure/Foreclosure Fee

Up to 4% of the principal + GST (as per lender policy)

Up to 4% of the principal + GST (as per
lender policy)

Up to 4% of the principal + GST (as per lender policy)

Penal Interest

Penal Interest

Up to 36% p.a. on overdue EMI amounts

Up to 36% p.a. on overdue EMI amounts

Up to 36% p.a. on overdue EMI amounts

Processing Fee

Processing Fee

Between 2% to 15% of the loan (based on lender policy)

Between 2% to 15% of the loan (based on
lender policy)

Between 2% to 15% of the loan (based on lender policy)

Note: Olyv maintains full fee transparency. Always review the KFS and loan agreement for complete details.

Note: Olyv maintains full fee transparency. Always review the KFS and loan agreement for complete details.

Application Requirements for Fast Cash Loan through Olyv

Section

Details

Personal Info

Name, DOB, Gender, Nationality, Guardian's Name, Marital Status

Contact Info

Aadhaar-linked mobile number, valid email ID

KYC Documents

PAN card, Aadhaar card, or alternative address proof

Photo

Selfie or passport-size photo

Job Info

Type of work, employer, or business info

Income Info

Monthly income (₹15,000+), household income (₹25,000+), bank statement

Address

Current/permanent address with proof

Bank Info

Bank account + IFSC for loan crediting

eMandate Setup

UPI or eNACH for EMI auto-deduction

Application Requirements for Fast Cash Loan through Olyv

Section

Details

Personal Info

Name, DOB, Gender, Nationality, Guardian's Name, Marital Status

Contact Info

Aadhaar-linked mobile number, valid email ID

KYC Documents

PAN card, Aadhaar card, or alternative address proof

Photo

Selfie or passport-size photo

Job Info

Type of work, employer, or business info

Income Info

Monthly income (₹15,000+), household income (₹25,000+), bank statement

Address

Current/permanent address with proof

Bank Info

Bank account + IFSC for loan crediting

eMandate Setup

UPI or eNACH for EMI auto-deduction

How to Apply for a Fast Cash Loan through Olyv

How to Apply for a Fast Cash Loan through Olyv

  1. Register using your Aadhaar-linked
    mobile number

  1. Fill in your profile and work details

  1. Complete KYC with Aadhaar OTP and selfie

  1. Choose your loan amount and
    repayment plan

  1. Get funds instantly in your account
    upon approval

  1. Register using your Aadhaar-linked
    mobile number

  1. Complete your personal and
    employment profile

  1. Verify identity via Aadhaar OTP
    and upload a selfie

  1. Select a loan amount and tenure
    that suits your business needs

  1. Submit your application for
    instant review

  1. Register using your Aadhaar-linked
    mobile number

  1. Fill in your profile and work details

  1. Verify Identity: Complete KYC via
    Aadhaar OTP and upload a selfie

  1. Choose your loan amount and
    repayment plan

  1. Get Funds: Once approved, your loan
    is instantly credited to your account

Animated view to apply a personal loan for salaried individuals through the Olyv App
Animated view to apply a personal loan for salaried individuals through the Olyv App
Animated view to apply a personal loan for salaried individuals through the Olyv App

FAQs - Fast cash loan

FAQs - Fast cash loan

How to get ₹3,000 urgently without a salary?

You can apply for a ₹3,000 fast cash loan online through the Olyv app even without a fixed salary. Olyv facilitates loans based on your income data and repayment ability, helping users with variable income or freelance work.

What is a fast cash loan?

How to get ₹10,000 urgently?

Which is the best fast cash loan app in India?

Can I apply for a fast cash loan online with a low income?

Can I get an urgent cash loan without documents?

How do I apply for a fast personal loan in India?

Is there a fast cash loan app download option?

Does Olyv facilitate Xpress Cash Loan?

How to get ₹3,000 urgently without a salary?

You can apply for a ₹3,000 fast cash loan online through the Olyv app even without a fixed salary. Olyv facilitates loans based on your income data and repayment ability, helping users with variable income or freelance work.

What is a fast cash loan?

How to get ₹10,000 urgently?

Which is the best fast cash loan app in India?

Can I apply for a fast cash loan online with a low income?

Can I get an urgent cash loan without documents?

How do I apply for a fast personal loan in India?

Is there a fast cash loan app download option?

Does Olyv facilitate Xpress Cash Loan?

How to get ₹3,000 urgently without a salary?

You can apply for a ₹3,000 fast cash loan online through the Olyv app even without a fixed salary. Olyv facilitates loans based on your income data and repayment ability, helping users with variable income or freelance work.

What is a fast cash loan?

How to get ₹10,000 urgently?

Which is the best fast cash loan app in India?

Can I apply for a fast cash loan online with a low income?

Can I get an urgent cash loan without documents?

How do I apply for a fast personal loan in India?

Is there a fast cash loan app download option?

Does Olyv facilitate Xpress Cash Loan?

Get funds when you need it

Get funds when

you need it

Get funds when you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

Personal Loan by Location

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Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

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Made In Bharat

Application Requirements for Fast Cash Loan through Olyv

Section

Details

Personal Info

Name, DOB, Gender, Nationality, Guardian's Name, Marital Status

Contact Info

Aadhaar-linked mobile number, valid email ID

KYC Documents

PAN card, Aadhaar card, or alternative address proof

Photo

Selfie or passport-size photo

Job Info

Type of work, employer, or business info

Income Info

Monthly income (₹15,000+), household income (₹25,000+), bank statement

Address

Current/permanent address with proof

Bank Info

Bank account + IFSC for loan crediting

eMandate Setup

UPI or eNACH for EMI auto-deduction