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Instant Personal Loan in Gurugram | Up to ₹5 Lakh Disbursal | Apply Online

Looking for a quick personal loan in Gurugram? Olyv facilitates instant personal loans in Gurugram with 100% digital processing, minimal documentation, and fast disbursal directly to your bank account. Whether you're a salaried employee, tech professional, or private sector worker in Gurugram, you can apply for a loan online without physical paperwork or collateral.

Get up to ₹5,00,000 with flexible EMI options, competitive interest rates starting from just 1.5% per month, and a seamless mobile-based application. Whether you live in Cyber City, Golf Course Road, MG Road, or Sohna Road, Olyv facilitates you to access personal loans in Gurugram quickly and conveniently.

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Eligibility Criteria to Apply for a Personal Loan in Gurugram

Eligibility Criteria to Apply for a Personal
Loan in Gurugram

Eligibility Criteria to Apply
for a Personal Loan
in Gurugram

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan in Gurugram with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan in Gurugram with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan in Gurugram with instant approval.

Key Features of Personal Loan in Gurugram through Olyv

Key Features of Personal Loan in
Gurugram through Olyv

Key Features of
Personal Loan in Gurugram
through Olyv

Loan Amount

Loan Amount

₹1,000 to ₹5,00,000* (T&C apply)

₹1,000 to ₹5,00,000* (T&C apply)

Affordable Interest Rate for a
Personal Loan in Gurugram

Affordable Interest Rate
Personal Loan in Gurugram

Starting at just 1.5% per month, competitive and easy to manage

Starting at just 1.5% per month, competitive and easy to manage

Repayment Tenure

Repayment Tenure

2 to 18 months, offering flexible repayment options tailored to your budget

2 to 18 months, offering flexible repayment options tailored to your budget

Unsecured Personal Loan
in Gurugram

Unsecured Personal
Loan in Gurugram

No collateral required; your loan is secured based on your profile

No collateral required; your loan is secured based on your profile

Digital Loan Disbursal

Digital Loan Disbursal

Funds are directly transferred to your bank account (T&C apply)

Funds are directly transferred to your bank account (T&C apply)

Apply for Personal Loan in
Gurugram with Aadhaar

Complete the application process online

Complete the application process online

Apply for an Personal Loan
in Gurugram with Aadhaar

Calculate Your Personal Loan EMI through Olyv

Calculate Your Personal
Loan EMI through Olyv

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Aug '25₹5,000₹25₹-25₹5,025

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Documents Required to Apply for
Personal Loan in Gurugram through Olyv

Documents Required to Apply for Personal Loan in Gurugram through Olyv

To apply for a Personal Loan in Gurugram, you’ll typically need to
provide the following documents:

To apply for a Personal Loan in Gurugram, you’ll typically need to provide the following documents:

To apply for a Personal Loan in Gurugram, you’ll typically need to provide the following documents:

Proof of Identity

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

Proof of Address

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

Proof of Income

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

Please note that the exact document requirements may vary slightly based on the lending partner.

Interest Rates and Charges

Interest Rates and Charges

Interest Rates and Charges

Understanding these charges will help you make an informed borrowing decision.

Understanding these charges will help you make an informed borrowing decision.

Interest Rates

Starting at 1.5% per month

Processing Fees

Subject to the borrower's

profile

How to Apply for Personal Loan through Olyv

How to Apply for Personal Loan through Olyv

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Complete your profile with accurate personal and
    employment details.

  1. Complete your profile with accurate personal and
    employment details.

  1. Complete your profile with accurate
    personal and employment details.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Verify your identity through KYC via
    Aadhaar OTP and selfie verification.

  1. Select your desired loan amount and repayment
    tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Upon approval, receive a Personal Loan
    disbursal directly to your bank account.

  1. Upon approval, receive Personal
    Loan disbursal directly to your bank
    account.

  1. Upon approval, receive Personal
    Loan disbursal directly to your
    bank account.

FAQ

Can I get a ₹30,000 Emergency Cash Loan in Gurugram without collateral?

Yes, Olyv facilitates urgent cash loans in Gurugram without requiring any collateral. You can get up to ₹5,00,000 based on your eligibility and credit profile.

Do I need to visit a bank branch for loan approval?

