Author: Swaujas Chatterjee

A credit card can be a powerful tool for managing your finances, particularly during a cash crunch. It provides you with the flexibility to access funds, make necessary purchases, and repay the borrowed amount at a subsequent time. One of the key advantages of credit cards is their wide acceptance, granting you substantial financial autonomy.…

Living in a fast-paced, fleeting age requires staying on top of multiple things that demand your time and attention at the same time. Thanks to technology, managing a lot of it is becoming increasingly convenient for people living in the digital age. There’s an app to help you do everything from paying bills to streaming…

A quick personal loan can make life easier, but there are always concerns about getting the right loan from a trustworthy lender. Whether it’s an unexpected medical expense, tuition fees, or a last-minute travel opportunity, sometimes you need money urgently but don’t have collateral to secure a loan. Olyv offers a solution by providing unsecured…

“I’m here to apply for a home loan,”-  Naina, who always dreamt of owning her own house, said with a confident smile to the bank employee. The bank representative nodded and began explaining – “Great! Let’s discuss the home loan interest rates, EMI options, and your home loan eligibility first.” Naina blinked, her excitement dimming…

A 28-year-old working professional spends every Sunday afternoon scrolling through lifestyle blogs and booking staycations for stress relief. He earns well and saves a decent amount, yet feels like his money is not growing.  He is aware of investments, but terms like “compounding” and “market volatility” sound like complex finance jargon. He wonders if wealth…

A young entrepreneur applies for a loan to expand her food delivery startup. Her business has taken off, and she is looking forward to scaling up.  Confident in her growing venture, she approaches a lender—only to be rejected. When she checks her credit score, she is stunned: the score is lower than expected.  But here’s…

Picture this – You are about to board your flight home for a long vacation when you realize you will miss a big deadline—the loan for your new bike has not been approved.  Between paying rent and managing bills, you were tight on funds. With just days left before you need the bike for your…

You stop at your local coffee shop, ready to pay for your usual cup of coffee. In the past, you might have fumbled through your wallet, searching for the right amount or a debit card, waiting for the cashier to swipe and enter a PIN.  But today, you scan a QR code with your smartphone,…

You are sitting at a cafe, sipping on your favorite coffee, when you get a message—your best friend just got engaged, and you have been invited to their destination wedding in Goa.  You are thrilled, but as you quickly crunch the numbers for travel, gifts, and outfits, you realize you are short on cash.  You…

Emergencies do not wait, and neither should you. Whether it’s a medical bill, unexpected car repair, or even covering the last leg of your business expenses, having quick access to funds can be a lifesaver.  But what if you do not have time for lengthy paperwork or visits to a bank? Enter Aadhaar card loan…