Tax Deduction at Source (TDS) is a process of tax collection in India that is mandatory for income from higher tax brackets and in specific cases. Banks, employers or companies deduct this tax every month before paying you. However, how can you be sure that the tax has been deposited with the government? It is therefore necessary to know how to check TDS online.
So let’s start.
What Is TDS?
TDS means tax is deducted as soon as you make money. It can be in the following situations,
- You are paid a salary
- You earn bank interest
- You are a freelance worker
- You make a large cash withdrawal (as per Section 194N)
- TDS ensures that the tax is paid on time.
Despite this, there is a possibility of making mistakes. Thus, you can make a TDS check online in order to prevent future problems.
Why Should You Check TDS Online?
There are a lot of reasons. The following are the three most significant ones,
- You confirm your tax was deposited.
- You avoid a mismatch while filing your ITR.
- You spot errors early.
- You keep track of payments from banks or employers.
Doing a TDS check online only takes a few minutes.
Different Ways to Check TDS Online
Below are 3 simple methods. Each method is easy and works on a mobile or a laptop.
1. Check TDS Statement Status (For Deductors)
This technique is beneficial for those who deduct TDS, such as employers, business owners, accountants, and companies.
The first step is to visit the official TDS Statement Status page. Here you will be able to see:
- TDS return filing status
- Acceptance status of return
- Any errors that might have occurred
- Processing date
This not only ensures compliance with TDS return filing regulations but also helps maintain a proper TDS status checking process.
2. Check TDS on the Income Tax Portal (For Everyone)
This method is considered the most frequently used by salaried individuals, freelancers, and all types of taxpayers.
Steps,
- Go to the official e-filing portal: incometax.gov.in
- Log in using your PAN and password
- Go to ‘e-File’ and then to ‘Income Tax Returns’
- Click ‘View Form 26AS’
- You will be redirected to the TRACES portal
- Here you can see all TDS entries linked to your PAN
This is the simplest answer to how to check TDS online.
Your Form 26AS will be the one showing,
- Employer’s TDS
- Bank’s TDS
- Companies’ TDS that paid you
- TDS on property, rent, interest
- Refunds and other tax credits
It is the method that provides the most complete TDS statement status.
3. Check TDS on Cash Withdrawal under Section 194N
If you take out large amounts of cash, the banks may deduct TDS under the respective section.
Also, you can see the TDS entries for cash withdrawals in your Form 26AS.
This method is especially helpful for business owners or individuals who deal with significant cash transactions.
Which Method Should You Use?
| Who You Are | Best Method | Why |
| Salaried person | Form 26AS on the e-filing portal | Shows complete TDS details |
| Freelancer / Consultant | Form 26AS | Tracks client TDS deductions |
| Business Owner | TDS Statement Status page | Helps verify TDS returns filed |
| Heavy Cash Withdrawer | Section 194N TDS info page | Shows specific TDS on large cash withdrawals |
Common Problems You Might See
When people do a TDS check online, here are the common problems they usually encounter:
- TDS taken out but not displayed
- Wrong PAN entry made by the employer/bank
- Tax return submitted late
- The TRACES web portal is not functioning
- Incorrect sum or inconsistency.
All of these problems can be solved by getting in touch with the deductor (employer or the bank).
Ways to Prevent TDS Mistakes
- Always provide your accurate PAN
- Monitor Form 26AS every couple of months
- Request the employers to disclose TDS information
- Safeguard the salary slips and bank statements
- Cross-check TDS during the ITR filing.
These simple steps make TDS status checking smooth.
Conclusion
Doing a TDS check online is an important habit. It ensures that the tax that was cut from your income is actually deposited with the government. You can use the official e-filing portal, the TDS Statement Status page, or the Section 194N help pages to verify everything. These tools make tax checking easy, fast, and accurate.
When you understand how to check TDS online, you avoid errors during ITR filing, ensure correct tax credit, and stay stress-free. The goal is simple: stay informed and stay compliant.
By checking your TDS statement status regularly, you protect yourself from mistakes and enjoy a smoother tax experience.
