Get a Low-Salary Personal Loan Online -
Instant Approval & Fast Disbursal
Struggling to get a loan with a low income? Apply for a Low-Salary Personal Loan online through Olyv with instant approval and quick disbursal directly to your bank account.
No collateral required. Ideal for salaried individuals and/or low-income earners needing funds for medical emergencies, wedding costs, travel, or urgent expenses.
Eligibility Criteria For Low-Salary Personal Loan
Eligibility Criteria For
Low-Salary Personal
Loan
Check your eligibility at olyv.co.in for a quick, 100% digital Low-Salary Personal Loan with instant approval.
Check your eligibility at olyv.co.in for a quick, 100% digital Low-Salary Personal Loan with instant approval.
Check your eligibility at olyv.co.in for a quick, 100% digital Low-Salary Personal Loan with instant approval.
Key Features of Low-Salary Personal Loann through Olyv
Key Features of Low-Salary Personal
Loan through Olyv
Key Features of
Low-Salary Personal Loan
through Olyv
Loan Amount
Loan Amount
₹1,000 to ₹5,00,000* (T&C apply)
₹1,000 to ₹5,00,000* (T&C apply)
Affordable Low-Salary Personal
Loan Interest Rate
Starting at just 1.5% per month, competitive and easy to manage
Starting at just 1.5% per month, competitive and easy to manage
Repayment Tenure
Repayment Tenure
2 to 18 months, offering flexible repayment options tailored to your budget
2 to 18 months, offering flexible repayment options tailored to your budget
Unsecured Personal Loan
Unsecured
Emergency Loan
No collateral required; your loan is secured based on your profile
No collateral required; your loan is secured based on your profile
Digital Loan Disbursal
Digital Loan Disbursal
Funds are directly transferred to your bank account (T&C apply)
Funds are directly transferred to your bank account (T&C apply)
Apply for an Low-Salary
Personal Loan with Aadhaar
Complete the application process online
Complete the application process online
Apply for an Low-Salary
Personal Loan with
Aadhaar
Calculate Your Low-Salary Personal Loan
EMI through Olyv
Calculate Your Low-Salary Personal Loan EMI through Olyv
Calculate Your Low-Salary Personal Loan EMI through Olyv
Your monthly EMI is
₹0
6% interest rate per annum
Total Interest
₹0
Total Amount
₹0
EMI Schedule
| Month | Opening Balance | Interest | Principal | Closing Balance |
|---|---|---|---|---|
| Jul '25 | ₹5,000 | ₹25 | ₹-25 | ₹5,025 |
Use Olyv’s EMI Calculator to plan your repayments:
Input your loan amount (e.g., ₹50,000).
Choose the applicable interest rate (starting at 1.5% per month).
Select the repayment tenure (e.g., 12 months).
The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.
Use Olyv’s EMI Calculator to plan your repayments:
Input your loan amount (e.g., ₹50,000).
Choose the applicable interest rate (starting at 1.5% per month).
Select the repayment tenure (e.g., 12 months).
The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.
Documents Required to Apply for
Low-Salary Personal Loan through Olyv
Documents Required to Apply for Low-Salary Personal Loan through Olyv
To apply for a Low-Salary Personal Loan, you’ll typically need to provide the following documents:
Proof of Identity
(e.g., Aadhaar card, PAN card)
(e.g., Aadhaar card, PAN card)
(e.g., Aadhaar card, PAN card)
Proof of Address
(e.g., utility bill, rental agreement)
(e.g., utility bill, rental agreement)
(e.g., utility bill, rental agreement)
Proof of Income
(e.g., salary slips, bank statements)
(e.g., salary slips, bank statements)
(e.g., salary slips, bank statements)
Please note that the exact document requirements may vary slightly based on the lending partner.
Interest Rates and Charges
Interest Rates and Charges
Interest Rates and Charges
Understanding these charges will help you make an informed borrowing decision.
Understanding these charges will help you make an informed borrowing decision.
Interest Rates
Starting at 1.5% per month
Processing Fees
Subject to the borrower's
profile
How to Apply for Low-Salary Personal Loan through Olyv
How to Apply for Low-Salary Personal
Loan through Olyv
How to Apply for Low-Salary Personal Loan through Olyv
Register using your mobile number.
Register using your mobile number.
Register using your mobile number.
Complete your profile with accurate personal and
employment details.
