Let’s take an example: Kavya, a 27 year old Mumbai-based marketing professional, suddenly found an urgent need for 1.5 lakhs.…
How Do You Complete e-KYC for Personal Loans through Olyv App?
In Bengaluru, delivery agent Rahul was in a hurry for Rs 25,000; his scooter had finally let him down mid-shift,…
No Credit History? Here’s How You Can Build One From Scratch
A few months ago, a colleague’s cousin- let’s call her Meera, 23- just started her first job in Pune; she…
How to recover your account registered on CIBIL?
A 31-year-old sales manager named Rohit moved to Hyderabad, India, from Chennai for a better job opportunity and was shocked…
Why Your Credit Limit Isn’t it moving? What Actually Gets It Unstuck
Here’s a scenario we hear about often from cardholders: two years of paying the bill in full, never a rupee…
What Is the Maximum Credit Score? 900 Credit Score Explained
A user wrote to us at Olyv support last month asking, “I have been paying all my EMIs and credit…
Personal Loan EMI Bounce Charges: What Happens if EMI Fails?
Your EMI is due on the 5th. You check your account on the 7th, out of habit, not worried. There’s…
Personal Loan Processing Time: How Long Does It Take?(Real Timelines, Not Guesses)
On the same Tuesday, Anjali and Deepak applied for a personal loan for approximately the same amount. By Tuesday evening,…
Why Your Loan Repayment Status Never Seems to Match What You Expect?
Three people wrote in with what looked like the same complaint last month and turned out to be three completely…
Personal Loan Eligibility: What Decides Whether You Get Approved
While talking to our customers at Olyv, I have come across several people who were perplexed about eligibility for a…