Personal Loan for Gifting – Easy Financing
for Every Celebration through Olyv
Make your special moments truly memorable without financial stress. Whether you're planning to surprise loved ones on birthdays, anniversaries, weddings, or festivals, the Olyv platform helps you finance your gifts through a personal loan for gifting with instant approval and a 100% digital application.
Borrow up to ₹5 Lakhs with no collateral, flexible EMIs, and low-interest rates starting from 1.5% per month. Olyv makes gifting stress-free with quick disbursal and a fully online process. Turn your thoughtful gifts into joyful experiences, not financial strain.
Eligibility Criteria For Personal Loan for Gifting
Eligibility Criteria For Personal Loan for Gifting
Eligibility Criteria For
Personal Loan for Gifting
Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan for Gifting with instant approval.
Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan for Gifting with instant approval.
Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan for Gifting with instant approval.
Key Features of Personal Loan for Gifting through Olyv
Key Features of Personal
Loan for Gifting through Olyv
Key Features of
Personal Loan for Gifting
through Olyv
Loan Amount
Loan Amount
₹1,000 to ₹5,00,000* (T&C apply)
₹1,000 to ₹5,00,000* (T&C apply)
Affordable Personal Loan for
Gifting Interest Rate
Affordable Personal Loan for Gifting Interest Rate
Starting at just 1.5% per month, competitive and easy to manage
Starting at just 1.5% per month, competitive and easy to manage
Repayment Tenure
Repayment Tenure
2 to 18 months, offering flexible repayment options tailored to your budget
2 to 18 months, offering flexible repayment options tailored to your budget
Unsecured Personal Loan
for Gifting
Unsecured Personal
Loan for Gifting
No collateral required; your loan is secured based on your profile
No collateral required; your loan is secured based on your profile
Digital Loan Disbursal
Digital Loan Disbursal
Funds are directly transferred to your bank account (T&C apply)
Funds are directly transferred to your bank account (T&C apply)
Apply for Personal Loan for
Gifting with Aadhaar
Complete the application process online
Complete the application process online
Apply for an Personal Loan
for Gifting with Aadhaar
Calculate Your Personal Loan for Gifting
EMI through Olyv
Calculate Your Personal Loan for Gifting EMI through Olyv
Calculate Your Personal Loan for Gifting EMI
through Olyv
Your monthly EMI is
₹0
6% interest rate per annum
Total Interest
₹0
Total Amount
₹0
EMI Schedule
| Month | Opening Balance | Interest | Principal | Closing Balance |
|---|---|---|---|---|
| Jul '25 | ₹5,000 | ₹25 | ₹-25 | ₹5,025 |
Use Olyv’s EMI Calculator to plan your repayments:
Input your loan amount (e.g., ₹50,000).
Choose the applicable interest rate (starting at 1.5% per month).
Select the repayment tenure (e.g., 12 months).
The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.
Use Olyv’s EMI Calculator to plan your repayments:
Input your loan amount (e.g., ₹50,000).
Choose the applicable interest rate (starting at 1.5% per month).
Select the repayment tenure (e.g., 12 months).
The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.
Documents Required to Apply for
Personal Loan for Gifting through Olyv
Documents Required to Apply for Personal Loan for Gifting through Olyv
To apply for a personal loan for Gifting, you’ll typically need to
provide the following documents:
To apply for a Personal Loan for Gifting, you’ll typically need to provide the following documents:
To apply for a Personal Loan for Gifting, you’ll typically need to provide the following documents:
Proof of Identity
(e.g., Aadhaar card, PAN card)
(e.g., Aadhaar card, PAN card)
(e.g., Aadhaar card, PAN card)
Proof of Address
(e.g., utility bill, rental agreement)
(e.g., utility bill, rental agreement)
(e.g., utility bill, rental agreement)
Proof of Income
(e.g., salary slips, bank statements)
(e.g., salary slips, bank statements)
(e.g., salary slips, bank statements)
Please note that the exact document requirements may vary slightly based on the lending partner.
Interest Rates and Charges
Interest Rates and Charges
Interest Rates and Charges
Understanding these charges will help you make an informed borrowing decision.
Understanding these charges will help you make an informed borrowing decision.
Interest Rates
Starting at 1.5% per month
Processing Fees
Subject to the borrower's
profile
How to Apply for Personal Loan for
Gifting through Olyv
How to Apply for Personal Loan
for Gifting through Olyv
How to Apply for Personal Loan for Gifting through Olyv
Register using your mobile number.
