Ever wondered how much money is sitting in your Provident Fund (PF)? Checking your PF balance online is quick, simple, and secure. Whether you prefer using the EPFO portal, UAN login, SMS, or missed call, this guide will help you track your savings anytime, anywhere.
What Is EPF and Why Does It Matter
The Employees’ Provident Fund (EPF) is a government-backed retirement savings scheme managed by the EPFO (Employees’ Provident Fund Organization).
Both employee and employer contribute monthly to the PF account — helping you build long-term financial security.
Each PF account is linked to a Universal Account Number (UAN), allowing you to check balances and transfer funds when changing jobs.
How to Check PF Balance Online
Follow these steps to view your EPF passbook balance online through the official EPFO portal:
| Step | Action |
| 1 | Visit the official EPFO passbook site: https://passbook.epfindia.gov.in |
| 2 | Log in using your UAN number and password |
| 3 | Select your Member ID |
| 4 | View and download your EPF passbook showing monthly contributions |
Always ensure your UAN is active before checking your PF balance online.
PF Balance Check with UAN Login
Your UAN login is the key to managing your EPF account.
Here’s how to check your balance through the EPFO portal or UMANG app:
- Visit the EPFO member portal.
- Enter your UAN number and password.
- Click on ‘View Passbook’.
- Download or print your PF statement for reference.
You can also use the UMANG mobile app for real-time updates on PF balance, contribution history, and withdrawals.
Check PF Balance via SMS or Missed Call
If you don’t have internet access, try these quick offline methods:
By SMS
- Send: EPFOHO UAN ENG to 7738299899
- You’ll receive your latest PF balance and last contribution details.
By Missed Call
- Give a missed call to 9966044425 from your registered mobile number.
- Your balance will be sent via SMS instantly.
Make sure your mobile number is linked to your UAN account for these services to work.
EPF Passbook through Mobile App
You can also check your PF balance using the UMANG app (Unified Mobile Application for New-age Governance):
- Download the UMANG App from the Google Play Store or App Store.
- Log in using your Aadhaar-linked UAN.
- Go to EPFO Services → View Passbook.
- Check your latest balance and contribution details.
EPF Interest Rate 2024–25
Here’s the latest interest rate declared by EPFO:
| Financial Year | EPF Interest Rate |
| 2024–25 | 8.25% |
| 2023–24 | 8.15% |
Interest is credited annually to your EPF account balance, making it one of the safest long-term savings options.
PF Account Update & Withdrawal Process
Need to update your PF details or withdraw funds?
- Log in to the EPFO Member e-Sewa Portal
- Go to ‘Manage → KYC’ to update PAN, Aadhaar, or bank info
- For withdrawals, visit ‘Online Services → Claim (Form-31, 19, 10C)’
Always ensure your KYC is verified for faster processing.
FAQs – PF Balance Check Online
- How can I check my PF balance online with my UAN number?
Visit the EPFO passbook portal → log in using your UAN and password → view your passbook.
- What is the PF balance check number for missed calls?
Dial 9966044425 from your registered mobile number to get your latest PF balance via SMS.
- How do I check my EPF passbook balance?
You can view and download it from the EPFO website or the UMANG app.
- Can I check the PF balance without UAN?
No. UAN is mandatory for accessing your EPF passbook and balance details.
- What is the EPFO login link?
Go to the official EPFO portal: https://www.epfindia.gov.in
Conclusion
Checking your PF balance online helps you stay on top of your retirement savings.
Whether it’s through the EPFO portal, UAN login, SMS, or missed call, each method ensures instant, secure access to your EPF details.
Always use the official EPFO website or UMANG app to avoid fraud and track your contributions regularly.