Complete your profile with accurate personal and
employment details.
Complete your profile with accurate
personal and employment details.
Verify your identity through KYC via Aadhaar OTP
and selfie verification.
Verify your identity through KYC via Aadhaar OTP
and selfie verification.
Verify your identity through KYC via
Aadhaar OTP and selfie verification.
Select your desired loan amount and repayment
tenure.
Select your desired loan amount and
repayment tenure.
Select your desired loan amount and
repayment tenure.
Upon approval, receive a Low-Salary Personal
Loan disbursal directly to your bank account.
Upon approval, receive Low-Salary Personal Loan
disbursal directly to your bank account.
Upon approval, receive Low-Salary
Personal Loan disbursal directly to
your bank account.
FAQ
What is the minimum salary required to get a Low-Salary Personal Loan through the Olyv platform?
To apply for a personal loan on the Olyv platform, salaried individuals generally need to have a minimum monthly income of ₹25,000. However, specific eligibility criteria may vary slightly based on the NBFC providing the loan. Earning a higher salary can also increase your chances of securing a larger loan amount with more favorable terms.
Who is eligible for a Low-Salary Personal Loan?
How to apply for a Low-Salary Personal Loan online through Olyv?
What is the interest rate for a Low-Salary Personal Loan?
What loan amounts are available through Olyv?
What repayment tenures does Olyv offer?
How long does it take for the loan amount to be disbursed?
Is any collateral needed to get a Low-Salary Personal Loan?
How do I calculate EMI for a Low-Salary Personal Loan?
What documents are required for an online Low-Salary Personal Loan through Olyv?
Are there any processing fees for an online Low-Salary Personal Loan?
What is the minimum salary required to get a Low-Salary Personal Loan through the Olyv platform?
To apply for a personal loan on the Olyv platform, salaried individuals generally need to have a minimum monthly income of ₹25,000. However, specific eligibility criteria may vary slightly based on the NBFC providing the loan. Earning a higher salary can also increase your chances of securing a larger loan amount with more favorable terms.
Who is eligible for a Low-Salary Personal Loan?
How to apply for a Low-Salary Personal Loan online through Olyv?
What is the interest rate for a Low-Salary Personal Loan?
What loan amounts are available through Olyv?
What repayment tenures does Olyv offer?
How long does it take for the loan amount to be disbursed?
Is any collateral needed to get a Low-Salary Personal Loan?
How do I calculate EMI for a Low-Salary Personal Loan?
What documents are required for an online Low-Salary Personal Loan through Olyv?
Are there any processing fees for an online Low-Salary Personal Loan?
What is the minimum salary required to get a Low-Salary Personal Loan through the Olyv platform?
To apply for a personal loan on the Olyv platform, salaried individuals generally need to have a minimum monthly income of ₹25,000. However, specific eligibility criteria may vary slightly based on the NBFC providing the loan. Earning a higher salary can also increase your chances of securing a larger loan amount with more favorable terms.
Who is eligible for a Low-Salary Personal Loan?
How to apply for a Low-Salary Personal Loan online through Olyv?
What is the interest rate for a Low-Salary Personal Loan?
What loan amounts are available through Olyv?
What repayment tenures does Olyv offer?
How long does it take for the loan amount to be disbursed?
Is any collateral needed to get a Low-Salary Personal Loan?
How do I calculate EMI for a Low-Salary Personal Loan?
What documents are required for an online Low-Salary Personal Loan through Olyv?
Are there any processing fees for an online Low-Salary Personal Loan?
Get funds when you need it
Get funds when you need it
Get funds when
you need it
Get a Low-Salary Personal Loan Online -
Instant Approval & Fast Disbursal
Struggling to get a loan with a low income? Apply for a Low-Salary Personal Loan online through Olyv with instant approval and quick disbursal directly to your bank account.
No collateral required. Ideal for salaried individuals and/or low-income earners needing funds for medical emergencies, wedding costs, travel, or urgent expenses.
Struggling to get a loan with a low income? Apply for a Low-Salary Personal Loan online through Olyv with instant approval and quick disbursal directly to your bank account.
No collateral required. Ideal for salaried individuals and/or low-income earners needing funds for medical emergencies, wedding costs, travel, or urgent expenses.
Get a Low-Salary Personal Loan Online - Instant Approval & Fast Disbursal