Register using your mobile number.
Register using your mobile number.
Complete your profile with accurate personal and
employment details.
Complete your profile with accurate personal and
employment details.
Complete your profile with accurate
personal and employment details.
Verify your identity through KYC via Aadhaar OTP
and selfie verification.
Verify your identity through KYC via Aadhaar OTP
and selfie verification.
Verify your identity through KYC via
Aadhaar OTP and selfie verification.
Select your desired loan amount and repayment
tenure.
Select your desired loan amount and
repayment tenure.
Select your desired loan amount and
repayment tenure.
Upon approval, receive a Personal Loan for
Gifting disbursal directly to your bank account.
Upon approval, receive Personal Loan for
Gifting disbursal directly to your bank account.
Upon approval, receive Personal
Loan for Gifting disbursal directly
to your bank account.
FAQ
Who is eligible for a Personal Loan for a Gift through Olyv?
Anyone who meets basic eligibility criteria like age, income, and creditworthiness can apply. Visit Olyv.co.in/login to check your eligibility online. Olyv facilitates a 100% digital process for quick eligibility checks.
How to apply for a Personal Loan for a Gift through Olyv?
What types of gifts can I finance with a personal loan?
Can I get a loan for gifting during festivals?
What is the interest rate for an online Personal Loan for a Gift through Olyv?
What loan amounts are available through Olyv?
Is any collateral needed to get an online Personal Loan for a Gift through Olyv?
How do I calculate EMI for a Personal Loan for a Gift?
Are self-employed individuals eligible for a Personal Loan for a Gift?
How soon is the loan amount disbursed?
Are there any hidden charges?
Who is eligible for a Personal Loan for a Gift through Olyv?
Anyone who meets basic eligibility criteria like age, income, and creditworthiness can apply. Visit Olyv.co.in/login to check your eligibility online. Olyv facilitates a 100% digital process for quick eligibility checks.
How to apply for a Personal Loan for a Gift through Olyv?
What types of gifts can I finance with a personal loan?
Can I get a loan for gifting during festivals?
What is the interest rate for an online Personal Loan for a Gift through Olyv?
What loan amounts are available through Olyv?
Is any collateral needed to get an online Personal Loan for a Gift through Olyv?
How do I calculate EMI for a Personal Loan for a Gift?
Are self-employed individuals eligible for a Personal Loan for a Gift?
How soon is the loan amount disbursed?
Are there any hidden charges?
Who is eligible for a Personal Loan for a Gift through Olyv?
Anyone who meets basic eligibility criteria like age, income, and creditworthiness can apply. Visit Olyv.co.in/login to check your eligibility online. Olyv facilitates a 100% digital process for quick eligibility checks.
How to apply for a Personal Loan for a Gift through Olyv?
What types of gifts can I finance with a personal loan?
Can I get a loan for gifting during festivals?
What is the interest rate for an online Personal Loan for a Gift through Olyv?
What loan amounts are available through Olyv?
Is any collateral needed to get an online Personal Loan for a Gift through Olyv?
How do I calculate EMI for a Personal Loan for a Gift?
Are self-employed individuals eligible for a Personal Loan for a Gift?
How soon is the loan amount disbursed?
Are there any hidden charges?
Get funds when you need it
Get funds when you need it
Get funds when
you need it
Personal Loan for Gifting – Easy Financing
for Every Celebration through Olyv
Make your special moments truly memorable without financial stress. Whether you're planning to surprise loved ones on birthdays, anniversaries, weddings, or festivals, the Olyv platform helps you finance your gifts through a personal loan for gifting with instant approval and a 100% digital application.
Borrow up to ₹5 Lakhs with no collateral, flexible EMIs, and low-interest rates starting from 1.5% per month. Olyv makes gifting stress-free with quick disbursal and a fully online process. Turn your thoughtful gifts into joyful experiences, not financial strain.
Make your special moments truly memorable without financial stress. Whether you're planning to surprise loved ones on birthdays, anniversaries, weddings, or festivals, the Olyv platform helps you finance your gifts through a personal loan for gifting with instant approval and a 100% digital application.
Borrow up to ₹5 Lakhs with no collateral, flexible EMIs, and low-interest rates starting from 1.5% per month. Olyv makes gifting stress-free with quick disbursal and a fully online process. Turn your thoughtful gifts into joyful experiences, not financial strain.
Personal Loan for Gifting – Easy Financing for Every Celebration through Olyv