SBI Credit Card Reward Points: How to Redeem & Check Value

Managing your credit card rewards smartly can help you save money and get extra benefits on every purchase. With SBI Credit Card Reward Points, you can earn, track, and redeem points easily for cashback, shopping, travel, and more.

Whether you’re checking your SBI credit card reward points login, calculating their value in rupees, or learning how to redeem SBI debit card reward points, this guide explains everything step-by-step.

SBI Credit Card Reward Points – How to Earn

Every time you swipe your SBI Credit Card, you earn reward points based on the card type and spending category.
Here’s how to earn SBI Credit Card Reward Points effectively:

Tip: Use your SBI card for high-value purchases and partner offers to earn maximum points faster.

SBI Credit Card Reward Points Login & Tracking

To check your SBI credit card reward points balance, follow these steps:

1. Visit sbicard.com.
   
2. Click ‘Login’ and enter your user ID and password.
   
3. Go to the ‘Rewards’ or ‘My Account’ section.
   
4. View your total reward points and redemption options.
   

You can also download the SBI Card mobile app to view, redeem, and track your SBI credit card reward points instantly.

SBI Credit Card Reward Points to Cash – Redemption Process

Yes, you can convert your SBI credit card reward points to cash and use them as statement credit.

Steps to redeem points for cash:

1. Log in to your SBI Card account or mobile app.
   
2. Go to the ‘Rewards’ section.
   
3. Choose ‘Redeem for Cash’ or ‘Statement Credit’.
   
4. Select the number of points you want to redeem.
   
5. Confirm your redemption request.
   

Cash equivalent will reflect in your card statement within 3–5 working days.

SBI Credit Card Reward Points Value in Rupees

Here’s how much your SBI points are worth:

Example: If you have 2000 points, their value may range between ₹500 and ₹1000 depending on redemption.

How to Use SBI Reward Points Online

• You can use your points for shopping, travel bookings, or gift vouchers on the official SBI rewards portal.

How to use 500 reward points in SBI:

• Log in to your account → Go to ‘Redeem Rewards’ → Select an item worth 500 points.
  You can choose from Amazon vouchers, movie tickets, or utility bill payments.
  

SBI Credit Card Reward Points Calculator

Use the SBI credit card reward points calculator available on the SBI Card website to estimate how many points you can earn based on your monthly spend.

Example:

SBI Credit Card Reward Points Expiry Date

All SBI credit card reward points are valid for 24 months (2 years) from the date of earning.
It’s important to check your points regularly so they don’t expire unused.

To view expiry details:

• Log in → Go to ‘Rewards Summary’ → Check ‘Expiring Soon’ section.
  

SBI Credit Card Reward Points Purchase Option

If you fall short of points for a particular voucher, some SBI cards allow you to purchase additional reward points at a nominal rate.
Availability may vary depending on your card type — check your SBI account for eligibility.

SBI Debit Card Reward Points Redemption

If you also use an SBI Debit Card, you can redeem points earned under the State Bank Rewardz Program:

1. Visit www.rewardz.sbi.
   
2. Log in with your registered mobile number.
   
3. Click on ‘Redeem Points’.
   
4. Choose from vouchers, recharges, or cashback options.
   

FAQs on SBI Credit Card Reward Points

1. How do I redeem my SBI credit card points?
Log in to your SBI Card account, go to the “Rewards” tab, and select “Redeem for Cash” or “Catalogue”.

2. How much is 1 reward point in SBI?
Typically, 1 SBI reward point equals ₹0.25 to ₹0.50, depending on redemption type.

3. How many points are 1000 in credit cards?
For SBI, 1000 points are usually worth ₹250–₹500.

4. Can I convert SBI credit card reward points to cash?
Yes, you can redeem points for cash credit directly to your statement.

5. When do SBI credit card reward points expire?
Points expire after 24 months, so it’s best to redeem them regularly.

6. How to redeem SBI debit card reward points?
Visit www.rewardz.sbi and redeem online for shopping, recharge, or vouchers.

Key Takeaways – SBI credit card reward points

• You can check your SBI credit card reward points login on sbicard.com or the mobile app.
  
• Convert SBI credit card reward points to cash or redeem for vouchers easily.
  
• 1 reward point = ₹0.25–₹0.50, and points expire after 2 years.
  
• Use the SBI credit card reward points calculator to estimate your potential savings.
  
• Redeem SBI debit card reward points separately via the Rewardz portal.