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Small Personal Loan Online -
Instant Approval & Fast Disbursal

Looking for a fast solution to your urgent financial needs? Apply for an instant cash loan online through Olyv and receive instant approval with money credited to your bank account.


No paperwork, no collateral - just a simple, secure way to access quick personal loans for emergencies, medical bills, or unplanned expenses.

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Eligibility Criteria For Small Personal Loan

Eligibility Criteria For
Small Personal Loan

Check your eligibility at olyv.co.in for a quick, 100% digital Small Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Small Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan with instant approval.

Key Features of Small Personal Loan through Olyv

Key Features of Small Personal Loan
through Olyv

Key Features of
Instant Cash through Olyv

Loan Amount

Loan Amount

₹1,000 to ₹5,00,000* (T&C apply)

₹1,000 to ₹5,00,000* (T&C apply)

Affordable Small Personal Loan
Interest Rate

Affordable Small Personal Loan
Interest Rate

Starting at just 1.5% per month, competitive and easy to manage

Starting at just 1.5% per month, competitive and easy to manage

Repayment Tenure

Repayment Tenure

2 to 18 months, offering flexible repayment options tailored to your budget

2 to 18 months, offering flexible repayment options tailored to your budget

Unsecured Personal Loan

Unsecured

Emergency Loan

No collateral required; your loan is secured based on your profile

No collateral required; your loan is secured based on your profile

Digital Loan Disbursal

Digital Loan Disbursal

Funds are directly transferred to your bank account (T&C apply)

Funds are directly transferred to your bank account (T&C apply)

Apply for an Small Personal

Loan with Aadhaar

Complete the application process online

Complete the application process online

Apply for an Small
Personal Loan
with
Aadhaar

Calculate Your Small Personal Loan
EMI through Olyv

Calculate Your Small Personal Loan EMI through Olyv

Calculate Your Small Personal Loan EMI through Olyv

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Jul '25₹5,000₹25₹-25₹5,025

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Documents Required to Apply for
Small Personal Loan through Olyv

Documents Required to Apply for Small Personal Loan through Olyv

To apply for a Small Personal Loan, you’ll typically need to provide the following documents:

Proof of Identity

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

Proof of Address

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

Proof of Income

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

Please note that the exact document requirements may vary slightly based on the lending partner.

Interest Rates and Charges

Interest Rates and Charges

Interest Rates and Charges

Understanding these charges will help you make an informed borrowing decision.

Understanding these charges will help you make an informed borrowing decision.

Interest Rates

Starting at 1.5% per month

Processing Fees

Subject to the borrower's

profile

How to Apply for Small Personal Loan through Olyv

How to Apply for Small Personal
Loan through Olyv

How to Apply for Small Personal Loan through Olyv

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Register using your mobile number.

  1. Complete your profile with accurate personal and
    employment details.

  1. Complete your profile with accurate personal and
    employment details.

  1. Complete your profile with accurate
    personal and employment details.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Verify your identity through KYC via Aadhaar OTP
    and selfie verification.

  1. Verify your identity through KYC via
    Aadhaar OTP and selfie verification.

  1. Select your desired loan amount and repayment
    tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Select your desired loan amount and
    repayment tenure.

  1. Upon approval, receive a Small Personal Loan
    disbursal directly to your bank account.

  1. Upon approval, receive Small Personal Loan
    disbursal directly to your bank account.

  1. Upon approval, receive Small Personal
    Loan disbursal directly to your bank
    account.

FAQ

What is a Small Personal Loan, and how does Olyv help?

A small personal loan is a short-term loan starting from ₹1,000, ideal for urgent needs like medical emergencies, utility bills, or travel. Olyv facilitates small personal loans online with fast approval and direct bank disbursal.

How can I apply for a Small Personal Loan online through Olyv?

What is the interest rate for Small Personal Loans through Olyv?

Is collateral required for a Small Personal Loan through Olyv?

Can I use a Small Personal Loan for medical or emergency expenses?

What are the repayment options for Small Personal Loans through Olyv?

What documents are required to apply for a Small Personal Loan through Olyv?

How do I calculate my EMI for a Small Personal Loan through Olyv?

What is a Small Personal Loan, and how does Olyv help?

A small personal loan is a short-term loan starting from ₹1,000, ideal for urgent needs like medical emergencies, utility bills, or travel. Olyv facilitates small personal loans online with fast approval and direct bank disbursal.

How can I apply for a Small Personal Loan online through Olyv?

What is the interest rate for Small Personal Loans through Olyv?

Is collateral required for a Small Personal Loan through Olyv?

Can I use a Small Personal Loan for medical or emergency expenses?

What are the repayment options for Small Personal Loans through Olyv?

What documents are required to apply for a Small Personal Loan through Olyv?

How do I calculate my EMI for a Small Personal Loan through Olyv?

What is a Small Personal Loan, and how does Olyv help?

A small personal loan is a short-term loan starting from ₹1,000, ideal for urgent needs like medical emergencies, utility bills, or travel. Olyv facilitates small personal loans online with fast approval and direct bank disbursal.

How can I apply for a Small Personal Loan online through Olyv?

What is the interest rate for Small Personal Loans through Olyv?

Is collateral required for a Small Personal Loan through Olyv?

Can I use a Small Personal Loan for medical or emergency expenses?

What are the repayment options for Small Personal Loans through Olyv?

What documents are required to apply for a Small Personal Loan through Olyv?

How do I calculate my EMI for a Small Personal Loan through Olyv?

Get funds when you need it

Get funds when you need it

Get funds when

you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

Personal Loan by Location

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Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

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Made In Bharat

Small Personal Loan Online - Instant
Approval & Fast Disbursal

Looking for a fast solution to your urgent financial needs? Apply for an instant cash loan online through Olyv and receive instant approval with money credited to your bank account.

No paperwork, no collateral - just a simple, secure way to access quick personal loans for emergencies, medical bills, or unplanned expenses.

Looking for a fast solution to your urgent financial needs? Apply for an instant cash loan online through Olyv and receive instant approval with money credited to your bank account.


No paperwork, no collateral - just a simple, secure way to access quick personal loans for emergencies, medical bills, or unplanned expenses.

Small Personal Loan Online - Instant Approval & Fast Disbursal

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