Who is eligible for a Personal Loan in Gurugram through Olyv?

How to apply for a Personal Loan in Gurugram through Olyv?

What is the interest rate for a Personal Loan in Gurugram through Olyv?

What loan amounts are available through Olyv?

Which is the best app for Personal Loans in Gurugram?

What repayment tenures does Olyv offer?

How long does it take for the loan amount to be disbursed?

Is any collateral needed to get an online Personal Loan in Gurugram through Olyv?

How do I calculate EMI for a Personal Loan?

What documents are required to apply for an online Personal Loan in Gurugram through Olyv?

Are there any processing fees for an online Personal Loan?

Are self-employed individuals eligible for a personal loan?

Are there any hidden charges?

Can I get a ₹30,000 Emergency Cash Loan in Gurugram without collateral?

Yes, Olyv facilitates urgent cash loans in Gurugram without requiring any collateral. You can get up to ₹5,00,000 based on your eligibility and credit profile.

Do I need to visit a bank branch for loan approval?

Who is eligible for a Personal Loan in Gurugram through Olyv?

How to apply for a Personal Loan in Gurugram through Olyv?

What is the interest rate for a Personal Loan in Gurugram through Olyv?

What loan amounts are available through Olyv?

Which is the best app for Personal Loans in Gurugram?

What repayment tenures does Olyv offer?

How long does it take for the loan amount to be disbursed?

Is any collateral needed to get an online Personal Loan in Gurugram through Olyv?

How do I calculate EMI for a Personal Loan?

What documents are required to apply for an online Personal Loan in Gurugram through Olyv?

Are there any processing fees for an online Personal Loan?

Are self-employed individuals eligible for a personal loan?

Are there any hidden charges?

Can I get a ₹30,000 Emergency Cash Loan in Gurugram without collateral?

Yes, Olyv facilitates urgent cash loans in Gurugram without requiring any collateral. You can get up to ₹5,00,000 based on your eligibility and credit profile.

Do I need to visit a bank branch for loan approval?

Who is eligible for a Personal Loan in Gurugram through Olyv?

How to apply for a Personal Loan in Gurugram through Olyv?

What is the interest rate for a Personal Loan in Gurugram through Olyv?

What loan amounts are available through Olyv?

Which is the best app for Personal Loans in Gurugram?

What repayment tenures does Olyv offer?

How long does it take for the loan amount to be disbursed?

Is any collateral needed to get an online Personal Loan in Gurugram through Olyv?

How do I calculate EMI for a Personal Loan?

What documents are required to apply for an online Personal Loan in Gurugram through Olyv?

Are there any processing fees for an online Personal Loan?

Are self-employed individuals eligible for a personal loan?

Are there any hidden charges?

Get funds when you need it

Get funds when you need it

Get funds when

you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

Personal Loan by Location

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Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

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Instant Personal Loan in Gurugram | Up to ₹5 Lakh Disbursal | Apply Online

Looking for a quick personal loan in Gurugram? Olyv facilitates instant personal loans in Gurugram with 100% digital processing, minimal documentation, and fast disbursal directly to your bank account. Whether you're a salaried employee, tech professional, or private sector worker in Gurugram, you can apply for a loan online without physical paperwork or collateral.

Get up to ₹5,00,000 with flexible EMI options, competitive interest rates starting from just 1.5% per month, and a seamless mobile-based application. Whether you live in Cyber City, Golf Course Road, MG Road, or Sohna Road, Olyv facilitates you to access personal loans in Gurugram quickly and conveniently.

Looking for a quick personal loan in Gurugram? Olyv facilitates instant personal loans in Gurugram with 100% digital processing, minimal documentation, and fast disbursal directly to your bank account. Whether you're a salaried employee, tech professional, or private sector worker in Gurugram, you can apply for a loan online without physical paperwork or collateral.


Get up to ₹5,00,000 with flexible EMI options, competitive interest rates starting from just 1.5% per month, and a seamless mobile-based application. Whether you live in Cyber City, Golf Course Road, MG Road, or Sohna Road, Olyv facilitates you to access personal loans in Gurugram quickly and conveniently.

Instant Personal Loan in Gurugram | Up to ₹5 Lakh Disbursal | Apply Online

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