Indian Bank Balance Check Number (2026) –Mobile Banking Guide

If you are searching for the official Indian Bank balance check number, here are all the verified ways to check your account balance instantly.

Indian Bank Balance Enquiry Numbers

Toll-Free Customer Care: 1800 4250 0000
Missed Call Balance Check: 96776 33000
SMS Banking: Send <BALAVL><Account number><MPIN> to 94443 94443
WhatsApp Banking: Send “Hi” to 87544 24242
USSD Code (No Internet): 9958#
Net Banking Portal: Log in through Indian Bank Net Banking
Mobile Banking App: Download IndOASIS App
Email Support: rtgs@indian-bank.com

These are the official methods to check Indian Bank account balance securely.

What is the Indian Bank Balance Enquiry Number?

The official Indian Bank balance check number is 1800 4250 0000. Customers can also give a missed call to 96776 33000 from their registered mobile number to receive balance details via SMS.

For users without internet access, the missed call and USSD methods are the fastest options.

Ways to Check Indian Bank Account Balance (Detailed Guide)

Indian Bank provides multiple balance enquiry options to suit different users.

1. Missed Call Method (Fastest Way)

• Dial 96776 33000 from your registered mobile.
• The call disconnects automatically.
• You receive an SMS with your current balance.

Best for: Quick balance check without internet.

2. Toll-Free Customer Care Support

Call 1800 4250 0000 to:

• Check balance
• Report issues
• Block debit card
• Resolve login problems

Best for: Customers who prefer speaking to support executives.

3. SMS Banking Method

Send:
<BALAVL><Account number><MPIN>
To: 94443 94443

This method adds an extra layer of security using MPIN authentication.

4. WhatsApp Banking

Send “Hi” to 87544 24242.

You can:

• Check balance
• View mini statement
• Access banking services

Best for smartphone users who prefer chat-based services.

5. USSD Code (Without Internet)

Dial: 9958#

Works on basic mobile phones without internet access.

Follow the on-screen menu to check your balance securely.

6. Indian Bank Login – Net Banking Portal

Steps:

1. Visit official Indian Bank Net Banking portal.
2. Enter User ID and password.
3. Click “Account Summary.”
4. View balance and transactions.

Net banking also allows Indian Bank statement download, fund transfers, and Aadhaar linking.

7. IndOASIS Mobile Banking App

Download IndOASIS App to:

• Check balance instantly
• Download Indian Bank statement
• Open fixed deposit
• Transfer funds
• Link Aadhaar
• Manage debit card

To activate:

• Register with account details
• Verify OTP
• Create MPIN

Mobile banking offers full digital control of your account.

Comparison Table – Which Balance Check Method is Best?

Indian Bank Mini Statement Number

To receive a mini statement via missed call, dial the designated mini statement number from your registered mobile (verify from official portal). You will receive recent transaction details through SMS.

Mini statement is useful for checking last 3–5 transactions quickly.

How to Reset Indian Bank Login Password?

If Indian Bank login is not working:

1. Click “Forgot Password” on the login page.
2. Enter User ID.
3. Verify via OTP.
4. Set new password.

If issue persists, contact customer care.

Indian Bank Debit Card Block Number

In case of lost or stolen card:

Call 1800 4250 0000 immediately to block your debit card.

Blocking instantly prevents unauthorized transactions.

Indian Bank FD Rate for Senior Citizens

Indian Bank offers higher FD interest rates to senior citizens.

Why Senior Citizens Get Higher FD Rates?

Senior citizens receive additional interest benefits to ensure better retirement income stability.

Sample FD Rate Structure

For latest FD rate details, check official portal or visit Indian Bank near you.

Is Indian Bank a Government Bank?

Yes, Indian Bank is a public sector government bank owned by the Government of India. It operates under RBI regulations and offers secure banking services nationwide.

How to Link Aadhaar Card with Indian Bank Account?

Online Method

• Log in via Indian Bank login portal.
• Select Aadhaar seeding option.
• Enter Aadhaar number.
• Verify with OTP.
• Submit request.

Mobile App Method

Use IndOASIS App to complete Aadhaar linking digitally.

Offline Method

Visit Indian Bank branch near you with Aadhaar copy and request linking form.

Processing usually takes 24–48 hours.

Indian Bank IFSC Code – How to Find It?

You can find Indian Bank IFSC code:

• On cheque book
• On passbook
• Through net banking portal
• Via branch locator tool

IFSC code is required for NEFT, RTGS, and IMPS transfers.

Indian Bank Account Opening Process

Online Account Opening

• Visit official website.
• Select account type.
• Fill digital form.
• Complete KYC verification.

Offline Account Opening

• Visit branch.
• Submit ID proof and address proof.
• Complete biometric verification.

Account opening usually takes a few working days.

How to Download Indian Bank Statement?

Through Net Banking

• Complete Indian Bank login.
• Select Account Statement.
• Choose date range.
• Download PDF or Excel.

Through IndOASIS App

• Open mobile banking.
• Select account.
• Tap statement.
• Download instantly.

Common Errors While Using Balance Enquiry Services

• Unregistered mobile number
• Incorrect MPIN in SMS banking
• Network issues
• Server delay during peak hours

Ensure your mobile number is updated in bank records.

Security Tips for Safe Banking

• Never share OTP or MPIN.
• Use only official numbers.
• Avoid public Wi-Fi for login.
• Immediately block card if lost.

FAQs – Indian Bank balance check

How to check Indian Bank balance without internet?

Give a missed call to 96776 33000 or dial 9958# from your registered mobile.

What is the official Indian Bank balance enquiry number?

The toll-free number is 1800 4250 0000.

How long does balance update take after transaction?

Usually instant, but may take a few minutes during peak server load.

Why is Indian Bank FD rate for senior citizens higher?

To provide better financial returns and retirement income support.

How to activate Indian Bank mobile banking?

Download IndOASIS App, register with account details, verify OTP, and create MPIN.

Final Verdict

Indian Bank provides multiple secure methods to check account balance including toll-free support, missed call service, SMS banking, WhatsApp banking, USSD code, net banking login, and IndOASIS mobile banking app.

Whether you are looking for Indian Bank balance check number, FD rate for senior citizens, Aadhaar linking steps, IFSC code details, account opening process, or Indian Bank statement download, all services are available digitally and offline.

For latest updates, always verify information through the official Indian Bank portal or branch.

Disclaimer:
This blog is intended for informational purposes only. It is not affiliated with, sponsored by, or endorsed by any bank or financial institution mentioned. Banking services, processes, and contact details may change over time. Readers are advised to verify the latest information through official sources before taking any action.